06534 : Advice

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Cathy Bureau, Real Estate Pro in San Antonio, TX
Cathy Bureau answered:
Won house at auction - owner can still get it back?
Oh, so sorry to hear about that. Each state is different but most states have a "redemption period" where the homeowner can repay their debt and get their house back. Just re ... more
0 votes Share Flag Sat Apr 24, 2010 Home Buying in New Haven
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
How does a realtor show one of your properties, and will they receive a commission?
Peg, I'm not sure I understand who this question is directed at but I would assume any agent who shows a property that results in a sale would receive a commission.
Am I missing s ... more
0 votes Share Flag Tue Feb 23, 2010 Home Selling in Westville
Dan Ross, SFR, Real Estate Pro in Southington, CT
Dan Ross, SFR answered:
what is the percent rate for the interest owed to me on 2400.00 dollars? ive lived here 4 years thank you
Are you asking about interest owed to you on a rental deposit? If so, I think the law allows 1% interest per year with the exception of any months you were late with your payment (afte ... more
0 votes Share Flag Sat Nov 14, 2009 Rental Basics in 06515
Dan Ross, SFR, Real Estate Pro in Southington, CT
Dan Ross, SFR answered:
i dont want to sell my house but i have a contract. what are the repurcussions if i dont sign closing papers?
That depends on the contract. You should consult your attorney. The contract will have clauses that cover possible reasons to get out of it, as well as remedies if either party violat ... more
0 votes Share Flag Mon May 3, 2010 Home Buying in 06513
Elizabeth J.…, Real Estate Pro in Northampton, MA
Elizabeth J. Herbert answered:
Is it possible to push back the auction date for a foreclosed property by declaring bankruptcy? How many times can this be done?
Have you asked your bankruptcy lawyer about this issue? They would be the one who would know the specifics of your situation and be able to best assist you.

Good Luck!
0 votes Share Flag Sun Oct 4, 2009 Home Buying in New Haven
Donna Bigda, Real Estate Pro in Branford, CT
Donna Bigda answered:
Can I sell my home while it is in litigation for strict foreclosure?
Hi Jayne,

There is an option open to you to sell your home as a short sale if your are facing foreclosure. A short sale is where negotiations are done with the lender holding your n ... more
0 votes Share Flag Thu Feb 9, 2012 Foreclosure in 06511
YOUR FRIENDLY…, Real Estate Pro in 06460
YOUR FRIENDLY NEIGHBORHOOD REALTOR answered:
Does anyone know what company manages the Temple Court apartments between Temple St and Whitney Ave in New Haven?
Hello Bryan,
I don't know off hand who manages them but it will be a simple phone call for me to find out for you. With that being said, if I am to work for yo ... more
0 votes Share Flag Tue Sep 8, 2009 Home Buying in Downtown
Dan Ross, SFR, Real Estate Pro in Southington, CT
Dan Ross, SFR answered:
How much do i have to make and how long do i have to have credit history to buy a small house?
There are too many variables to give you an easy answer to this. The best thing you can do is to contact a good mortgage broker and have him/her tell you exactly what you can qualify f ... more
0 votes Share Flag Fri Aug 28, 2009 Home Buying in 06515
Katina Wright, Real Estate Pro in 30310
Katina Wright answered:
Receive a high mortgage rate?
Greetings,
Sounds like you are working with some issues. With an 840 credit score why are you not going to a direct source ( a company that originates and service their own loans). W ... more
0 votes Share Flag Fri Jul 3, 2009 Home Buying in New Haven
David Rossi, Real Estate Pro in New Haven, CT
David Rossi answered:
Iam looking to rent a home in new haven ct need help
You need to sit down with an agent to discuss how much and big of a house you can afford. The agent will need to know where in New Haven you would like to live, and you can discuss if t ... more
0 votes Share Flag Wed Jul 1, 2009 How To... in New Haven
rockinblu, Other/Just Looking in Austin, TX
rockinblu answered:
Twnhse Condo been on the market too long, how do I find out who is the best selling agent in New Haven?
None,

I just did a quick scan on Realtor.com at some condo listings. I thought the two below were presented fairly well. You might want to include the two agents who have the listin ... more
0 votes Share Flag Sat Jun 6, 2009 Home Selling in New Haven
David Rossi, Real Estate Pro in New Haven, CT
David Rossi answered:
FINDING OUT ABOUT PROPERTY TAXES IN NEW HAVEN CT
The mill rate for New Haven is 42.21 (ouch!). The good news is it will stay the same this year. We are in the middle of a 5 year phase-in of the revaluation. The city last week agreed t ... more
0 votes Share Flag Mon Jun 1, 2009 General Area in New Haven
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
My loan officer can not deliver loan at closing day, what do i lose if I switch to a new broker?
Any money that has been vested - say an appraisal fee or what not. You may need more time to close too. A new lender will need a few weeks at least.
0 votes Share Flag Sat May 2, 2009 Home Buying in 06513
Emily Erekuff, Real Estate Pro in Menifee, CA
Emily Erekuff answered:
how do you list an open house?
Hi Gina,

Welcome to Trulia and thank you for your question!

If your listing is already on Trulia, here's how you can submit the open house information to us:

Find the "detail ... more
0 votes Share Flag Tue Apr 21, 2009 How To... in New Haven
Sam DeBord, Real Estate Pro in Seattle, WA
Sam DeBord answered:
WUSSUP WITH ZERO DOWN PAYMENTARE THERE ANY PENALTIES
The only real Zero down programs are VA loans for veterans of the military. You may be able to get an FHA loan and have sellers contribute to your down payment, but that's a rare situa ... more
0 votes Share Flag Wed Apr 15, 2009 Home Buying in Annex
Dan Ross, SFR, Real Estate Pro in Southington, CT
Dan Ross, SFR answered:
interested ina renovation property. house hs been stripped and vandalized. No pipes, furnace, radiators!
Hi Karen,
The best way to go about this is to figure out the ARV (After Repair Value), deduct repair costs and holding costs, then make an offer based on that. If you would like assis ... more
0 votes Share Flag Fri Apr 3, 2009 Home Buying in New Haven
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Hello. I had a forclosure and bankruptcy over 10 years ago. Since then I've been completely rehabed. My
Michael,

The obvious answer is to be truthful.....

This is a standard banking question for loan applications so you will see it where ever you apply. Your concern about penalized ... more
0 votes Share Flag Wed May 27, 2009 Home Buying in New Haven
Donna Spring…, Real Estate Pro in 06525
Donna Springer answered:
What is the tax rate for New Haven CT on homes? Is there a public information resource I can access?
Hi,
New Haven's property taxes are on a 5 year phase-in. You can find out more at: http://www.cityofnewhaven.com/TaxCollector/index.asp. You can also go to the Finance Department and i ... more
0 votes Share Flag Fri Apr 3, 2009 Home Buying in New Haven
Phil, Real Estate Pro in Guilford, CT
Phil answered:
I have an offer to buy a condo using a Hubbard Clause. It is in the same building as the condo I'm selling.
You need to look into recent sales IN YOUR COMPLEX and units with the same number of beds / baths. That will give you an idea of the value (compare condition from there). Also is it ... more
0 votes Share Flag Fri Apr 3, 2009 Home Selling in New Haven
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