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Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
In contract for home damaged by Sandy. No structural damage. Lower level needs walls & flooring. Subflooring OK. Lender won't fund unless fixed. Help
This is often a catch 22 that needs to be worked out. There is no easy answer and someone has to give in or it can't work. Good luck.
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 11561
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
How long should a HARP 2 refinance take? I h ave been waiting for 45 days and have just found out I have been pushed off to another Broker.
Another broker? Sounds like a mess. You should really reconsider the people you're trusting with your mortgage if you feel that they are not handling it responsibly.

This is a r ... more
0 votes Share Flag Sun Jan 5, 2014 Financing in 08857
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Who will do a mortgage with a experian 536, and equifax 554?
Consider improving your credit and saving additional money before considering a purchase; most lenders prefer a credit score of 640; see link below for possible helpful information rega ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Jacksonville
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I have bad credit but like to own a house, how do I go about this?
Get good credit.
This will require disapline, time and a plan.
There are no short cuts.
Those promising a quick soluitons are only going to seperate you from your money and leave ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
Need a new Title Company
Doesn't sound like you need anything unreasonable or terribly unusual. If your Closing Agent doesn't know those things, you need a new agent. Ask around in the local area, find people ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying
Christine Be…, Real Estate Pro in 01821
Christine Beaudry answered:
I am underwater or even at best. Refinanced in 2009 so not HAMP able. Current interest on Primary is 5.5 balance of approx 203.5K.
I would recommend speaking with a loan officer to go over your options. I have a couple of local contacts who could look at it for you. Please feel free to call or message me for more i ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 01821
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
If i have a credit score of 750 can i get out of paying a down payment?
Only a few weeks ago the answer would probably have been 'no'. However, just yesterday I heard from one lender who is once again able to do 90/10 loans, a first mortgage for 90% of the ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in Burleson
Nadine Mauro, Real Estate Pro in Boca Raton, FL
Nadine Mauro answered:
Would there be any chance of a smaller 2 or 3 Bedroom home w/ Private Mother In Law Suite w/ Kitchen be available or even exists for under $280k?
Hi Louis,

Yes. There is a nice duplex priced at $259,000.

You could live on one side and have a family member or other live in the other half. There is another listing for $24 ... more
0 votes Share Flag Sun May 12, 2013 Home Buying in Boca Raton
Toni Nicholas, Real Estate Pro in Lowell, MA
Toni Nicholas answered:
Why do many sellers seem to not make much effort, or worse-work against selling their home, particularly since we are not in a sellers market yet?
...assuming you meant sellers, many sellers may be in financial distress and may not be able to do any necessary things to help sell their home. Further, there are many agents who are n ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in Saint Louis
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
What can I do if I haven't received a denied letter from the bank? But was told I was denied by the loan officer, I haven't seen anything
We lenders are required to issue a credit denial to anyone who has had their loan denied. This is violation that has serious consequences. If you were denied the LO should have explaine ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying
Betty Maya, Real Estate Pro in Sunny Isles Beach, FL
Betty Maya answered:
We are developers from canada planning on developing commercial condo. Need advi ... commercial mortgage broker and real estate.Thanks ...
Give me a call at 305.606.8222 and I will be happy to assist you.
Betty Maya
Decorus Realty
16850 Collins Avenue, Suite 105
Sunny Isles Beach, Fl 33160
Ph: 305.944.8181
0 votes Share Flag Thu Feb 27, 2014 Financing in Sunny Isles Beach
George Brain, Real Estate Pro in Arlington, WA
George Brain answered:
Which banks are offering jumbo mortgages with 90% or 85% LTV in amounts over $1M?
I have q great contact that can help.
Contact me directly for a referral.
George Brain is a Real Estate Broking Serving Seattle, the Eastside, and Palm Springs
0 votes Share Flag Thu Aug 28, 2014 Home Buying in 98104
Vanessa Cast…, Real Estate Pro in Houston, TX
Vanessa Castillo answered:
Are there any solid mortgage brokers in Houston that handle 80/10/10 jumbo loans? Solid credit history. ...
Hi There--

I have a few great lenders that I would love to send your way--let me know what I can do to help. Talk to you soon...V
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 77433
Linda Lorenzo…, Real Estate Pro in 75070
Linda Lorenzo - (214) 578-3131 answered:
Where is the safest place to rent from in Atlanta ga?
You will need to do some research on your own on that one, as Realtors we can't answer that question. Check with the local police or sheriff department for crime statistics. You can a ... more
0 votes Share Flag Wed Jun 5, 2013 For Rent in Atlanta
Melissa Goss, Real Estate Pro in Center Moriches, NY
Melissa Goss answered:
Why is it real estate websites say one thing then when you call its something different then what the website says? Isn't that false information?
Not necessarily, sometimes websites borrow off of the main website the home is advertised on. For Long Island, we use MLSLI, and zillow or trulia, and other sites will share this inform ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying
Brad Davidson, Real Estate Pro in Anaheim Hlls, Anaheim,...
Brad Davidson answered:
My wife & I are first-time home buyers and would like to buy a home in the Tustin Ranch area. Are there any incentives or assistance programs?
HI Jeremiah,

Check out me website at I have a program where I share my commission with my clients and you can use that money to pay your closing costs. My avera ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Nancy Milton…, Real Estate Pro in 62025
Nancy Milton Holtzscher answered:
Is using a group of home buyers easier then using a real estate company? or are they the same thing?
Hi, Imajn1: Could you be a little more specific? I will try to help, but don't know what you mean by a "group of home buyers." Thanks.
0 votes Share Flag Mon Aug 5, 2013 Home Buying in 61761
Julie Reddin…, Real Estate Pro in Highlands Ranch, CO
Julie Reddington answered:
how do I find a house in Castle Rock - I believe it is called Champion's Court or something - patio homes in Plum Creek??
Is it this one on the link below? I can send you over homes for sale in Plum Creek
0 votes Share Flag Wed Jan 8, 2014 Home Buying in 80104
Tyler L. Wil…, Real Estate Pro in Atlanta, GA
Tyler L. Willis answered:
We are a Bi-racial couple (black and white) from NV looking at making a move to Cumming GA. Would we have problems in Cumming?
Hi Justine,

We realtors are unable to speak on those things legally. I will say this; I am in a interracial relationship with my wife, we are originally from Philadelphia, since we h ... more
0 votes Share Flag Sat Apr 20, 2013 Home Buying in Atlanta
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I am interested in buying a property in Pacifica. What is a good research resource for buying a foreclosed property?
Hi Keith,

All properties, whether distressed or not, are going into contract with little delay during this STRONG Seller's Market. So, you should keep ALL of your options OPEN.

M ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Pacifica
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