Do you have any open revolving accounts? Not closed and paid off? Closed and paid off is calculated in the length of history side of your score (if that makes se ... more
Understand that the lack of investment in homes is the biggest reason why we had so many foreclosures.
U ... more
Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Credit reports ca ... more
But the Credit Companies are not working on Trulia; maybe you should be talking to them.
I cannot give you an exact time frame as to how long it would take to increase your credit score, but I do know that a mortgage broker can run your score free of ch ... more
Physician loans are portfolio programs, so the lender is free to implement their own underwriting guideli ... more
Your best bet is to get a referral to a local Mortgage Banker and get Prequalified. You'll find a much higher level of service, experience and knowledge with ... more
It certainly sounds like Regions Bank is acting very shadily with you here. I hope you can get it sorted out soon. I'm also sorry that you haven't received any new an ... more
We have a program that allows for as low as a 600 score. I had one approved with less than 620 on Friday. The rules are tougher and the rates slightly higher but it can work ... more