Home Buying in 11552 : Advice

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Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
When should we try to get pre-approved for a mortgage? When we have secured the down payment?? We only have $15,000 right now. Do we really need 20%?
Cj,

Pre approval (NOT prequal) should be the very first thing you do...before all else.

Only then will you know what you will realistically be able to handle.

gail@GladstoneGro ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 11552
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I saw a house threw the Listing Broker and gave her my offer. Does she have to let know if there is a counter offer?
If the seller wishes to counter offer, yes....you really should be asking the agent your question...
0 votes Share Flag Mon Feb 4, 2013 Home Buying in 11552
De Vonte Wil…, Real Estate Pro in Plainview, NY
De Vonte Williamson answered:
What is rent to own? Whi dies it benefit?
Rent to own is simply when the Landlord and the Tenant agree that they will Lease the property with the option of the Tenant to purchase the property at the end of the lease.

It is ... more
0 votes Share Flag Mon Aug 6, 2012 Home Buying in West Hempstead
Alan May, Real Estate Pro in 60201
Alan May answered:
When I contact a realtor via Trulia, is this the seller's realtor which I am contacting? If so, how do I initiate contact with a buying agent?
In most cases, yes.. by responding to a listing on Trulia, you're contacting the listing agent. You can find a buyer's agent, by contacting a local real estate agency, and interviewing ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 11552
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
if my income is 40000 and my score is 620 can i buy house for 250000
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously; therefore visit with any licensed loan officer ... more
0 votes Share Flag Tue Apr 17, 2012 Home Buying in West Hempstead
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
In a short sale, do banks generally have an issue with the condition that the buyer's property has an offer before the closing?
bob when making an offer on a short sale, everything and anything needed should be in your initial offer, once a bank approves a short sale, they are not going to want to renegotiate, y ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in 11552
Nina Harris/…, Real Estate Pro in Williston Park, NY
Nina Harris/CBR/SFR answered:
I signed a contract for a new construction home in Aug and the builder recently dropped the asking price by 20K.
I would certainly give it a shot. If you hada buyer's agent, maybe you could go back to him and have him renegotiat. Or seek out a real estate to review your contract to see if it& ... more
0 votes Share Flag Sun Feb 3, 2013 Home Buying in 11552
Nina Harris/…, Real Estate Pro in Williston Park, NY
Nina Harris/CBR/SFR answered:
Can I wait until after the bank accepts my offer on a short sale to have a home inspection and get a lawyer involved?
Your agent is right. If there is any hesitation on your part, the bank will just go to the next offer in line. If it's a house you truly want, you need to know what you're bu ... more
0 votes Share Flag Sun Feb 3, 2013 Home Buying in 11552
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How would I go about buying a second home? first home mortgage being paid my parents
Have you visitied with any qualified loan officer so yet, and if so were suggestions made as to what needs to be done; if not consider a consultation and go from there.
0 votes Share Flag Thu Apr 21, 2011 Home Buying in West Hempstead
Daniel Rosen…, Real Estate Pro in West Hempstead, NY
Daniel Rosenbaum answered:
Co-op board approval for 2 people, one with great credit and mine is bad?
It depends on the board. Technically if the mortgage and all the other documents are in her name and she is financially capable of making all of the payments and qualifications, the boa ... more
0 votes Share Flag Wed Jan 5, 2011 Home Buying in West Hempstead
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