It depends on where you want to live and the type of housing you want. Are you being realistic with your expectations in that price range? It sounds like you have to make a trade off somewhere. Either move to a place where housing is less expensive or accept a home that may not have recent updates or maybe smaller than you wanted. Only you know what is most important. Make a written list of your housing needs and then put each housing feature in order of what is most important. Once you prioritize your needs the answer may become apparent to you.
Warren...Not sure what you're looking for?? Are you looking for an agent to assist you? Or are you inquiring about your ability to get a loan? You will likely need to do BOTH. If you have any friends that can recommend a local loan officer, that's a good place to start. Once you know how much you can spend, find a good agent and start the search. Best of luck with your purchase...Jim... more
If your question is regarding financing--there are other factors that determine a loan qualification, such as current debt, credit, amount down, etc.; therefore consider visiting with any qualified loan officer, after reviewing your overall financials a determination on qualification can be made--also to consider are everyday expenses; what lenders donâ€™t know are borrowersâ€™ non-debt spending habits, present and anticipated. You, the borrower, need to consider the economic factors of your lifestyle that would impact on your individual comfort level of affordability. A mortgage outside your budgetary constraints can dramatically alter your overall living conditions. So, be sure to factor micro and macro economic concerns into your mortgage amount deliberations.... more
It is not possible to give this advice to someone outside of ones "area of operation". However, almost every community has some sort of Council on Aging. Phone your County or City main information number and ask which department deals with assistance to older and disable people - I am certain that they will direct you to the right office.
George in Tucson... more
You need to speak to a lender. They can pull your credit to see if you qualify for an alternative credit mortgage. You definitely need at least 3.5% down. Neighborhood Housing Services is a good source to check with to see if there is any grant money available to you. Check out 16 ideas for a downpayment with this link http://www.box.net/shared/4pq5fsxvd3 and my real estate book http://www.box.net/shared/kpsdmaal5o which explains how to buy a home.... more