Name On Home Deed But Not Mortgage All Locations : Advice

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Showing results for Name On Home Deed But Not Mortgage [Clear search]
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How do you get your name off a house you co-own with your sister? No mortgage due, free and clear. without ...
I believe that all you would have to do is fill out a QUICK CLAIM DEED, sign it, and take it down to the County Recorder's Office.
My associates will surely concur or disagree.
0 votes Share Flag Thu Nov 15, 2012 Financing in Madera County
Mark Danoski, Real Estate Pro in 03570
Mark Danoski answered:
my girl friend are looking to buy a new house her credit is great 800 due too some medical bills mine has dropped to about 650 can we morgage in her
Lately, with all the new banking laws, the same names need to be the same from start to finish. Talk to your banker. Also, a portfolio loan may work.
0 votes Share Flag Tue Nov 13, 2012 Home Buying in Verona
Debbie Nieman, Real Estate Pro in Phoenix, AZ
Debbie Nieman answered:
How long do you have to wait to buy another house after a forcloser?
The best thing to do is discuss that with a qualified lender. There are different situations that allow different circumstances to have different time frames. I'm not being evasive - ... more
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 85286
Nadine Mauro, Real Estate Pro in Boca Raton, FL
Nadine Mauro answered:
Second Home, Investment Property, Primary Residence or Family Opportunity Mortgage... whats the right dir ...
Hi Srini,

Please check with a Real Estate attorney regarding the best way to hold the deed. Also check with you financial planner for their input.
0 votes Share Flag Sun Oct 6, 2013 Home Buying in Orlando
Bonnie Seide, Real Estate Pro in Gainesville, FL
Bonnie Seide answered:
What is a real estate agent suppose to do? Mine shows me properties that I find and that is it. She gets me inside to look
Hmmm, what did they tell you they would do when you interviewed them? What did they promise? and are they keeping their promise.

If I were you I would think about what I want the ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Gainesville
Bryan Cerny, Real Estate Pro in 23322
Bryan Cerny answered:
#1: House has been in and out of short sale status since Jan 2012. See next area… should contact an attorney on the $4000 contractor debt as the buyer ordered the work. The attorney can help you understand who is responsible( I believe buyer is responsible ... more
0 votes Share Flag Thu Nov 8, 2012 Home Buying in 23322
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
my mom offered to buy us a home but how will that work. She doesn't live here in SA. But we will be making th ...
Hi Audrey,

If she is going to finance it (not pay all cash), make sure you consult a Real Estate Attorney to set everything up the way you all want it. I know she's your Mother you ... more
0 votes Share Flag Wed Nov 7, 2012 Home Buying in San Antonio
OB Juncal, Real Estate Pro in Carlsbad, CA
OB Juncal answered:
i am buying a owner occupied home as cash from fannie mae what happen if i cant live there and end up rentin ...
The intent of those homes are for owner occupied buyers. If you buy a home with the intent for it to be your primary home and there may be follow up from Fannie Mae to make sure that y ... more
0 votes Share Flag Sun May 17, 2015 Home Buying in 92008
Kary Krismer, Real Estate Pro in 98058
Kary Krismer answered:
Home was discharged in chapter 7 bankruptcy in August 2011. We have stayed and paid (live in Wa state). ...
Really more of a lender question, but I'll take a stab. First though, I want to make sure I understand the facts. 1. You filed bankruptcy in 8/11. 2. You did not reaffirm the debt ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in 98391
Judy Higgins, Real Estate Pro in Fairfield County, CT
Judy Higgins answered:
We just quit-claimed my partner onto a two unit property in Chicago & its mortgage-free. Does my partner h ...
No, but he will have to qualify on three other counts. Income, employment and credit history.
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 60617
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
If you short sale your condo, when you can buy a property for cash?
If you are paying CASH, you are not dependent upon a LOAN.

Good luck and may God bless
0 votes Share Flag Sun Oct 28, 2012 Home Selling in Bridgeport
Simon Hartla…, Real Estate Pro in Franklin, TN
Simon Hartland answered:
I'm going through a divorce and will be signing a quit claim deed on the current house leaving her the house ...
Hi John,

I went through this a few years back and you'll need to really get together with a trustworthy lender to navigate what is a potential minefield.

I f you don't have one, p ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in Franklin
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I've seen some houses advertised as being in 'pre-foreclosure'-will it be MY house if I take over payments? What's the benefit
Pre-foreclosure means it is a short sale house with a more appealing name to those looking for perceived deals. They are still a short sale which means they will be long and frustrating ... more
0 votes Share Flag Tue Oct 16, 2012 Foreclosure in Northeast Philadelphia
Jennifer Lamb, Real Estate Pro in Arkansas
Jennifer Lamb answered:
If my Mother is listed on my mortgage loan how do I remove her without refinancing? Can she quit claim the ...
No. She can quit claim the deed to you but you need to contact the mortgage company and discuss their policy about having her removed from that.

Removing her name from the Deed wi ... more
0 votes Share Flag Mon Oct 15, 2012 Home Selling in Austin
Ivan Diaz, Real Estate Pro in Austin, TX
Ivan Diaz answered:
Can I qualify for an FHA loan after filing for divorce?
Hi Hamlin,

Have you spoken with a Mortgage Professional yet? I do not have enough information to answer this question however, I will add that FHA is a great program that will allow ... more
0 votes Share Flag Wed Jul 30, 2014 Home Buying in San Leandro
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I'm on the deed not the loan and the house is getting foreclosed on, will this affect my credit?
Potentially yes....potentially no.
Was your name on any of the foreclosure documents?
Were you married to the borrower?
There is no way to tell at this point who has what info.
I've ... more
0 votes Share Flag Fri Oct 12, 2012 Home Buying in Houston
Silvia Balde…,  in Visalia, CA
Silvia Balderas answered:
Can my husband buy a home in his name only? My credit is poor and my home (prior to our marriage) is being ...
Yes he can buy a home under his name and if he never own a home he can qualify for the first time home buyer program. you can emial me directly at
0 votes Share Flag Fri Oct 18, 2013 Home Buying in 93292
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
If i purchased a house with my wife and she dies and my name is not on the deed, do i have rights to the ho ...
This is a legal question. As Real Estate Brokers we are not permitted to answer legal questions. We must refer you to an Attorney for answers to legal questions.

The rights that y ... more
0 votes Share Flag Wed Jun 4, 2014 Home Buying in 95121
TOP END Prop…, Real Estate Pro in Orange, CT
TOP END Properties answered:
My mom owned a home with me and she passed away recently do I still have to show up to Foreclosure mediation ...
You might not have an obligation, but the Probate proceeds might be negatively effected a great deal. Its usually recommended you try to work it out with the lender through a loan assu ... more
0 votes Share Flag Thu Oct 9, 2014 Foreclosure in 06357
Dan Chapman-…, Real Estate Pro in Los Angeles, CA
Dan Chapman-Mortgage Pro answered:
If my name was on the title (not on mortgage) of a home now going into foreclosure, can I get a mortgage? ...
Yes because you are not on the loan and have no liability to make payments to the lender as You did not borrow money. Now Washington is a community property state so consult a tax pro o ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Seattle
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