Jumbo Mortgage Rate All Locations : Advice

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Ray Blankenb…, Real Estate Pro in San Antonio, TX
Ray Blankenberg answered:
What is the difference between points and PMI?
PMI is private mortgage insurance and points are what you pay a mortgage company to obtain a loan or buy down your interest rate.
0 votes Share Flag Mon Mar 25, 2013 Financing in San Antonio
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, C.M.P.S. answered:
Mo payment next to listing,
Hi Bschrissy,

The calculator I see here on Trulia gives the monthly payment based on a 30 year fixed rate mortgage with 20% down & includes your Principal & Interest payments, & 1.3% ... more
0 votes Share Flag Fri Mar 22, 2013 Financing
Edith Karoli…, Real Estate Pro in Glenview Northshore,...
Edith Karoline Jasser answered:
Is it possible?
First step is to connect with a good reputable lender/loan officer, you can also at the same time talk to your bank, where you have your accounts and see what type of loan could work f ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Morton
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
who do i contact or call when i wnat to see the house in person?
You call YOUR Realtor.

Don't call the listing agent. That person represents the seller.

You want an agent representing YOU. That's called a "buyer's agent."

You can use the "Fi ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying
Klaus Illian, Real Estate Pro in St Louis, MO
Klaus Illian answered:
Excellent credit, high income but don't have 20% of 700-800k. Need to sell..... 5458 pebble lane Osage beach MO 65065
Forget FHA financing if you plan to buy in the $700-800k range. The FHA limit in this area is a little over $275k. A good local lender can give you the details. I can refer you to on ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Saint Louis
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Are interest rate expected to increase in the next few months?
I don't know which interest rate you're referring to, but if we're talking about mortgage interest rates, they should stay flat to down in the next few months.
0 votes Share Flag Thu Apr 25, 2013 Home Buying
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
My wife has fair credit (about 640 and mine about 760). Am I able to apply for a mortgage without her, incl ...
Hello,

You may apply for the loan without using your wife, if you do not need her income to qualify.

Remember the credit score is one factor in deciding on a loan approval. Other ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Pewaukee
asked:
How do HUD work?
0 votes Share Flag Fri Mar 22, 2013 Home Buying
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Does you need a lawyer to buy a home?
All one needs to purchase a home is Trulia, Cash and a Deed.
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Jacksonville
Joshua Stein, Real Estate Pro in Conshohocken, PA
Joshua Stein answered:
Summit condo for 63500 V.A. Mortgage rate
Billy,

I would recommend getting in contact with a LOCAL mortgage representative, particularly one who both deals in VA loans and has experience with this particular condo community. ... more
0 votes Share Flag Tue Jun 3, 2014 Home Buying in 19015
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Financing Question
On a pure financial cost basis, you'll pay less interest with the 15 year option. However, you gain additional cash flow flexibility with the second option. As for which is better, th ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in San Antonio Road
Georgia Elite…, Real Estate Pro in Kennesaw, GA
Georgia Elite Realty answered:
how is Lassiter Hight School?
Lassiter High School is rated a School of Excellence and is a sought after school district in East Cobb. http://www.cobbk12.org/schools/high_schools.aspx
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Marietta
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
How long does it take to get out of a contract if you could not get mortgage commitment?
If your purchase agreement was subject to a mortgage commitment, then you can be released right away. You will need to provide a written letter to the seller or the seller's agent stati ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in 02767
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
How many homes is it acceptable to look at before buying?
The purchase of your home is one of the largest purchases you will ever make. So, do not worry about taking your time to find just the right house. Your real estate agent is working for ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Omaha
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
we found an affordable home on land contract and notified the seller of our interest.. what are the steps for buying a home on land contract?
Here is a general breakdown:

1. Inspect the property yourself.

2. Discuss terms with the seller including sales price, down payment, interest rate, years of amortization and ballo ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Big Rapids
Stephanie We…, Real Estate Pro in Gilbert, AZ
Stephanie Weiss answered:
Probably opening a can of worms here...looking for a GREAT realtor who knows Goodyear well. We are working with a realtor in the south Phoenix area.
at the top, go to the FIND A PRO in the upper right corner of the Trulia website and then enter Goodyear, AZ and you should then see a LIST of agents to choose from. Note there are age ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Estrella
Mandy Fritsc…, Real Estate Pro in Delafield, WI
Mandy Fritsche answered:
Are there any banks in WI that offer special financing, non-traditional down payment options for teachers with fair credit buying a second home ?
FHA requires 3.5% down payment we go down to 580 credit score. We would have to look at your scenario to see FHA would allow you to have 2 FHA loans at 1 time. There is a few circumst ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in 53224
Juniorgodinez, Other/Just Looking in City & State, or ZIP
Juniorgodinez answered:
looking for single fam. home under 80,000. plainfield, shorewood, starter home. yard. basement
Hi Sue i can surely help you out with finding the right home, if you have any questions dont hesitate to contact me anytime
Email - Junior.Godinez@BairdWarner.com
Direct - 773-474-40 ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Plainfield
Katherine Mo…, Real Estate Pro in Alpharetta, GA
Katherine Morrison answered:
What are your opinions and experience with building/working with Legendary Communities?
I have sold several of their homes, both standing inventory and build from scratch homes. They are pretty easy to deal with, stand behind their work and build really popular floor plan ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Cumming
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