07042 : Real Estate Advice

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Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Is the cost of a 2BR 2BA at the Siena in Montclair (approx $600K-$625K) worth the price relative to other like condos in the area?
Hi Ron
Just so you know, there are 2 bedroom, 2 bathunits priced in the 465,000-470,000 range, too. The units in the 600's have 2 bedroom, plus a den.
It's a great location ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Montclair
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
how do you include the first time home buyers credit in the mortgage?
The first time home buyers credit is given to you on your tax return that you will file in the spring of 2010. There are programs out there that will let you borrow against the credit, ... more
0 votes Share Flag Mon Sep 14, 2009 Home Buying in 07042
Bev & Bob Me…, Real Estate Pro in Livingston, NJ
Bev & Bob Meaux answered:
What is the average mortgage in Montclair?
Hi Dakothie,

Average mortgage is not relative to the town, it's relative to how much money a person is putting down of their own money. Are you looking for average house price in tow ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Montclair
Lukasz Wojtu…,  in Fairview, NJ
Lukasz Wojtuszkiewicz answered:
I can only afford to put 10% down payment and the bank said they need 20% or the unit has to be FHA-approved?
This sounds like you're buying a condominium or townhome. I see this more and more that lenders require 20%-25% down on the purchase of a condo, or the building itself has to be FHA app ... more
0 votes Share Flag Thu Feb 4, 2010 Home Selling in Montclair
Orin "Jay" Mingo answered:
how is the resale value of a condo unit in a victorian house compared to a unit in a hi-rise buliding?
High- Rise has multiple units and it depends on the amount of vacant units and also if they are rentals units in the high -rise building.
0 votes Share Flag Sun Jun 14, 2009 Home Selling in Montclair
Joanne,  in Ocean County, NJ
Joanne answered:
what is the difference between an real estate agent and broker?
Dezi, hi how are you? An Agent is a Licensed Sales Associate. A Broker is a Licensed Broker. An Agent cannot open a Real Estate Company without having a Brokers License, or someone w ... more
0 votes Share Flag Fri Feb 11, 2011 Foreclosure in 07042
William Leigh…,  in New Jersey
William Leigh Holt answered:
Looking to put a bid on a luxury home that was forclosed after 15 months on the market. The bank has owned
Linda: Paying more for the property! The bank has had a good evaluation of the local market from their agent. (Although I've seen some agents get too optimistic.) I'd advise getting ... more
0 votes Share Flag Fri Feb 11, 2011 Foreclosure in 07042
Curtis Darra…, Real Estate Pro in Poughkeepsie, NY
Curtis Darragh answered:
Is a backup offer on a foreclosed (bank owned) property worthwhile?

YES!!!!!!!!!!!!!!!! I've been a REO agent for years and I always recommend buyers put in a back up offer. So many of these deals fall through, its not uncommon for my to have ... more
0 votes Share Flag Fri Aug 21, 2009 Foreclosure in 07042
Orin "Jay" Mingo answered:
Has the fha loan limit increased yet in Essex county, NJ?
If the equity is not there then you might have to modify your loan which is cheaper than refinancing.
0 votes Share Flag Wed May 20, 2009 Financing in 07043
James L Stec…, Real Estate Pro in Montclair, NJ
James L Steccato answered:
how are the prices? is montclair a good town? someone told me to check it out?
It all depends on your needs and requirements.Montclair is a great town in Essex County.
Prices can be of the higher range but beware of property taxes.
I'd be happy to emai ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Montclair
Gary Licameli…,  in Westwood, MA
Gary Licameli, REALTOR / CBR answered:
I am in desperate need of a home. My problem is i can afford to pay a mortgage god knows I pay enough in
Hi Nicole,

A few suggestions from a full-time Realtor. I have rented, lived in condominiums and owned homes. Here is what I would do...

1) First do you have a trusted Realtor to ... more
0 votes Share Flag Wed Jul 15, 2009 Home Buying in 07042
Bob DeMassi,  in Essex County, NJ
Bob DeMassi answered:
Is there an average fee that a realtor will charge in New Jersey and if so how much is it typically?

In NJ you can negotiate the Realtors fees. But as the saying goes, "you get what you pay for". In this challenging market, you need a "FULL SERVICE" broker. Than means that th ... more
0 votes Share Flag Thu Apr 9, 2009 Home Selling in Montclair
Larry Riggs, Real Estate Pro in frederick, MD
Larry Riggs answered:
Is it even worth listing my condo if I can't afford to sell if for less than what I paid?
If you currently are making the payments and have the resources to continue making them a bank will not consider a short sale. Perhaps you should consider renting the condo ... more
0 votes Share Flag Sun Mar 17, 2013 Market Conditions in Montclair
Charlene Ble…,  in Marion, NC
Charlene Blevins answered:
who decid the price of the offer? can my agent say" it's too low, the seller would feel ofended?
Rose, your agent could and should counsel you on offers, but they MUST make whatever offer you direct her to make. My counsel to you is to have her explain WHY the offer is "too low"... ... more
0 votes Share Flag Sun Aug 2, 2009 Home Buying in 07042
Yelena Tsula…, Real Estate Pro in Boonton, NJ
Yelena Tsuladze answered:
Is it possible to get a mortgage these days with a 5% down payment?
Hello, Kevin!
How are you doing?
Yes, you can buy with 5% down payment, even 3% with FHA loans.
I work mostly with first time homebuyers and they all are getting FHA loans.
About ta ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Montclair
Diane Glander, Real Estate Pro in Spring Lake, NJ
Diane Glander answered:
Planning a wedding in April 2010. Looking for a weekend rental of a beachfront house in Monmouth County.
I cover South Monmouth County--Ocean Grove to Mantoloking. When my daughter was getting married 2 years ago, we tried to find a home, to no avail. Most of the homes won't rent out for ... more
0 votes Share Flag Sun Feb 22, 2009 Rent vs Buy in Montclair
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
How to pick a neighborhood in Norhtern NJ to live in?
Hi Raja, I would include among your search communities along the I78 corridor - specifically Basking Ridge, Warren and Long Hill. There are neighborhoods of newer homes in both communi ... more
0 votes Share Flag Tue Mar 17, 2009 Home Buying in Montclair
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
first buyer
WOW, no realtors take your specifications work in concert with buyer. In some instances I do run across a "A type personality" that do search. However foreclosures have drama no fault ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in 07042
Matthew De F…, Real Estate Pro in Nutley, NJ
Matthew De Fede answered:
How do I list my home? It doesn't come up on search
You have to list it on the MLS, there are some web sites out there that can help you ut if you really want to sell your home you should list with a realtor.
0 votes Share Flag Fri May 23, 2008 Home Selling in Montclair, NJ
Joanne Strut…, Real Estate Pro in Watchung, NJ
Joanne Strutzel answered:
How do I find a good broker while living overseas?
What area are you looking in? I handle all of central NJ and I am relocation certified, quality service platinum level certified- check out my profile for testimonials. I am also full ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Montclair
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