How Long To Get Pre Approved All Locations : Nationwide Real Estate Advice

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James Deskins, Real Estate Pro in Worthington, OH
James Deskins answered:
How does one buy a foreclosure home?
Find a buyer's agent, find a home that is actually available, and make an offer.
0 votes Share Flag Wed Mar 20, 2013 Home Buying
Melissa Reed, Real Estate Pro in Buford, GA
Melissa Reed answered:
Hello, I am interested in becoming a home buyer. I am 25 yo, I have a subpar credit score. Any advice?
We work with some great lenders who offer competitive loan programs for all credit scores. We also specialize in homes in the Buford area. Please feel free to give us a call- The Hill ... more
0 votes Share Flag Wed Jul 31, 2013 Home Buying in 30519
Gina Dumas, Real Estate Pro in Minneapolis, MN
Gina Dumas answered:
I am a single mother considering a home purchase. I work 3 different jobs none them full time.
As long as your employers can verify your employment, hours worked and likelihood of continued employment, it should be OK. It's a great idea to speak to a mortgage loan officer and ge ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Maple Grove
Shannon Ande…, Real Estate Pro in San Diego, CA
Shannon Anderson answered:
Is it absolutely a requirement to put down 20%?
if you are asking about buying a home, the answer is no. If you are asking about buying and not having MI, then you should talk to a lender, but my understanding is yes.
0 votes Share Flag Fri Mar 22, 2013 Home Buying in San Diego
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Looking to put down 5% on a condo in Woodbridge. I am a first time home buyer with good credit. Is this poss ...
No way we would know. You need to ask a lender since they will be the ones to loan you money and you need to go see them to see if they will. A FHA loan only needs 3.5% down so yes, the ... more
0 votes Share Flag Tue Apr 23, 2013 Home Buying in Woodbridge
Jim Starwalt, Real Estate Pro in Grayslake, IL
Jim Starwalt answered:
As a new grad, I do no think I'd be approved for a mortgage yet, however, are there rent to own optio ...
Hi Jennzie,
Have you discussed your situation with a lender? Do you have a job secured? You may be surprised at the answers. If you have a solid job and good credit you may find someon ... more
0 votes Share Flag Tue May 28, 2013 Rentals in Arlington Heights
Ctenhoeve99, Home Buyer in Wildwood, NJ
Ctenhoeve99 answered:
Im looking for a three bedroom home under $100,000 in loxahatchee still available???
there are several however most are distressed and need work. there are loans available for this kind of home you just have to be ready to do some work. :)
0 votes Share Flag Tue Mar 18, 2014 Home Buying in 33470
Tina Beasley, Real Estate Pro in Baltimore, MD
Tina Beasley answered:
I am trying to buy a home in Maryland (Baltimore Co). I thought I would be a 1st time home buyer but was t ...
If you have never owned a home in Maryland, you get a credit on the recordation taxes as a first time buyer on your first purchase in the state. I am not sure why you are concerned abo ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 21234
Sarah Goulart…, Real Estate Pro in Plymouth, MA
Sarah Goulart Nathe answered:
i am 67 and paid rent for 24 years. I want to own my home and not rent. is it possible with good credit, a ...
Of course!! Talk to a mortgage broker for sure but there are no age limitations with taking a mortgage out as far as I know.
0 votes Share Flag Mon Mar 18, 2013 Financing in Winchendon
Leo T. Flynn, Real Estate Pro in FT Mill South Carolina...
Leo T. Flynn answered:
Hello, I am looking to relocate back to wilmington delaware, i have been employed with my job for 4 years , g ...
Andrea,

That is positive news and good luck on the relocation. If you plan on investing in real estate when you get there interview a few Mortgage Brokers to see who you are comforta ... more
0 votes Share Flag Wed Aug 19, 2015 Rental Basics in 19808
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
My husband and I have poor credit. We are looking at a house that costs about 300,000. Would any bank loan us money?
Unfortunately, it's your lack of downpayment that is a bigger constraint in this market. There are banks who can handle little credit to poor credit, but without a significant downpaym ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Salinas
michael beni…, Real Estate Pro in bradenton, FL
michael beninato answered:
Looking for good Mortgage rates with little down 10%?I am military and want to buy a home to move into when ...
Your in great shape there will be plenty of options here in the Sarasota area. When it comes to the money side of a deal I would introduce you to our in house mortgage person Ian McKenn ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in Sarasota
charles 949.…, Real Estate Pro in Costa Mesa, CA
charles 949.232.0828 answered:
Mortgage options?
Anna,

you pretty much summarized your options:
1. FHA w/ a 3% down but both upfront and ongoing MI
2. bigger down and a smaller MI ea mo

not enough down is a dilemma many face. ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in Irvine
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
How many homes should one at least consider before choosing one?
At least one, more than that is optional.
0 votes Share Flag Sat Mar 30, 2013 Market Conditions in Atlanta
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
90 day notice is nearing it's end, if I stayed through the legal eviction how much longer would I h ...
Why don't you buy it? Then you'd not have to worry.

I am not an attorney, so can't give legal advice--seems to me if I had walk thru paperwork/documentation showing the home was in d ... more
0 votes Share Flag Wed Mar 20, 2013 Foreclosure in 95842
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
I already own a property in CP and want to buy another. I do have good credit and stable income. Can I pu ...
Hello Beena,

I will be happy to run numbers to see how much purchasing power you have for a new property.

Feel free to call, write or text if you have any questions!

The first ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in College Park
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
Realtor asked for our lender contact to discuss if our max limit for pre-approval factors in HoA and mello ...
probably because they want to make sure that you will be able to afford the property including all costs, especially if you are looking at places with high HOA fees.
0 votes Share Flag Sat May 4, 2013 Home Buying in 92127
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Interested buyer wants my bottom line price before puttinig in a bid.
The buyer makes an offer, not the seller, giving away your best price as a seller is not in the sellers best interest. the buyer makes an offer in writing and you as teh seller can acc ... more
0 votes Share Flag Thu Mar 14, 2013 Home Selling in Philadelphia
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Is there really any lenders out there that give bad credit mortgage ??
Usually the only 2 options are having 20% to put down or finding a local and trusted loan officer who will work throuh the process with you to guide you on building your credit and savi ... more
0 votes Share Flag Sat May 21, 2016 Financing in Rockford
Neil Blair-B…, Real Estate Pro in Cape Coral, FL
Neil Blair-Bennett answered:
how did this sell in less then 1 day? somethings fishy...
The chances are the listing agent had pre-marketed the property to his/her own database and had a buyer ready to go. Not necessarily the fairest way to do things but unfortunately it ha ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Barefoot Bay
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