There are several programs that could help you. First - DON'T use an on-line lender! Second - contact a reputable mortgage broker. Depending what towns you are loo ... more
I would recommend that you begin to interview potential agents who work with first-time homebuyers in your area. I can give you a referral if you would like, just send a ... more
If you have some issues you will have ... more
What do you want your monthly payment to be? That's the question. You figure that out, it's very easy to find out what price range should be.
It' ... more
You may not qualify for a home loan: You do meet the income requirement and the Debt to Equity level. But your credit score is low. You will have to begin making your p ... more
The answer is very simple: yes. Interest is still very low even for jumbo loans and home prices are down. Also, as most higher priced homes take longer to sell, the seller ... more
Great idea posting on here. If you dont get the feedback you are looking for, I suggest you go under the Find a Pro feature in the Advice and Opinions tab to search for an act ... more
its not necessary that you have to have a credit score of 650, if you qualify for the loan and you are a first time home buyer then you can apply for $8,000 tax credit. Also, your i ... more
I'm biased (a little) having been in North Carolina my whole life, but I think you can't go wrong here in the Pinehurst/Southern Pines area. We are just a few minutes awa ... more
If you have debt, this will be lowering your credit score as your credit to debt ratio is one factor in determining the interest rate you could qualify for.
If you quali ... more