What Are Interest Rates Going To Do All Locations : Nationwide Real Estate Advice

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Staci Siegel, Real Estate Pro in Santa Monica, CA
Staci Siegel answered:
What would help us secure a short sale property for 250k as first time home buyers with these circumsta ...
The first thing you need to do is speak to a mortgage broker or a direct lender. That person will look at your financials and credit history and tell you how much house you can afford ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Los Angeles
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, answered:
We found a FSBO home are wondering if we can buy home without our agent. The seller refuses to use agents. ...
Yes you can buy a home without an an agent, but it could be risky. Call a couple of Title companies & ask them if they help FSBO transactions. They should be able to set everything up f ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in District of Columbia
Chris Ann Cl…, Real Estate Pro in Manassas, VA
Chris Ann Cleland answered:
Do we pay PMI or rent until we can save enough to avoid it?
The amount of house you can buy now is a certainty. In waiting to get to a 20% down payment, who knows where interest rates will be. If they go up, your buying power decreases. And h ... more
0 votes Share Flag Sun Jan 19, 2014 Home Buying in Haymarket
Joe Van Foss…, Real Estate Pro in Fullerton, CA
Joe Van Fossen answered:
Is this another housing bubble? There's a sudden huge spike in prices from 300k to 600k in early 2013 ...
Hi Phuong,

Home prices have been steadily going up over the past several months and accelerating recently due to all of the competition on the market. The low interest rates are bri ... more
0 votes Share Flag Fri May 17, 2013 Market Conditions in Garden Grove
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
My credit score is low 579. What are my options for buying a house that doesn't cost too much? I earn $40, ...
With a 579 credit score, you will not qualify for a loan. Mininum you need is 580 which is going to be an FHA. They are going to look at all three of your scores and take the middle two ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying
Brian Amiot, Real Estate Pro in Minneapolis, MN
Brian Amiot answered:
In general, are single family homes in MSP selling for the asking price?
Here is a great website for statistics. You can look at the percentage of original price by city, zip, etc. Plus a whole lot more!
http://thething.mplsrealtor.com/interactive
0 votes Share Flag Thu Dec 5, 2013 Home Buying in Minneapolis
Joe Schiller, Real Estate Pro in Chicago, IL
Joe Schiller answered:
when shopping around for mortgage lenders, will it have a impact on your credit report or score as far as inquiries?
just go to grate and ask for michelle bobart and be done with it.. that is as good as it gets
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Chicago
Joetta Fort, Real Estate Pro in Arvada, CO
Joetta Fort answered:
average home selling commission rate in Denver
We're actually not supposed to discuss commission as an 'average', by law. I guess the powers-that-be don't want the public to get the idea that there is a standard fee, so you won't f ... more
0 votes Share Flag Sat Mar 28, 2015 Home Selling in Denver
Matt Laricy, Real Estate Pro in Chicago, IL
Matt Laricy answered:
Joint loan application or single with multiple credit factors but good income.
There are plenty of them out there. Try calling Tony Lupescu at 708-351-6416.
0 votes Share Flag Tue May 14, 2013 Credit Score in Chicago
JIM Michaels, Real Estate Pro in Chicago, IL
JIM Michaels answered:
I'm looking for spacious 1 or 2 bedroom, I have a 9 lb dog if you are willing to rent to a good person wi ...
email me at jmichaels@remax.net I may have something that would be a good fit
0 votes Share Flag Sun Mar 24, 2013 Rentals in Chicago
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Are interest rate expected to increase in the next few months?
I don't know which interest rate you're referring to, but if we're talking about mortgage interest rates, they should stay flat to down in the next few months.
0 votes Share Flag Thu Apr 25, 2013 Home Buying
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
Are FHA loans assumable?
Many loan types have clauses that prohibit loan assumption, but mortgages insured by the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA) continue to be ... more
0 votes Share Flag Wed Jul 22, 2015 Financing in Atlanta
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Financing Question
On a pure financial cost basis, you'll pay less interest with the 15 year option. However, you gain additional cash flow flexibility with the second option. As for which is better, th ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in San Antonio Road
James Daniel, Real Estate Pro in Cambridge, MA
James Daniel answered:
What's worse: PMI now or 20% down in 18 mths but higher interest rates?
Hi Meghan,

That's a great question. There are some other different variables to consider in order to determine what is the best course of action for you.

First, if you put down 20 ... more
0 votes Share Flag Tue Apr 14, 2015 Financing in Cambridge
Giovan Agazzi, Real Estate Pro in Warren, MI
Giovan Agazzi answered:
I'm giving up!!
Call me 586-709-7779 to discuss tomorrow.
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Warren
BParker, CPA*,  in Scottsdale, AZ
BParker, CPA* answered:
Financing cash-out wanted by non-resident (investor of property located in Phoenix, AZ)
Hi Gary:

Quoting a rate is not that easy. Before anyone can do so: What are your FICO scores? (Not those you get off the internet, but from a tri-merge mortgage credit report) What i ... more
0 votes Share Flag Sun Mar 24, 2013 Financing in 85296
Susan Hanson, Real Estate Pro in Plano, TX
Susan Hanson answered:
What is the $/sq ft in Greenville Crest 1 neigborhood (M streets between 75 and greenville)?
Hi there,
Appraisers typically look back 3 to 6 months for the comparable "solds" in the same subdivision and will compare 1-stories with other 1-stories and 2-stories with other 2-sto ... more
0 votes Share Flag Fri Mar 22, 2013 Market Conditions in 75206
Matthew D'Er…, Real Estate Pro in Las Vegas, NV
Matthew D'Ercole answered:
What are the odds of a non-investor being able to buy a home?
Please call me about your question. I would rather share this info over the phone. There is a lot to know about our current market and what Institutional Investors are doing. We've been ... more
0 votes Share Flag Wed Dec 10, 2014 Home Buying in Las Vegas
Wayne L. Bro…,  in San Diego, CA
Wayne L. Brown answered:
Is it legal in California for a broker to be the buyer's agent and also the mortgage broker in the same ...
In most cases, Yes, as long as it is disclosed. However, if you are doing an FHA loan, it is prohibited by HUD.

That said, some lenders frown on this, and as their own policy may no ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in San Diego
Korene L. Cl…, Real Estate Pro in Phoenix, AZ
Korene L. Clopine-Seaman answered:
Need advice on switching to new lender
Let you realtor deal with the seller's realtor.
Let your new lender get the loan our. Just be ready willing and able to do everything the lender and the realtor asks of you. Time is ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in 85048
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