06708 : Real Estate Advice

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Cynthia Bell, Real Estate Pro in Cedar Park, TX
Cynthia Bell answered:
I do not have the best Credit in the world but I want to purchase a single family or multifamily home, what are the steps that I need to take to get
The first two steps should be (1) find a qualified mortgage lender to discuss the specifics of your credit and ability to secure a loan and (2) find a local realtor that will help you f ... more
0 votes Share Flag Tue Apr 9, 2013 Rentals in Waterbury
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
how do most people come up with the down payment on a home?
Hello Homebuyer,
I believe that most home buyers have some savings built up and they also may have money earned from investments to use towards their down payments.
Sometimes buye ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in Waterbury
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
why do some foreclosed homes have a price of a $1.00? what does it mean exactly?
Hello Kathy,
It's hard to say without more information about the listing but I would think that the property may be up for auction with a starting bid at $1 or it could mean tha ... more
0 votes Share Flag Mon Apr 18, 2011 Foreclosure in Waterbury
Sarah Klamm, Real Estate Pro in Wellsville, KS
Sarah Klamm answered:
why do some foreclosed homes have a price of a $1.00? what does it mean exactly?
There are many phases of a foreclosure. Sometimes, they have not designated a listing price yet. Some of the homes are not even for sale at this time. Websites pull info from other w ... more
0 votes Share Flag Mon Apr 18, 2011 Foreclosure in Waterbury
Dave Jones, Real Estate Pro in prospect, CT
Dave Jones answered:
why do some foreclosed homes have a price of a $1.00? what does it mean exactly?
Where did you see it posted? Some foreclosures are Auction style listings and that might be the opening bid. I am a full time Broker in the Prospect/Waterbury area. If you have a que ... more
0 votes Share Flag Tue Apr 19, 2011 Foreclosure in Waterbury
Connie Perei…, Real Estate Pro in Cheshire, CT
Connie Pereira answered:
why do some foreclosed homes have a price of a $1.00? what does it mean exactly?
Although it is hard to say why a property is advertised for a $1, it can mean one of many things. In some instances, there may be liens on the property that will be assumed by the buyer ... more
0 votes Share Flag Sun Jan 27, 2013 Foreclosure in Waterbury
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
there is a house that is a short sale. can i offer less?
You can offer less if you like. Your agent should provide you with recent comparable sales in the area to help you make a decision.
0 votes Share Flag Sat May 7, 2011 Home Buying in Waterbury
Chris Jahn, Real Estate Pro in Naugatuck, CT
Chris Jahn answered:
there is a house that is for sale for 59,000. but i want to offer 15,000 less
Hi, If you have an agent, he/she should be willing to do that for you. That's not a bad offer in this market. If you do not have an agent, please feel free to contact me. I'm ... more
0 votes Share Flag Thu Aug 28, 2014 Home Buying in Waterbury
Chris Jahn, Real Estate Pro in Naugatuck, CT
Chris Jahn answered:
where is the best neighbour hood / area to buy a home in waterbury ct?
There are many nice areas in Waterbury. I am a resident of Waterbury and know the town well. If you'd like to tell me what you are looking for and your price range I'd be glad ... more
0 votes Share Flag Sun Feb 27, 2011 Home Buying in Waterbury
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
How can I legally rent out my single family in Waterbury ct.?
Dave you need to read your terms of your mortgage, it may allow you to rent it out if you have lived there for a specific amount of time. Some loand if owner occupied do not allow you t ... more
0 votes Share Flag Sat Jan 29, 2011 Rental Basics in Waterbury
Monir Mamoun, Real Estate Pro in Denville, NJ
Monir Mamoun answered:
Can you back out of a contract if after the loan process your mortg. you can't afford the payment quoted?
You might lose your good faith deposit if you pull out now. I am surprised you got this far without a sufficient prequalification -- how did your FHA lender qualify you anyway? There is ... more
0 votes Share Flag Fri Dec 24, 2010 Home Buying in 06705
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
days on market in greater waterbury ct
Keep in mind that days on the market will depend on location, pricing, condition, property size, etc.
0 votes Share Flag Mon Aug 23, 2010 Home Buying in Waterbury
Patrick Malo…,  in Middlebury, CT
Patrick Maloney Jr. answered:
Is the property on 35 rosette ave waterbury back on the market?
It was on the market for 2 weeks and then was canceled. It is now inactive. This property has possible freeze damage, needs work, and being sold "as is". It would not qua ... more
0 votes Share Flag Wed Mar 24, 2010 Home Buying in Waterbury
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Exclusive Right to represent buyer?
You will need to request a release from the contract in writing. if she is a friend, she should honor it.
0 votes Share Flag Mon Mar 29, 2010 Home Buying in 06704
Rosner Doher…,  in New Haven County, CT
Rosner Doherty Realty answered:
what does under deposit continue to show mean?
Hi,

It means the house is under deposit, however the listing agent is indicating that it should still be shown. Most likely there is a deposit on it but the house probably hasn' ... more
0 votes Share Flag Sat Feb 13, 2010 Home Buying in 06704
Jane Grant, Real Estate Pro in Aguanga, CA
Jane Grant answered:
Will this pose a problem?
You need to consult with a mortgage broker who can look at your whole financial situation to answer this question. There are many variables involved. However, the most important ones ... more
0 votes Share Flag Thu Feb 11, 2010 Home Buying in Waterbury
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
Money Issues???!!!
I am not totally understanding what you are talking about. They gave your son a gift of $10,000. What is it that you want to do with your car, use that to lower your loan amount, theref ... more
0 votes Share Flag Thu Jan 14, 2010 Financing in 06704
Kathy Weber, Real Estate Pro in Temecula, CA
Kathy Weber answered:
For the housing tax credit for new home buyers, when does that credit expire/when do you have to sign by?
Jhr1984,

You must have a binding sales contract by April 30, 2010 and close by June 30, 2010.

Please visit: http://www.federalhousingtaxcredit.com/faq1.php for further information ... more
0 votes Share Flag Sat Feb 13, 2010 Home Buying in 06704
Kristina Zack, Real Estate Pro in West Hartford, CT
Kristina Zack answered:
For CHFA in Connecticut, what does the owner to renter ratio have to be to buy an already approved condo?
Here is a chart that will break down your answer

http://74.125.155.132/search?q=cache:3r9Ac6--vGUJ:www.chfa.org/MAINPAGES/CHFA-Insured_CT-FAMLIES_ProgramMatrix.xls+chfa+owner+occupan ... more
0 votes Share Flag Wed Jan 13, 2010 Financing in 06704
Jhr1984, Home Buyer in 06704
Jhr1984 answered:
What are the current FHA guidelines for condos? Where can we find this information?
Oh...it is on the FHA approved condo list.
0 votes Share Flag Mon Jan 11, 2010 Financing in 06704
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