Jumbo Loan Down Payment All Locations : Nationwide Real Estate Advice

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Kim Gipson, Real Estate Pro in Berea, KY
Kim Gipson answered:
Looking for a construction loan between 6-700,000.my credit score is bad 575-607 . My co borrower has 720 a ...
Email me kim@realtyworldadams.com and I will send you info. I've had a construction loan in the past.
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0 votes Share Flag Tue Aug 20, 2013 Home Buying in Lexington
Michael Hamm…, Real Estate Pro in Suwanee, GA
Michael Hammond answered:
My credit score is 498 can i buy a house?
With cash or very creative financing it's possible. With a standard mortgage, not so likely. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hamm ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 30135
Ken Allen, Real Estate Pro in Clearwater, FL
Ken Allen answered:
First time home buyer...HELP!
Good Evening
I will be happy to help you. I live in South Tampa as well and went to USF. I do specialize in first time home buyers. Please call me at 813-624-3679 and I will be happy t ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Tampa
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
Is there a lender out there that can give a 5% down loan?
You would be able to do up to 96.5% with FHA. If you would like to discuss please give me a call. I am a broker with over 15 different lenders, all offer FHA so I can shop around and ... more
0 votes Share Flag Thu Apr 14, 2016 Financing in Houston
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
Once you find a house you are interested in, how long does it usually take to close on it and be able to move in?
Depends... upon a variety of things. I saw one closing take place in 24 hours - just one. I generally figure on a month, unless bank financing is involved, where I will add 2-4 weeks to ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying
Danielle O'B…, Real Estate Pro in West Roxbury, MA
Danielle O'Brien answered:
What factors affect mortgage payments?
This question is a litte vague, but I'm tackling as if you are a buyer comparing various homes.

Besides price, factors such as insurance and taxes (escrow requirements) will fluctuat ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Boston
Kim Jones, Real Estate Pro in Atlanta, GA
Kim Jones answered:
Jumbo loan options
We have Jumbo loans with as little as 10% down! One Loan - NO PMI....

In today's mortgage market, this is a very unique product. The guidelines are below. Please call me with any ... more
0 votes Share Flag Tue Jun 7, 2016 Financing in Atlanta
Steve (888)…, Other/Just Looking in 33496
Steve (888) 662-4404 answered:
How should I deturmine my housing needs before I begin the search?
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Get pre qualified
Below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers

After reviewing program # ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Fort Lauderdale
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
Can I obtain a conventional loan with a 640 credit score?
Dear Isabella:

Depends on your situation but I will give you absolute mininums:

FHA - 580
VA - 620
Conventional - 620
Jumbo - 680

Now once in these programs, the highe ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Is it possible to get a construction to permanent loan with excellent credit/less than 10% down in GA or do ...
For a true new construction mortgage, there are currently very few lenders even offering those. Of those who are, everyone that I have heard of requires at least 20%+ down.

Regards, ... more
0 votes Share Flag Fri Aug 15, 2014 Financing in 30127
kelli wellha…, Real Estate Pro in Fairfield, CA
kelli wellhausen answered:
Looking for a lender
I like Loli Martinez Lonso with Solano Mortgage. She takes credit issues as a personal challenge. Her cell number is 631-2070. Her office number is 863-4486.

I also really like Step ... more
0 votes Share Flag Tue Nov 4, 2014 Home Buying in Vacaville
Jeffrey Aust…,  in Phoenix, AZ
Jeffrey Austin answered:
Can a loan be gotten with a foreclosure of less than 3 years fico 720 no other credit issues?
Good morning,

Please read an article we wrote, http://www.newresalehomes.com/2011/12/22/buyers-waiting-period-after-a-recent-short-sale-foreclosure-or-bankruptcy/ as to your timeline ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in 85296
Christopher…, Real Estate Pro in Bloomington, MN
Christopher Block answered:
I would love to join the world of home ownership. We have been carfully planning and think our best option would be a Contract for Deed.
A quick rundown:

1) Most contract for deeds start at around 10% for down payment, and some may even want 20%. Keep saving like crazy and you won't miss a property because of this.

... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in 56560
Morgan Larson, Real Estate Pro in Folsom, CA
Morgan Larson answered:
What kind of down payment would I expect to put down on a second home?
25% is the normal down payment for a second home or investment property.
0 votes Share Flag Sun Mar 10, 2013 Home Buying in Roseville
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
I just found out about the Georgia Dream Loan, and I was trying to find out more info.
Hi Kristen,

Good question. No one in the household may be on title to a property at closing, so you should still be eligible if your husband has owned a property within the past thre ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Monroe
Chasity Luke, Real Estate Pro in Valdosta, GA
Chasity Luke answered:
How close to the asking price are newly built homes in Valdosta selling for?
Usually new construction gets asking price but MAY have room for closing cost. Thanks chasity Luke
Www. Chasityluke.com
0 votes Share Flag Tue Oct 22, 2013 Home Buying in 31605
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Is there really any lenders out there that give bad credit mortgage ??
Usually the only 2 options are having 20% to put down or finding a local and trusted loan officer who will work throuh the process with you to guide you on building your credit and savi ... more
0 votes Share Flag Mon Aug 22, 2016 Financing in Rockford
Nadine Mauro, Real Estate Pro in Lake Worth, FL
Nadine Mauro answered:
Here is my situation. I am a US Citizen and I live in the country of Panama and am trying to move to Port St. Lucie.
Hi,

Have you considered getting a mortgage on your property in Panama, and then using the cash to purchase the house you want in Port St. Lucie.

If I can be of further service p ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Port Saint Lucie
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
Can I get a mortgage?
Your dept to income ratio is a little on the higher side. If you are at 45% of gross income, that leaves you 55% for purchase of a home. With that ratio, you should be able to purchase ... more
0 votes Share Flag Wed Apr 10, 2013 Home Buying in Katy
Jeff Claeson, Real Estate Pro in Hiram, GA
Jeff Claeson answered:
How much over-bidding is going on at the moment?
You cannot believe how much over biding is going on.
0 votes Share Flag Fri Mar 29, 2013 Market Conditions in Atlanta
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