08756 : Advice

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Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
I am looking to purchase a home in dallas tx . I have 1 delinquent on my credit which is a v.a school loan. My fico scores are 650 648 620.
Your chances would be very slim unless you can put down 40-50%.
0 votes Share Flag Mon Oct 1, 2012 Home Buying in Toms River
Paul Combits…, Real Estate Pro in Toms River, NJ
Paul Combitsis answered:
In GENERAL...is it easier to get someone to rent to you if you had a short sale vs foreclosing?
Alicia,

There is no clear-cut answer, however, if you're simply asking about TRENDS and an "on the average" sort of answer, I would say the short sale. Someone could be in a short s ... more
0 votes Share Flag Thu Oct 4, 2012 Rental Basics in 08753
Salvatore Ve…, Real Estate Pro in Toms River, NJ
Salvatore Ventre answered:
Going rate for a home my size in Toms River, NJ. Im seeing conflicting prices...
You really should have an agent do a comparable analysis for you. If you want, give me a call and I can help you out.

Sal Ventre
Crossroads Realty
Sventre@crossroadsrealtynj.com
7 ... more
0 votes Share Flag Fri Oct 26, 2012 Home Selling in 08753
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Is it hard to rent after a foreclosure and bankruptcy ch7?
It is more difficult. I've worked with some folks in your shoes and it has helped to "tell the story" - so that the credit report does not stand alone. Work with an agency that has th ... more
0 votes Share Flag Sat Aug 3, 2013 Foreclosure in 08753
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
I want to rent but am afraid too because I dont want to keep leaving...
Hello Alicia,
Some landlords prefer a longer term tenant so they don't have to draw up a new lease again at he end of the term or incur the expense of preparing the unit for a new t ... more
0 votes Share Flag Tue Jul 23, 2013 Rental Basics in 08753
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
I plan on renting in about 1-2 years. I have a large family and a dog? Will it be a problem to find a home to rent because of children and pets?
You can't be discriminated against because of the size of your family, except that the property code here says that there can be no more than two people to a bedroom on the lease. But ... more
0 votes Share Flag Fri Nov 23, 2012 Rental Basics in 08753
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Once Im farther into the foreclosure process can I change my mind and do a short sale if I weaken and decide its all too much?
This would be a good question for your Bank's LOSS MITIGATION DEPARTMENT; not us.
You may not have any choice in the matter.
0 votes Share Flag Mon Oct 1, 2012 Foreclosure in 08753
Nancy Cagno, Real Estate Pro in Toms River, NJ
Nancy Cagno answered:
Are you permitted to buy a house in Silver Ridge or any section of Holiday City to rent out?
Hi Mary

Most homeowners associations in HC (including Silver Ridge) do allow rentals but for some of them you have to own the home for a period of time first (1 year, etc) before bei ... more
0 votes Share Flag Thu Sep 6, 2012 Home Buying in Toms River
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Does anyone know why they are listing it as a rental when it actually for sale?
We have no idea what house you are speaking about but often I have seen owners list a house for sale or rent and will do whichever comes first to them.
0 votes Share Flag Sun Sep 9, 2012 In My Neighborhood in 08753
Philip Porte…, Real Estate Pro in Toms River, NJ
Philip Portera answered:
family member willing to loan me up to 100k cash for home...
Pete,
This is certainly do-able especially in some of the Adult Communities in the area. There are a host of other questions I would ask you but I think a phone conversation would be b ... more
0 votes Share Flag Sat Aug 18, 2012 Home Buying in Toms River
Alex Kushnir, Real Estate Pro in Monmouth County, NJ
Alex Kushnir answered:
Anyone here live in Toms River but work in NYC?
I doubt it will take you 1.5 hrs each way. I commute to either downtown or Port Authority from Lincroft (exit 109) by bus and it takes about the same time or more. NJT is even longer, I ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in Toms River
Jim Flanagan,…, Real Estate Pro in Toms River, NJ
Jim Flanagan, GRI, e-PRO answered:
what is Toms River like?
Posineg23,

I grew up in Toms River. I ran away from Toms River.

I've been back in Toms River for 15 years now. Why?

I believe it's the best to live that I have ever been to! ... more
0 votes Share Flag Tue Aug 7, 2012 General Area in Toms River
Joseph JT Sc…, Real Estate Pro in Toms River, NJ
Joseph JT Scillieri answered:
I'm looking for a Castle Harbor in Holiday City. Location a must. Handy man is perfect.
HI Hobo, there are several castle harbor models available in holiday city starting at $94,999 call or email me and i will be happy to show them to you.
0 votes Share Flag Wed Feb 13, 2013 Market Conditions in Toms River
Emilee Jacks…, Real Estate Pro in Brick, NJ
Emilee Jackson answered:
Hello looking for a quality & reputable home inspector? any recommendations for the Toms River area?
I've used Pete Daniele for 6 years and never had a complaint. His cell number is 732 904 3208. Good luck!
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Toms River
Ron Shaffery, Real Estate Pro in 08753
Ron Shaffery answered:
what is the smart start program ?
Hi Bob,

The smart start program is a neighborhood targeted program that allows home buyers to get a second mortgage on a purchase to cover closing costs and down payments. There are ... more
0 votes Share Flag Fri Nov 23, 2012 Home Buying in 08753
Cathleen, Real Estate Pro in Barnegat, NJ
Cathleen answered:
Anyone know of landlords whom acept special response in the Ocean Co. area?
Hi Christina, I don't know of anyone in Toms River Area, but I will tell you my Landlord down here in Manahawkin has now stopped accepting it. The problem is with Social Services not r ... more
0 votes Share Flag Thu May 7, 2015 Rentals in Toms River
GTOptions, Other/Just Looking in Indian Beach, NC
GTOptions answered:
Im looking for a nice 3 bedroom home 2ba with yard in monmouth or ocean county and accepts section 8 no more than 1650 plus utitites.
The agents of the area would be a good option as they are very well aware of the places and have the records. Agents can help you to come threw your own dream home and could in fact kee ... more
0 votes Share Flag Wed Jul 31, 2013 Rentals in Toms River
Sharon Asay, Real Estate Pro in Toms River, NJ
Sharon Asay answered:
Hello we are looking for a summer home in TR and see many homes have the light gravel/stones that cover the lawn. How expensive is that?
Hi Jan ~

The cost for a lawn to be covered by light gravel/stones or any stones would best be asked to a Landscaper. It would most likely depend on the size of the yard and the type ... more
0 votes Share Flag Fri Jul 6, 2012 Curb Appeal in Toms River
Joseph JT Sc…, Real Estate Pro in Toms River, NJ
Joseph JT Scillieri answered:
im looking for a summer home in the holiday city area i live in fl but would like to be in nj for summer a fixer upper would be fine
Hi Judy Mignone, I am very familiar with holiday city and would be happy to find you a place. I also have a Florida real estate license.
0 votes Share Flag Wed Feb 13, 2013 Market Conditions in Toms River
Paul Combits…, Real Estate Pro in Toms River, NJ
Paul Combitsis answered:
We are looking to buy in Toms River, NJ do we still need to be concerned with the ciba-giegy area?
Hi there,

The whole Ciba-Giegy incident was a long time ago. Any issues regarding the water, etc. have since been resolved. Call me directly or email me and I would be happy to go o ... more
0 votes Share Flag Fri Aug 9, 2013 Home Buying in Toms River
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