Jumbo Loan With 10% Down All Locations : Advice

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Chris Bought…, Real Estate Pro in Phoenix, AZ
Chris Boughton answered:
I am thinking of finding a company and do a lease Has anyone heard good or bad things about doing rent to own or lease to own?
I believe the biggest cons to this scenario is typically you would pay more for the home, and/or at a slightly higher interest rate due to the increased risk that the owner is taking. ... more
0 votes Share Flag Fri Nov 1, 2013 Home Buying in 85020
Wayne L. Bro…,  in San Diego, CA
Wayne L. Brown answered:
Is it legal in California for a broker to be the buyer's agent and also the mortgage broker in the same transaction.?
In most cases, Yes, as long as it is disclosed. However, if you are doing an FHA loan, it is prohibited by HUD.

That said, some lenders frown on this, and as their own policy may no ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in San Diego
Scott Riddle, Real Estate Pro in Naples, FL
Scott Riddle answered:
Why are there no pictures of 1830 imperial golf course blvd, naples fl. I live in NC, and we are starting to look for a home in the Naples area.
Because agents are lazy and don't follow the mls rules. I apologize for all agents since this gives us a bad name. If you would like I will go get pictures of the home for you.
... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in Naples
Korene L. Cl…, Real Estate Pro in Phoenix, AZ
Korene L. Clopine-Seaman answered:
Need advice on switching to new lender
Let you realtor deal with the seller's realtor.
Let your new lender get the loan our. Just be ready willing and able to do everything the lender and the realtor asks of you. Time is ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in 85048
Steve (888)…, Real Estate Pro in Tampa, FL
Steve (888) 662-4404 answered:
Are there differences between lenders for FHA backed loans?
See programs below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo. into ... more
0 votes Share Flag Thu Jun 13, 2013 Home Buying in Miami
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, C.M.P.S. answered:
Can anyone refer a conventional mortgage broker that carries its own loans?
Hi MovingtoTuscan,

We originate, process, underwrite, fund, AND SERVICE our loans, in-house.

Please feel free to contact me directly if you have any further questions, I'd be glad ... more
0 votes Share Flag Wed Mar 20, 2013 Financing in Oro Valley
Crystal Webs…, Real Estate Pro in Overland Park, KS
Crystal Webster answered:
In Kansas, is it possible to put 10% down on a condo mortgage and prepay the PMI by adding the cost of prepay ...
Based on my experience with condos (and I have a lot ;) ) It very much depends on the condo building and your lender - it is a case by case basis. Sometimes you have to find the condo y ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 66062
Ann Zemaitis, Real Estate Pro in 10013, NY
Ann Zemaitis answered:
I am a renter and know nothing about this, so forgive me if this is silly. Is it ... purchase condo with no home owners association? ...
Well, I'll answer your question in a Brooklyn-centric manner, since it appears that's where you're from. While condo home owners' associations are the norm in places like Florida, in N ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Brooklyn Heights
Holt Brian, Real Estate Pro in Denton, TX
Holt Brian answered:
Would like to buy or lease option or rent to own something along home ownership, while student is attending UNT... and then keep to rent out.
I am a Realtor in Denton. I'd say buying is your best bet. From what I've seen most lease options or rent to own do not give the buyer a good deal. If you can qualify for a loan you ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Denton
Shannon Ande…, Real Estate Pro in San Diego, CA
Shannon Anderson answered:
Is it absolutely a requirement to put down 20%?
if you are asking about buying a home, the answer is no. If you are asking about buying and not having MI, then you should talk to a lender, but my understanding is yes.
0 votes Share Flag Fri Mar 22, 2013 Home Buying in San Diego
Wayne  Bartr…, Real Estate Pro in Wilmington, DE
Wayne Bartron answered:
Are there any assistance programs for first time home buyer for teachers in Delaware?
Yes there are.

Wayne Bartron
0 votes Share Flag Mon Jan 20, 2014 Home Buying in Newark
James and Ke…, Real Estate Pro in Bartlett, TN
James and Kenisha Martin answered:
I'm a 26 yr with a credit score of around 700 and a little over $17,000 in savings. I make about $32,000 a ...
Have you talked to a loan officer? I would talk to a loan officer at the place where you bank at first.
0 votes Share Flag Thu Nov 21, 2013 Home Buying in 38103
Michael Hamm…, Real Estate Pro in Suwanee, GA
Michael Hammond answered:
Thinking about relocating to PTC, what is the best school district with a child with some learning disabilit ...
Consider using the Link in Web Reference below to best answer your school questions, David. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammo ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in 30269
Jim Penningt…, Real Estate Pro in Pensacoal, FL
Jim Pennington answered:
Question on behalf of an interested buyer in Pensacola, FL
Please remember that the list price is simply the asking price. Most sellers set a price above what they expect to sell for. Some are reasonably higher, others are unreasonably high. A ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Pensacola
michael beni…, Real Estate Pro in bradenton, FL
michael beninato answered:
Looking for good Mortgage rates with little down 10%?I am military and want to buy a home to move into when ...
Your in great shape there will be plenty of options here in the Sarasota area. When it comes to the money side of a deal I would introduce you to our in house mortgage person Ian McKenn ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in Sarasota
cwmani, Home Buyer in Ashburn, VA
cwmani answered:
I bought Broadlands TH for 530K in 2007.If I sell it now,I can get 460K(I owe bank 390K). I want to buy a 640K SF home in Brambleton. Rent or Sell TH?
Details for 2007 newly built TH:
2900 sq. feet (3 levels)
Backing the woods
custom painted
4 bedrooms (3 upper level and 1 in basement)
3.5 baths (2 full at upper level, 1 full in ... more
0 votes Share Flag Tue Aug 20, 2013 Home Selling in Ashburn
Melinda J. R…, Real Estate Pro in ,
Melinda J. Robison answered:
I have a 604 credit score, my fiancee is in the mid 500s. We both have jobs. Can We get financed on a mortgage?
I suggest that you call a loan officer and have a conversation with them. I am not a loan officer, however, I think those scores will be too low for a traditional lender. If one lende ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in 48336
Ken Allen, Real Estate Pro in ,
Ken Allen answered:
First time home buyer...HELP!
Good Evening
I will be happy to help you. I live in South Tampa as well and went to USF. I do specialize in first time home buyers. Please call me at 813-624-3679 and I will be happy t ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Tampa
Kim Jones, Real Estate Pro in Atlanta, GA
Kim Jones answered:
Jumbo loan options
We have Jumbo loans with as little as 10% down! One Loan - NO PMI....

In today's mortgage market, this is a very unique product. The guidelines are below. Please call me with any ... more
0 votes Share Flag Wed Jun 10, 2015 Financing in Atlanta
Steve (888)…, Real Estate Pro in Tampa, FL
Steve (888) 662-4404 answered:
How should I deturmine my housing needs before I begin the search?
Get pre qualified
Below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers

After reviewing program # ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Fort Lauderdale
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