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A. Edwards, Real Estate Pro in Royal Oak, MI
A. Edwards answered:
What is a minimum acceptable credit score for a first time home buyer with 10% down.?
HUD guidelines say 580. Most lenders are going to require 620. If credit is iffy, I head up the credit coaching effort at my company and I would be happy to help you assess your situati ... more
0 votes Share Flag Fri May 27, 2016 Financing in Houghton Lake
Fred Glick, Real Estate Pro in Santa Monica, CA
Fred Glick answered:
Eligibity requiremt for homepath investment property mortgage.
All you need is 15% down and income, asset and credit qualifications!
0 votes Share Flag Wed Apr 17, 2013 Financing
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
LO took me off loan app. fiance is on - but to me does not qulify for FHA ? Help please. Makes no sense to me.
You need to speak to your loan officer. We don't know details of your situation. It's very common for a lender to have one person not be on the loan because they can't qualify. Both pa ... more
0 votes Share Flag Thu May 5, 2016 Financing in Brandon
Kay Kirby, Real Estate Pro in San Antonio, TX
Kay Kirby answered:
My wife has a high enough credit score for the FHA loan but I have a thin file of credit due to being an immigrant. Can we still get a home loan?
If your wife can qualify with a good credit score and has good income by herself she should be able to qualify by herself, but if she needs help with the income part you should be able ... more
0 votes Share Flag Mon May 16, 2016 Financing in 78237
Josh Miller, Real Estate Pro in Greensboro, NC
Josh Miller answered:
Can my lender approve my loan without my tax transcript even if I filed but IRS has not process it yet?
Yes. Give me a shout

0 votes Share Flag Wed Apr 17, 2013 Financing in Greensboro
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
What is hazard insurance and do you have to have it?
Hazard insurance is a policy that protects your home against certain hazards such as storm damage, fire damage, etc. You don't have to have it if you pay cash for the home. Your lende ... more
0 votes Share Flag Tue Apr 16, 2013 Financing
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
MCC Tax Credit ~ please clarify tax liability for me
Hi Msowena,

If you are looking for professional accounting or tax advice, I'd recommend that you consult with a recommended and qualified accountant.

Good luck with your search,
... more
0 votes Share Flag Wed Apr 24, 2013 Financing
Joe Balestri…, Real Estate Pro in Norwalk, CT
Joe Balestriere answered:
80-10-10 mortgage
You can try the amazing mortgage broker in William Raveis, Jorge Rivera. His cell is 203-913-1633 and his email is

William Raveis does all underwriting in-ho ... more
0 votes Share Flag Sun Jun 23, 2013 Financing in Norwalk
Carl Head, Real Estate Pro in Maitland, FL
Carl Head answered:
Are there any mortgage products available for non US Citizens that allows the release of 50% cash out of unencumbered property in Central Florida?
Hi sd,

I recommend Cindy Hall with Mortgage Solutions to my clients. You can reach her at 407-294-4707.

I hope this is helpful.

Please keep me in mind if you know anyone inte ... more
0 votes Share Flag Sat Sep 6, 2014 Financing in Orlando
Mitchell Fel…, Real Estate Pro in Brooklyn, NY
Mitchell Feldman answered:
what hurts your score more an unemployment forbearance or doing a modification?
Dear Angela:

First off, you should speak to a mortgage banker or broker to get the specific answers to these questions based on your current credit situation and your personal qualif ... more
0 votes Share Flag Tue Apr 16, 2013 Financing in Brooklyn
Kristoffer L…, Real Estate Pro in Philadelphia, PA
Kristoffer Lehman answered:
I would like some info about Roxborough area. husband and I are looking for a family friendly area!! I am open to all areas.
Hi Erin,

Feel free to reach out to me via cell phone or email below. I grew up in the area and know it very well. I'm accessible 9am-9pm every day. Happy to help!

Warmest Regar ... more
0 votes Share Flag Wed Jun 19, 2013 Financing in 19019
Frank A Jakob, Real Estate Pro in Cape Coral, FL
Frank A Jakob answered:
What are the average utility cost per month for a 1 and 2 bedroom?
That depends on many factors:
1. What type of construction?
2.What geo area of country?
3.What season?
4.How many occupants?
5.What is heated square footage?
6.What type of utilit ... more
0 votes Share Flag Tue Apr 16, 2013 Financing in Medina
tgarvin, Home Buyer in Oak Park, MI
tgarvin asked:
Looking for a Private Lender We are looking for someone to purchase a home/property in Glennie, Michigan and will allow us to purchase it from you on a land contract 5-6 years. Approx $40K, I do not want a mortgag...
0 votes Share Flag Tue Apr 16, 2013 Financing in Glennie
Steve Smither,  in Palatine, IL
Steve Smither answered:
do we need a lawyer on the closing for a refinance.?

You do not need an attorney for the closing unless you would want them to go through the paperwork to make sure you are getting the loan you expect to get.
Congratulation ... more
0 votes Share Flag Tue Nov 18, 2014 Financing in 60638
Javier Menes…, Real Estate Pro in Great Neck, NY
Javier Meneses answered:
How long should a HARP 2 refinance take? I h ave been waiting for 45 days and have just found out I have been pushed off to another Broker.
Another broker? Sounds like a mess. You should really reconsider the people you're trusting with your mortgage if you feel that they are not handling it responsibly.

This is a r ... more
0 votes Share Flag Sun Jan 5, 2014 Financing in 08857
Betty Maya, Real Estate Pro in Sunny Isles Beach, FL
Betty Maya answered:
We are developers from canada planning on developing commercial condo. Need advice on good commercial mortgage broker and real estate. Thanks
Give me a call at 305.606.8222 and I will be happy to assist you.
Betty Maya
Decorus Realty
16850 Collins Avenue, Suite 105
Sunny Isles Beach, Fl 33160
Ph: 305.944.8181
0 votes Share Flag Thu Feb 27, 2014 Financing in Sunny Isles Beach
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
if i do not pay anything down on a $79,000 home will that make my monthly payments high?
What makes you think you can buy with nothing down?
To figure out your monthy vig;
GOOGLE "mortage calculator" and play with it:
$79,000 should yiend much of a monthly payment.
0 votes Share Flag Mon Apr 15, 2013 Financing
Kim Glass, Other/Just Looking in San Francisco, CA
Kim Glass answered:
how much land goes with 167 john doors rd atkinson me?
Hi elizabethclark66,

Your best bet is to go back to the property listing and clicking on the orange "Contact Agent" button to write the listing agent directly.

Hope that helps!
... more
0 votes Share Flag Tue Apr 23, 2013 Financing in Atkinson
Curly Sue,  in Texas
Curly Sue answered:
I'm looking to finance $30,000 but have low credit score bad credit. Is there any financing available?
Most lenders have minimum loan amounts. My company's minimum is $70,000
0 votes Share Flag Mon Apr 15, 2013 Financing in 46410
Lori Hanson, Real Estate Pro in Aliso Viejo, CA
Lori Hanson answered:
How much do you have to put down on a mobile home in Orange, California?
contact a lender for mobile homes to see what you can qualify for.
good luck
0 votes Share Flag Fri Apr 26, 2013 Financing in Orange County
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