1st Time Homebuyer Tax Credit All Locations : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it easier to buy a foreclosed home with not-so-perfect credit, and how long does it typically take to g ...
Work on getting your not so perfect credit to almost perfect first--visit with any qualified loan officer(s) and see exactly what your budget can handle and check your credit score--he/ ... more
0 votes Share Flag Wed May 19, 2010 Financing in Temple Hills
Jeff K, Home Buyer in Bucks County, PA
Jeff K answered:
I don't have a mortgage, and never owned a property, but I was recently added on the title for my parents' house where I currently reside.
That's a really good question. I could be wrong but I wouldn't think that this would preclude your status on a 1st time home buyer since you didn't buy the house, and ar ... more
0 votes Share Flag Sun Dec 27, 2009 Home Buying in 75052
April Crowder, Real Estate Pro in Charlotte, NC
April Crowder answered:
would i qualify for the 8k from gvmt if i buy from owner?
I believe you qualify for the credit as long as you have an actual closing which will give you a closing HUD and the property will be deeded in your name. It does not matter that the se ... more
0 votes Share Flag Thu Aug 11, 2011 Home Buying in 48209
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
My Hubby and I were first time home buyer's 4 years ago. Do we qualify for the 1st time homebuyer ...
Are you talking about the $8,000 tax credit or are you asking in general if you'd be eligible for local government grants available to first time homebuyers?

As far as the $8,00 ... more
0 votes Share Flag Wed Dec 16, 2009 Rent vs Buy in Pampa
Jill Fisher, Other/Just Looking in Miami, FL
Jill Fisher answered:
First time homebuyer
FHA Home loans are great for First time homebuyers.
We offer 97% financing in all of Florida with a 530 Minimum FICO,

Most banks and other lenders now require a 620.

FHA loan ... more
0 votes Share Flag Tue Mar 16, 2010 Home Buying in Carrollton
Eric Thompson…, Real Estate Pro in Pittsburgh, PA
Eric Thompson - Coldwell Banker - www.EATHOMPSON.com answered:
is there a money back program for owners who have owned their homes for 5 years ... for buyers who are not first time buyers.? ...
Yes. Up to $6,500 is available for qualified buyers who are selling there current home and purchasing a new home. You must have owned the current home for at least 5 years and the hom ... more
0 votes Share Flag Sun Jan 10, 2010 Home Buying in Kentucky
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
I'm a first-time home buyer. If I want to purchase a fourplex and occupy on ... , will I be eligible for the tax credit and for how ...
You will be eligible. You would have to calculate based on the percentage of your occupancy. If you buy a four family for $280,000 and occupy one unit, then your portion of occupancy wo ... more
0 votes Share Flag Wed Dec 16, 2009 Financing in Eugene
Angela Schra…, Real Estate Pro in Fort Lauderdale, FL
Angela Schrager answered:
For a young couple looking for their first place with average credit scores are foreclosures or short sal ...
Dear Matt:

I work with many first time buyers and tell them the same thing that I'm going to tell you. The absolute first step is to get yourself pre-approved (not pre-qualified ... more
0 votes Share Flag Fri Mar 12, 2010 Home Buying in Coconut Creek
Relo, Home Seller in Milwaukee, WI
Relo answered:
Please answer this Question about Tax Credit. We know it's been extended until Apr 2010. If we bought a ...
10% of 350,000 is $35,000, not $3500. You can check the income limits and see if you qualify for the $8,000. But I am pretty sure you won't get $3500.
0 votes Share Flag Mon Nov 16, 2009 Home Buying in North Brunswick
Anthony Ostl…, Real Estate Pro in Avon, IN
Anthony Ostler answered:
do we have many foreclosure homes coming in 2010? seems like we don;t have many inventory these couple months..
As the banks start to catch up on short sale homes as well as forclosures we will start to see more on the market. With the large amount of homes entering forclosure the banks have beco ... more
0 votes Share Flag Sat Nov 14, 2009 Home Buying in Danville
Richard Leci…, Real Estate Pro in Tucson, AZ
Richard Lecinski answered:
Need urgent info re down payment assistance programs, or private loans for down ... against the 1st time homebuyer tax credit in Oregon ...
You should call a few realtors in your area and ask. There are programs like that here in Tucson and many real estate agents do not know about them.Good luck.
0 votes Share Flag Sat Mar 7, 2015 Home Buying in Yamhill County
Amber Huemmer, Real Estate Pro in Cottage Grove, WI
Amber Huemmer answered:
I'm moving (back) to Madison at the end of May. When is a good time to visit for a trip to look at h ...
Hi Scott,
If your plan is to be moved in by the end of May, I would suggest haveing an accepted offer Mid-March through Mid-April. Of course, every home seller has a different scenerio ... more
0 votes Share Flag Tue Jun 1, 2010 Home Buying in Madison
Bradley Gill, Real Estate Pro in 95120
Bradley Gill answered:
iam in process to buy second house and i purchased first home 4years and 9mo. a ... will I be qualified for the $6500 tax credit in 4 ...
For the best on-line resource for general questions about the first time homebuyer tax credit go to the National Association of Home Builder's website - http://www.federalhousingta ... more
0 votes Share Flag Tue Nov 10, 2009 Foreclosure in Bay Point
Jesse James, Other/Just Looking in 08033
Jesse James answered:
For those of you searching for homes in the Camp Hill area, what is your opinion about the list prices which you encounter?
On average, they have been a bit high for this market. Particularly, the larger homes(4 Bd). My wife and I have been browsing the market for the past 4 months and are interested in stay ... more
0 votes Share Flag Tue Jun 11, 2013 General Area in Camp Hill
David Westall, Real Estate Pro in Tahoe City, CA
David Westall answered:
My wife inherited a home in the past year that she has never lived in. We'v ... home. Does this disqualify us for the first-time? ...
You would need to talk to your tax advisor/CPA or attorny to get information on tax issues as Realtors are not qualified to provide tax advice. That said, it is my understanding that i ... more
0 votes Share Flag Tue Dec 15, 2009 Home Buying in Chicago
Voices Member,  in
Voices Member answered:
Question on the repeat home buyer tax credit...
It sounds possible: two suggestions...

-your tax advisor
-your lender


Disclaimer: I am a licensed real estate broker and property/casualty insurance agent in the State of ... more
0 votes Share Flag Thu Nov 26, 2009 Home Buying in San Ramon
CCC, Home Owner in San Diego, CA
CCC answered:
Does anyone know of any 1st time homebuyer programs out there to help with downpayment and closing cost.? ...
Hi, you need to take a First Time home buyers class by a non profit organization.

Also check:


Good luck and best.


0 votes Share Flag Sat Feb 28, 2015 Financing in Apple Valley
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
I am a first time home buyer with a FHA loan trying to buy a 3 bed home in Fremont with a price ranging f ...
I would consult with a local realtor who specializes in short sales if that is the route you are interested in going with.

Under the advice and opinions tab of trulia you can click f ... more
0 votes Share Flag Thu Dec 17, 2009 Home Buying in Fremont
Barbara Harv…, Real Estate Pro in Philadelphia, PA
Barbara Harverson Smith answered:
I am looking at buying a $300k home, my income is just over $80k/yr, but I have ... credit debt and student loans for my two degress. I ...
Dear Conscientious,

Its great you are thinking of buying a home, there couldn't be a better time. The best source of the detailed information you are looking for would be with ... more
0 votes Share Flag Tue Oct 27, 2009 Home Buying in Philadelphia
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
I am a first-time homebuyer in the price catogory of homes that are limited in inventory. I have been read ...
Hi Maggie

My advice is short and simple........buy when you find the home you love - whether it's now, in 2 months or 6 months.

Don't worry about trying to "time&qu ... more
0 votes Share Flag Sun Feb 14, 2010 Home Buying in Chula Vista
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