01602 : Real Estate Advice

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Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
can you get an FHA loan for multi family property?
yes. 3.5% down payment for 2-4 family homes. all subject to you qualifying for credit, income and down payment but potential rent can be used in qualifying.
0 votes Share Flag Thu Sep 27, 2012 Home Buying in Worcester
Joyce Lin, Real Estate Pro in Leominster, MA
Joyce Lin answered:
where is this house located?
Ada - this question is floating out, without any information about the house, so we cannot answer the question.

j
0 votes Share Flag Sat Jun 30, 2012 Market Conditions in Worcester
Amy Mullen, Real Estate Pro in Shrewsbury, MA
Amy Mullen answered:
what happens when the 1st mortgage holder neglects to notify 2nd mortgage holder their intent to foreclose, then foreclose?
Hi Worcesterrealtor,

The second frequently has little to say in the matter of a foreclosure from the first and often gets nothing in either a short sale or a foreclosure. So to answ ... more
0 votes Share Flag Mon Mar 26, 2012 Foreclosure in Worcester
Michael West, Real Estate Pro in Chambersburg, PA
Michael West answered:
buying a house with no W-2's?
Talk to a reputable lender for a pre-qualification. If you're working with a Realtor, they can recommend one.
0 votes Share Flag Sat Jul 28, 2012 Home Buying in 01610
Galen Keller, Real Estate Pro in Westborough, MA
Galen Keller answered:
What do you think about three family investment properties in Worcester?
Areas in Worcester vary dramatically in terms of attracting the "best tenants".

Please give me a call to discuss.

Galen Keller
508-868-0110
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Worcester
Leo DosReis, Real Estate Pro in Worcester, MA
Leo DosReis answered:
What are the ongoing costs of a property in Worcester- Condo, townhouse & single family home. thanks
You can search your self for free at ( LeoDosReis.KWRealty.com) thank you
0 votes Share Flag Sat Jun 15, 2013 Financing in Worcester
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
If I own a property in Worcester area, fully paid. May I leverage to get some cash out as a foreigner (Australian)? and whats the rate?Thanks
Cash out refinancing will be difficult if you don't have a 2 year history in the us for employment credit and residence.
0 votes Share Flag Mon Feb 13, 2012 Financing in Worcester
Amy Mullen, Real Estate Pro in Shrewsbury, MA
Amy Mullen answered:
how quick properties in Worcester area can be rented out? whats the vacancy rate roughly? many thanks
Hi Leah,

Very quickly if they are in good shape and in a good neighborhood (I know...that is a logical answer, right). The average is less than 2 weeks if they are properly promoted ... more
0 votes Share Flag Thu Sep 27, 2012 Home Buying in 01610
Access Group,  in Worcester, MA
Access Group answered:
are properties in Worcester MA 01610 easy to rent out& why there are so many foreclosures in the area?
There may be two reasons:
1. The owner have bought the property in peak times and wants to unload it, he collects the rent and doesn't pay to a bank.
2. And second, his tenants ... more
0 votes Share Flag Mon Feb 13, 2012 Rentals in Worcester
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
We are moving from Canada on a J-1 visa, so my wife can do a post-doc at UMass. With a 20% down, would we be able to get a mortgage?
How long are you staying? It's possible but perhaps not practical depending on your planned length of stay here.
0 votes Share Flag Fri Jan 20, 2012 Financing in Worcester
Galen Keller, Real Estate Pro in Westborough, MA
Galen Keller answered:
was 529 Lake Avenue worcester ma forclosed
It does not appear to be. According to the registry of deeds it was last sold 06/22/2000.

Why do you ask?

Please call to discuss.

508-868-0110
0 votes Share Flag Fri Dec 16, 2011 Foreclosure in Worcester
Paul Foss, Real Estate Pro in Worcester, MA
Paul Foss answered:
Hi, my wife and I have awful credit but have 2 great jobs and I have been working at my job for about 6 years and make pretty good money.
With solid jobs, stability and good debt to income ratios you can get a mortgage and get in the market. It may be in your interest to do a little 'credit repair' and get the ... more
0 votes Share Flag Mon Nov 21, 2011 Home Buying in Worcester
Joe Abbascia, Real Estate Pro in Worcester, MA
Joe Abbascia answered:
Met a realtor from Worcester, moved to Raleigh, said paying > 60K for anything here is suicide. True? Trends look like it.
Hey Jaffo!

Would would be...CORRECT! well, I wouldn't go as far as suicide....I am a broker who actually buys these types of houses...Don't get me wrong, there are a lot ... more
0 votes Share Flag Sun Oct 30, 2011 Home Buying in 01609
Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
massachusett My landload did not give me a written notice where he has deposited my security deposit, only a hand-written receipt saying he receiv...
Security Deposit: You are entitled to either 5% interest or whatever lesser amount is received from the bank where the deposit has been held, if you live in the apartment for at least o ... more
0 votes Share Flag Sat Oct 8, 2011 Rentals in 01609
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
House we are renting was auctioned off at 1pm today
Hi Liljoe429,

I'm not sure about MA, but in CA since you have no lease and haven't paid rent technically you're trespassing. You would receive a 3 day to quit notice. ... more
0 votes Share Flag Fri Sep 23, 2011 Foreclosure in Worcester
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
How much will an average "studs in" condo insurance cost in Worcester MA?
It's called an HO-6 policy. Should range 2-3 hundred.
0 votes Share Flag Sat Sep 10, 2011 Home Buying in 01604
Elizabeth He…, Real Estate Pro in Agawam, MA
Elizabeth Herbert answered:
Wow, tons of foreclosures coming on market now. Hmmmm, does this mean prices will be rising soon like all the Realtors have been telling me?
In addition to the individual properties auctioned off every month, in November and December there are a slew of auctions for those foreclosures that don't sell during the year. Fr ... more
0 votes Share Flag Tue Sep 13, 2011 Home Buying in Worcester
Amy Mullen, Real Estate Pro in Shrewsbury, MA
Amy Mullen answered:
How much will a MA Real Estate Closing Attorney cost??? PS--- I am a cash buyer (and first time buyer as well)! Thank you :)
Yingrooke,

It depends on the attorney but minimal in the overall process and worth every penny! There are several in the area that are very good!

Amy
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 01609
Valerie Mitz,  in Webster, MA
Valerie Mitz answered:
What are the normal process to do buy short sale house/apt.?
Hi Ying,

Unfortunately short sales often take a very long time. The process can vary differently from sale to sale and bank to back. Usually you submit an offer and the owner accept ... more
0 votes Share Flag Thu Jul 12, 2012 Home Buying in 01609
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