Your credit score is essentially your credit report converted into a number. It's a way to standardize everyone's credit worthiness so that lenders are a ... more
Hope this helps and good luck :)
So are you doing owner financing? If so hopefully you had an attorney draw up your purchase agreement and the mortgage documents. If he had not made a payment in 10 mo ... more
Last I checked most lenders will require 2 years of re-established credit after a BK is finalized. Your best bet would be to meet with a local mortgage broker who has a full arr ... more
The closer your credit score is to 700 the better your interest rate will be and the easier it will be for your loan to go through underwriting.
- Make your payments on yo ... more
Work on raising your credit score some more.
It's not a quick process, but you have a hardship. Loo ... more
Depends on what the legal language is in the original Agreement and subsequent extension. He has until the extension date you granted to notify you (usually in writing) that h ... more
Also financ ... more
There is a new FHA refi program that you may qualify for which will bring your interest rate down making your home more affordable.
To qualify to purchase anothe ... more