7500 Tax Credit For Down Payment All Locations : Advice

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Leah Thomas, Real Estate Pro in Denver, CO
Leah Thomas answered:
Lawrence lending
You can still do an FHA with down payment assistance until Oct. 1. (My lender associate tells me)
Contact a lender right away!
0 votes Share Flag Mon Aug 11, 2008 Home Buying in Lawrence, KS
Christina Ca…, Real Estate Pro in Centerville, OH
Christina Cavins - Realtor answered:
Are VA or FHA loans more beneficial for the buyer?

That is an excellent lender question, and you can email the lenders I recommend to get an answer. Their contact info can be found on my website at: http://www.realliving.com/Ch ... more
0 votes Share Flag Mon Aug 11, 2008 Home Buying in 43537
Steve Matthe…, Real Estate Pro in Atlanta, GA
Steve Matthews answered:
I am looking to buy a home in the next year...
Hi Ben,

It would be wise to talk with a lender soon. There are many programs to do rehab loans and loans with little down. Because of all the recent changes in the market some progra ... more
0 votes Share Flag Wed Aug 13, 2008 Home Buying in Marietta, GA
Jeff - Ginny…, Real Estate Pro in 32962
Jeff - Ginny Mitchell answered:
I was told the elections might affect the market so much so that property values may rise. Is that true? Our
The election will affect the market but probably not right away. You might want to read the Barron's Magazine article about market projections for next year. These economists are expe ... more
0 votes Share Flag Thu Oct 23, 2008 Home Buying in Chino Hills, CA
Tina Merritt, Real Estate Pro in Blacksburg, VA
Tina Merritt answered:
Does the new housing law passed by Congress (eg the 625,000 max conforming loan) help us here in VA?
Hi Leah - in Hampton Roads, the first time homebuyer credit will probably help us more than the other articles in the bill. The $7500 credit is a good incentive for 1st time homebuyers ... more
0 votes Share Flag Fri Aug 22, 2008 Home Buying in 23451
Joan Prout, Real Estate Pro in Basking Ridge, NJ
Joan Prout answered:
do you think right now is the best time to buy a home or should i wait?? is the ... going down? ...
I'm assuming you are renting now. Do you know that because you pay rent with money you have already paid income taxes on, you are passing up an income tax deduction that would s ... more
0 votes Share Flag Fri Aug 22, 2008 Home Buying in New Jersey
Sj209, Both Buyer and Seller in California
Sj209 answered:
I have a very low credit score. Is there any way I can a home loan?
Save up for a down payment. It will be very difficult to obtain reasonable financing without a decent down payment.
0 votes Share Flag Thu Oct 2, 2008 Home Buying in Santa Rosa, CA
Luke Allison,  in Asheville, NC
Luke Allison answered:
Can I get a mortgage if my sister co-signs with me?
You sister can be a non-occupant co borrower for an FHA loan. However, your combined incomes (essentially just hers) would have to produce a debt-to-income ratio that would work for FH ... more
0 votes Share Flag Sat Sep 6, 2008 Home Buying in Bowie, MD
Amanda Edwar…, Real Estate Pro in Starkville, MS
Amanda Edwards answered:
Do you have any suggestions/tips for first time home buyers?
Hey Nicole, This process is really not that hard. The only first time buyer thing I have recently been frustrated with, is their anxiousness to get a low price and not really consider w ... more
0 votes Share Flag Sun Aug 10, 2008 Home Buying in Jacksonville, FL
Emily Medvec, Real Estate Pro in Santa Fe, NM
Emily Medvec answered:
I've heard rumors that there will be a Bill passed for First time home buyers regarding a $7500 credit, t ...
The housing bill will give lst time homebuyers a TAX credit of up to $7,500. A lst time homebuyer is defined in the legislation as someone who has not owned a home in three years. The T ... more
0 votes Share Flag Tue Jul 29, 2008 Home Buying
Nicole Bailey, Real Estate Pro in Seattle, WA
Nicole Bailey answered:
How wise would it be to wait until the House passes the relief package? I'm a first-time buyer.
It makes sense to wait unless you find the perfect home/deal today! The credit is small enough that it could be negotiated for you off a sales price today on a home you LOVE!!!!

:) ... more
0 votes Share Flag Mon Aug 11, 2008 Home Buying in 94611
Homa Moaddel, Real Estate Pro in Ladera Ranch, CA
Homa Moaddel answered:
Bottom of the market?
Hi Jeremy,

If you believe that the bottom has not reached based on all these evidence and information. You should wait. After all buying a home is personal, and emotional. Every b ... more
0 votes Share Flag Fri Dec 25, 2009 Home Buying in Sebastopol
Cindi Hagley…, Real Estate Pro in San Ramon, CA
Cindi Hagley As Seen on TV answered:
What does the new housing bill mean for new buyers in Silicon Valley, if anything.?
For consumers, it does a couple of things:

The FHA will be allowed to insure up to $300 billion in new 30-year fixed-rate mortgages for at-risk borrowers in owner-occupied homes if t ... more
0 votes Share Flag Tue Aug 26, 2008 Home Buying in 94539
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
What's the deal with the first time home buyer tax credit?
The House passed a bill. It may look very different after it gets out of the Senate..... So, it would be best to wait until we have a final product before we get too excited.
The $7500 ... more
0 votes Share Flag Sun Oct 4, 2009 Home Buying in 78701
Steven & Tas…, Real Estate Pro in 30022
Steven & Tascha Katz answered:
I am moving to Alpharetta. I don't want to buy now because I feel that prices w ... down. ...
Wish I knew. All I can say is there are some great buys now and with rates so good I cant imagine why someone would want to take a chance and wait. It would be nice to know when or if ... more
0 votes Share Flag Wed May 6, 2015 Market Conditions in 30005
Todd Norsted, Real Estate Pro in Maple Grove, MN
Todd Norsted answered:
Is now a good time to buy in Minneapolis? As a first time home buyer I can wait, but will the market fall
Hi Joe....

My opinion is the market is at or very near the bottom, and by waiting you run the significant risk of a rise in interest rates, which limits your buying power.

I short ... more
0 votes Share Flag Sun Jun 15, 2008 Market Conditions in Minneapolis, MN
Craig Harding, Real Estate Pro in Ooltewah, TN
Craig Harding answered:
I am looking at a older house that sits on an oversized lot - I have little money to put down but an ...
I would personally recommend Alice Roe with US Bank as a great source for an excellent mortgage. She is still able to provide folks with several option when they have a small or minimal ... more
0 votes Share Flag Sat Dec 6, 2008 Home Buying in Kansas City, KS
Melinda J. R…, Real Estate Pro in Hudsonville, MI
Melinda J. Robison answered:
My husband and I are first time home buyers. We currently rent our apartment in Clifton, NJ. We are
JK, I would highly suggest that if you have not already, find yourself a buyers agent that is going to protect your best interest especially when it comes to negotiating. I am not from ... more
0 votes Share Flag Wed Jan 21, 2009 Home Buying in Clifton, NJ
Nancy Doyle…, Real Estate Pro in Cape Coral, FL
Nancy Doyle 239-209-2237 answered:
First time homebuyer.....down payment???
I think your right on track. There are a lot of programs to help buyers get into homes. Sellers are motivated and helpng in most cases. I have a lender that could help if you do not alr ... more
0 votes Share Flag Wed Aug 5, 2009 Financing in Cape Coral
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