07504 : Advice

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Peter J Roge…, Real Estate Pro in 07481
Peter J Rogers answered:
I'm in contract to buy a home, however it has been very difficult to get a fha loan. They have so many
Some of what you say is difficlut to understand. Why did you change lenders? If you did then the new lender has to start from scratch so it follows the closing date will have to be put ... more
0 votes Share Flag Tue Jul 28, 2009 Home Buying in 07514
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Did you know that you can buy a rehab home and finance the repairs?
Yes I did. Michael Quaranta at Prosperity Mortgage handles them all the time.

3.5% FHA style loan and can finance up to 110% of the after repair value

Michael Quaranta
Prosperit ... more
0 votes Share Flag Thu Jul 23, 2009 Home Buying in Paterson
Shirley Weems, Real Estate Pro in Melbourne, FL
Shirley Weems answered:
how long after bankruptcy can you apply for a morgage gor a home?
Do not let anyone give you an answer to this because the truth is that the lender can make the rules as they go along. So this year it may not affect you or drop off in 7 years but nex ... more
0 votes Share Flag Wed Sep 16, 2009 Home Buying in Paterson
Jack Vollenb…, Real Estate Pro in Flemington, NJ
Jack Vollenberg answered:
Hi Frances,

E-mail or call me and I can help you with the research.


Jacobus "Jack" Vollenberg
RE Appraiser - Vollenberg Appraisers
Asset Manager - ERA Statewide ... more
0 votes Share Flag Wed Nov 4, 2009 Home Buying in Paterson
Jefferson, Home Buyer in Bucks County, PA
Jefferson answered:
I have a 2 part question. 1) When a house is purchased, is it true the property taxes immediately goes up? 2)
That's not a rule of thumb. People can ask whatever they like and often ask too much to start. I'd start with the recent SOLD comps for comparable homes to know what the market will b ... more
0 votes Share Flag Tue Mar 17, 2009 Home Buying in 07502
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Is home ownership still part of your American Dream? Yes.
Hi Yvette, yes home ownership is still a part of my American Dream and I hope it can be part of yours as well. It is good that you are focused on improving/cleaning up your credit sco ... more
0 votes Share Flag Wed Jun 24, 2009 Home Buying in 07503
Marc Paolella…, Real Estate Pro in Succasunna, NJ
Marc Paolella, Relo Director answered:
Hi. I work in NYC and we are looking into purchasing townhouse or renovated one family house. We currently
Hi Cathy,

There are some great towns and school districts that I'm sure you are familiar with (Ridgewood, Glen Rock, Ho-Ho-Kus), but your 30 minute limit will preclude them. You real ... more
0 votes Share Flag Sat Jan 10, 2009 Home Buying in 07505
Jack Vollenb…, Real Estate Pro in Flemington, NJ
Jack Vollenberg answered:
Hi, I recently starting looking into homes in Paterson. I am from Brooklyn, NY, and don't mind a little bit
Hi Sarah,

Paterson is a pretty large city with over 150,000 residents and a rich history as one of America's first industrial centers. That said, the Paterson housing market is going ... more
0 votes Share Flag Sun Jun 14, 2009 Home Buying in 07522
Michelle Har…, Real Estate Pro in Dallas, PA
Michelle Harris answered:
The lanlord has not been around for a couple of months to pick up rent and no where to be found. I want to
Can you look them up in the phone book, call and check out what has happened?
You can also call your local county courthouse and see if it's up for sheriff's sale.
0 votes Share Flag Wed Jan 21, 2009 For rent in Paterson
Renee Porsia, Real Estate Pro in Philadelphia, PA
Renee Porsia answered:
I contacted realtor in my area (I live in 07501 area of Paterson) and was told that she could put my house on
Hi Raquel,

Wow! I am so sorry to hear about your situation. I must start off by saying that yes, your Realtor can be right. Unfortunately when you purchased 3 years ago, the marke ... more
0 votes Share Flag Wed Dec 10, 2008 Home Selling in Paterson
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Legal Problems Arising Out of Ownership and Co-ownership of the HouseI would like to sale the house and
If he is on the deed you will need is cooperation to sell. you should seek the advise of a local real estate attorney, perhaps a written letter from an attorney will light a fire under ... more
0 votes Share Flag Sun Nov 2, 2008 Home Selling in Paterson
James Miner…, Real Estate Pro in Westfield, NJ
James Miner Esq. answered:
what does it mean Buyer responsible for C.O. and all certs required.
In NJ it is standard practice for the SELLER to be responsible for obtaining the municipal certifications including the "smoke cert" (smoke detectors, CO2 detectors, fire extinguisher) ... more
0 votes Share Flag Sat Sep 18, 2010 Foreclosure in Paterson
Carmelo Torr…, Real Estate Pro in West Milford, NJ
Carmelo Torres answered:
I saw a yellow cape cod I'm interested in for sale at $274,900 in hillcrest (07502)on this web site two days
Last status on it was under attorney review according to the Garden State MLS, if it was a cape code (MLS #2578309 4BR 2Bths).
0 votes Share Flag Sat Nov 29, 2008 Home Buying in Paterson
Karen Lampia…, Real Estate Pro in Mahwah, NJ
Karen Lampiasi answered:
how to convert a multiunit into a condo?
The first & most important step - find a good local real estate attorney with experience in condo conversions. This is something you will need legal guidance on. If you need an attorney ... more
0 votes Share Flag Tue Apr 22, 2008 Market Conditions in Paterson, NJ
Patricia Rom…, Real Estate Pro in Manahawkin, NJ
Patricia Romano answered:
how much should a contractor charge me for my home being gutted and then remodel?
I would shop around and see, I paid for an extension 145 a sq ft, BUT make sure before you sign any contracts, That there be a start date and a FINSH date, and DO NOT PAY it in FU ... more
0 votes Share Flag Sun Jan 6, 2008 Home Selling in 07503
Marc Paolella…, Real Estate Pro in Succasunna, NJ
Marc Paolella, Relo Director answered:
What is the real estate/revitalization forecast for Paterson, NJ?
The short range forecast is poor. There are over 800 multi-family properties on the market in the MLS system, and countless other FSBO's. I did an appraisal there a few weeks ago and it ... more
0 votes Share Flag Thu Jun 12, 2008 Foreclosure in Paterson, NJ
cool, Other/Just Looking in Camdenton, MO
cool answered:
How can I find out via the internet what a house sold for and the property taxes??
you might need to be friendly with a realtor who could assist you with your sale or your purchase
0 votes Share Flag Sat Apr 25, 2009 Home Buying in Paterson, NJ
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