06513 : Advice

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Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
how can i see it?
You should click on the profile of the listing agent and email them direct to see it or have your buyer agent call to set it up.
0 votes Share Flag Wed Sep 26, 2012 In My Neighborhood in Fair Haven
Townie, Home Owner in New Haven, CT
Townie answered:
In the prospect hill section of New Haven, is St. Ronans Street near Canner "as safe" as the rest of Prospect Hill?
I regard that as an extremely safe area, though cars drive rather too fast on Canner Street; I walk there all the time and feel quite comfortable. Have lived near Canner for 10+ years.
0 votes Share Flag Thu May 17, 2012 Crime & Safety in Prospect Hill
Dave  Carr, Real Estate Pro in New Haven, CT
Dave Carr answered:
Crime on Prospect Hill (east of prospect st) seems to decrease sharply north of Canner. Is Canner a dangerous thoroughfare?
I have specialized in New Haven Buyer Agency for 15 years and could aquaint you with the issues and ammenities of theProspect/Canner/East Rock neighborhood which abuts Yale University o ... more
0 votes Share Flag Sun May 6, 2012 Crime & Safety in Prospect Hill
Top End Prop…, Real Estate Pro in Orange, CT
Top End Properties answered:
Do realtors have info on how much shadow inventory banks are holding in New Haven?
If I was to guess .. Waterbury would be the leader in distressed sales in CT. It's had to really know how much shadow inventory is out there.
0 votes Share Flag Thu Aug 30, 2012 Home Buying in New Haven
Javier Menes…, Real Estate Pro in New York, NY
Javier Meneses answered:
If I'm applying for an FHA loan will I get the same rate regardless if I go to any bank/broker?
Rates do vary from one lender to another. I can also tell you that with your credit scores you should be n the neighborhood of 3.25% or so fixed for 30 years and paying ZERO points, in ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in New Haven
Michael John…, Real Estate Pro in New Haven, CT
Michael Johnson answered:
A couple questions about the CHFA program...
You are wrong regarding FHA down payment. FHA is now 3.5% down and MIP( PMI) is required regardless of the percentage down. There are income limits for CHFA, therefore you should cons ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 06511
Gerri Sutfin, Real Estate Pro in New Haven, CT
Gerri Sutfin answered:
Why are the association fees on the University towers apartments so high? And I haven't seen tax amounts for these. Are they also high.?
The fees include your taxes, heat, hot water, maintenance, etc. That pays all of your large bills which is why they are so high. The tax portion of the monthly payment is also tax dedu ... more
0 votes Share Flag Mon Apr 23, 2012 Home Buying in 06515
Dave  Carr, Real Estate Pro in New Haven, CT
Dave Carr answered:
I can't understand the New Haven tax rate to purchase a home?
I grew up, work in, and can discuss the taxes and market specifics of new haven connecticut. taxes are 0.43 (+/-) of assessed value. Assessed value is .70 of appraised value.
0 votes Share Flag Tue Apr 17, 2012 Home Buying in New Haven
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
If buyer brokers still make their commission off of the purchase price how will I know they'll have my best interest in mind?
Well I must be the worst agent in the world. I advise my clients to spend less than what they're qualified by their lender. My advice is always spend as much as you are comfortable ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Betsy Purtell, Real Estate Pro in Cheshire, CT
Betsy Purtell answered:
A friend told me that a home priced over 25% of the assessed value of the home is overpriced. Would you agree?
There is no relation between assessed value and market value. Assessed value is a value placed on your home by the town to figure out what your real estate taxes will be. Your real es ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Roshan, Home Buyer in New Haven, CT
Roshan answered:
Will if affect my credit if I go to a couple different banks/lenders to see how much we qualify for?
A couple of you mentioned it will not have a negatvie affect for a limited amount of time. How much time would that be? Suppose we don't find a house we like within that timefram ... more
0 votes Share Flag Wed Mar 7, 2012 Financing in New Haven
Julie Traver…, Real Estate Pro in Naugatuck, CT
Julie Traver-lucia answered:
How do i find the best mortgage rate?
You can also ask the lenders for a good faith estimate before you choose who to use, that will give you the best idea of all the closing costs. You can always ask for a closing credit f ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Gregorio Den…, Real Estate Pro in California
Gregorio Denny answered:
Is PMI a scam for bozo's who don't have enough cash for a 20% down payment?
Roshan, Yes it's possible and yes, it's common. 4 ways to pay mortgage insurance 1) Lump sum up front paid cash (or a seller credit) 2) Lump sum rolled into loan a ... more
0 votes Share Flag Wed Mar 7, 2012 Home Buying in New Haven
Gillian Gold…, Real Estate Pro in Woodbridge, CT
Gillian Goldrich answered:
Moving to Yale for part-time graduate/post-doc studies. Looking tp buy for a 1-2 BR around Yale. Any suggestions?
Hi Raj, As you can see from all the responses you are getting regarding your housing question for the Yale area, there are many REALTORs who can help you with your search. I am extr ... more
0 votes Share Flag Sun Feb 19, 2012 In My Neighborhood in Wooster Square / Mill River
Voices Member,  in
Voices Member answered:
After two weeks of negotiations, my listing realtor just told me that she is also the buyer's realtor. Should I rethink the Hubbard for this?
You should have been informed up front by your agent that the buyer was also his/her client, or had asked him/her to represent them as well. It is then your choice as to whether you are ... more
0 votes Share Flag Wed Apr 25, 2012 Home Selling in New Haven
Fred Glick, Real Estate Pro in Philadelphia, PA
Fred Glick answered:
Is it legal for a bank to list a home for sale, accept and sign an offer with a buyer while a house is in litigation??
It depends on the litigation and if the bank was the legal owner of the home and able to enter into a contract. Have your real state agent do the research. That's what they get ... more
0 votes Share Flag Tue Feb 14, 2012 Foreclosure in 06511
Michael John…, Real Estate Pro in New Haven, CT
Michael Johnson answered:
how long can a house built in 1905 be expected to last?
It can last seemingly forever with regular maintenance and updates.
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 06511
Eric Radziun…, Real Estate Pro in Hamden, CT
Eric Radziunas answered:
When will 500 Central Avenue be put back on the market (It is in foreclosure), and how much interior work will it need?
At this point, if the home is in Forclosure it would be up the lender as to when they release it for resale. We as agents can only keep an eye out to see when it becomes available. If y ... more
0 votes Share Flag Mon Jan 9, 2012 Home Buying in Westville
Gerri Sutfin, Real Estate Pro in New Haven, CT
Gerri Sutfin answered:
I want to know whether the two units houses are on sale or one unit is on sale.
Which home were you referring to? Do you have an address, or a price. Then hopefully I can help to answer your question. Thanks, Gerri
0 votes Share Flag Wed May 25, 2011 Home Buying in Westville
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