Home Buying Companies Legitimate All Locations : Advice

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Kevin Olson…, Real Estate Pro in Colorado Springs, CO
Kevin Olson and Jessica Laude answered:
Can I cancel my contract due to the buyer not obtaining a real commitment letter?
Yes you can based on what is stated above. It sounds like what they have is a pre qualification letter and not a commitment letter. Generally in a contract the commitment date is set to ... more
0 votes Share Flag Mon Sep 16, 2013 Home Selling in 02767
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
How to sell my home without a real estate agent?
VERY CAREFULLY!

In this economic and litigious environment selling on your own is a road littered with mines.....

Unless you are VERY COMFORTABLE with legalese - and are willing t ... more
0 votes Share Flag Fri Apr 11, 2014 Home Selling in Atlanta
Don Kelbick, Real Estate Pro in Miami, FL
Don Kelbick answered:
Hello, I am a first-time home-buyer who, last year, pre-qualified for a loan of up to $100,000. I'm in ...
20% certainly be easier. A couple of years down the road it might be easier for financing as well.

It also really depends on what you are buying. Today, financing for a condo, in gen ... more
0 votes Share Flag Mon Oct 4, 2010 In My Neighborhood in 33179
Jennifer Buc…, Real Estate Pro in Veneta, OR
Jennifer Buchanan answered:
If im from out of state and im looking to buy a home,should my realtor pay for my plane ticket?
Sorry Home Buying in Orlando...your Realtor probably can't afford your plane ticket. The market is tight right now and you shouldn't expect your Realtor to pay any money up f ... more
0 votes Share Flag Mon Nov 7, 2011 Home Buying in Orlando
Sameer Punja…, Real Estate Pro in Fairfield, CA
Sameer Punjani answered:
Harmony Escrow
John,

Sounds like you had a bad experience with them. I know title companies sometimes don't return emails, calls, etc and its a pain in the ass to get info when you really need ... more
0 votes Share Flag Fri Apr 13, 2012 Home Buying in Los Angeles
Aaron Zapata, Real Estate Pro in Orange County, CA
Aaron Zapata answered:
Can the escrow company charge us a fee for cancellation of Escrow?
Yes - as long as it is stated in the Escrow instructions you signed. I've always seen cancellation fees stated in the instructions but often times the escrow company will choose no ... more
0 votes Share Flag Mon Aug 30, 2010 Home Buying in 92677
Pete Cook, Real Estate Pro in 80211
Pete Cook answered:
who pays for the title insurance on a cash purchase in denver colorado? is there a calculator that shows how much it should be based on price?
Independent of how the transaction is funded, the traditional split is that the seller will pay title insurance and the lender / buyer policy will be the same but at a great discount. ... more
0 votes Share Flag Mon Sep 29, 2014 Home Buying in 80222
Thom Colby 8…, Real Estate Pro in Irvine, CA
Thom Colby 888-391-5245 answered:
I was in a purchase on a short sale house. I released all of my contingencies EXCEPT the loan contingency. In fact, we extended the loan
Buyer -

If you have a loan contingency and you have a legitimate "Denial" from the lender you indicated you were going to use, you should be ok to cancel escrow and get yo ... more
0 votes Share Flag Sun Aug 1, 2010 Home Buying in Irvine
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
What to do with junk fees charged by escrow and title company?
Wei-min Chang,

I have found that the vast majority of title companies won't negotiate their fees. Before everyone jumps in to tell you that title companies should negotiate, to ... more
0 votes Share Flag Sun Jul 18, 2010 Home Buying in Los Angeles
Dp2, Other/Just Looking in Virginia
Dp2 answered:
any legit Short Sale Refi brokers out there?
I suspect you meant to inquire about loan-mod/refi brokers, because the seller for a short-sale wouldn't need to refinance. Although I'm not sure whether you'll find any ... more
0 votes Share Flag Tue Jan 18, 2011 Financing in Anaheim
Sam Thompson, Real Estate Pro in Atlanta, GA
Sam Thompson answered:
NACA home loan approval process - how difficult for home buyers?
Another option to consider if you can qualify on your husband's income alone would be the special financing available to purchase HUD-owned properties.....It is basically an FHA lo ... more
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Marietta
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
Are these "Avoid Foreclosure" or "We Buy Homes For Cash" signs legitimate, or are they ...
They will negotiate with the bank directly, or if the home is not underwater try to buy it from people for less than it is worth. I wouldn't give them the time of day! At least c ... more
0 votes Share Flag Thu Jan 26, 2012 Home Buying in 48150
John Barry, Real Estate Pro in Los Angeles, CA
John Barry answered:
Our bid was accepted and the listing state"will go FHA" after we paid appraisal and inspections fees the house needed many repairs the
Hi Dredre,

Sorry to hear about your situation. When a seller accepts an offer from a buyer with FHA financing, the seller is not required to agree to pay for the repairs required by ... more
0 votes Share Flag Fri Jul 9, 2010 Home Buying in 93536
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
what can we expect to pay for a full service agent to sell our home in Morristown? Is it negotiable?
All commission are negotiable.

That being said, interview many agents. From big firms to boutiques, agents are different.

But, don't be swayed by fancy brochures. Selling y ... more
0 votes Share Flag Thu Feb 9, 2012 Home Selling in Morristown
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
We recently made an offer to a short sales. We were told that within 10 days we will get an answer from the seller's lender but instead on 10th
Hi Rhee,

The HAFA short sale program is "voluntary", and not required participation by lenders.

10 business days from when they receive all of the required paperwork. H ... more
0 votes Share Flag Fri Jul 9, 2010 Home Buying in San Antonio
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I need to sell my house and it needs lots of repairs. The Basement is unfinished Upstairs kitching and living room needs repairs. Do you know any?
Lana unfortanately there are far more fraudalent companies than there are legitimate companies. There are more scams trying to get you to sign over your deed and take advantage of your ... more
0 votes Share Flag Thu Jun 24, 2010 Home Selling in 38125
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Hi, I went to the Armando Montelongo "flip and grow rich seminar" and of course they tried to sell me a $1500 product that I didn't
If flipping is so rewarding financially WHY are they trying to sell anything instead of flipping?

The problem with flipping is finding a buyer. You might do it. Then again you might ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Is it normal practice for an agent seling a short sale to not accept an offer at list price?
It is up to the property owner to select which offer to send to the bank, possibly with the advice of their Realtor. It would behoove them to select the best offer. Keep in mind a cou ... more
0 votes Share Flag Fri Aug 3, 2012 Home Buying in 92883
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
This is might sound silly, but we are on a SSI income, we pay 550 in rent, I am ... want to own a home, is this possible, me and my ...
Can you get a mortgage based on SSI? If it is expected to last for a very long time yes. If temporary no.

Can you buy a house with bad credit? 620 or higher yes, less than that you n ... more
0 votes Share Flag Tue Aug 6, 2013 Financing in Louisville
John Barry, Real Estate Pro in Los Angeles, CA
John Barry answered:
Escrow wants to be paid additional $$ after closing
Hi Weho,

In my opinion, as long as this was a legitimate lender charge and the buyer does truly owe it to the lender, I would not fight the escrow company on it and recommend the buy ... more
0 votes Share Flag Sun May 23, 2010 Home Buying in Los Angeles
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