Home Buying Companies Legitimate All Locations : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
hi, well im interested in investing in some real estate in Buffalo and Rochester NY, can i get any help ??
Consider working with an agent of your own; interview in person a few local agents from different realty companies then choose the one you like best--your agent will be your best guide.
0 votes Share Flag Wed May 23, 2012 Home Buying in Rochester
Dave Corbin, Real Estate Pro in 95401
Dave Corbin answered:
What is the percentage of rent to own success rates and are companies like ownerwiz.com a predatory scam? ...
Hello Strokes510,

I am not sure what the percentage of rent to own success rate is (my guess is that it is pretty low) however it appears that ownerwiz.com is a scam. Go to http://w ... more
0 votes Share Flag Wed May 16, 2012 Home Buying in San Rafael
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
I have lived in earthquake prone areas before and it is not something I am fond of. DHS appears to be very close to the San Andreas fault. What are?
Hi Harry Hall,
As far as the insurance goes I found that the Auto club homeowners insurance for homeowners with earthquake was the most reasonable yet it is pricey.
As for the dangers ... more
0 votes Share Flag Mon Jan 28, 2013 Home Buying in Desert Hot Springs
Mark Lindberg, Real Estate Pro in Seattle, WA
Mark Lindberg answered:
Is it still possible to make a lower offer (5% lower) on a bank-owned property that's been on the market for 7 days, if I can pay all cash?
You bet. The banks are wanting to reduce their inventory. They always have the option to say no or counter offer your offer. If you need help with this give me a call.
0 votes Share Flag Wed Aug 10, 2011 Foreclosure in 98105
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is there any place to get a loan for a home if you donot have a credit score?
My guess is everyone will have a credit score when checked, even if you have no established credit they give you some number as your score. The question is will it be good enough to be ... more
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Gadsden
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
I'm a buyer and my real estate agent gave me a portion of her commission. She also sent me a 1098 recently. Is this taxable?
Sure you didn't get a 1099 form?

If it's over $600.00 it might be considered reportable income.

When in doubt, check with the IRS (www.irs.gov)
0 votes Share Flag Mon Jul 27, 2015 Home Buying in 95141
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
If you own a condo and the homeowner association does not provide earthquake insurance, can your neighbor's lack of insurance hurt you?
Have you purchased this condo yet? First of all structural insurance on a conjoined (multi-unit) structure is very difficult if not impossible to find let alone EQ ins. You need to do s ... more
0 votes Share Flag Sun Mar 27, 2011 Home Insurance in San Clemente
Craig Brock, Real Estate Pro in Frisco, TX
Craig Brock answered:
Does anyone know of a good Credit repair person or company? I have looked into a few, but they look shady. I want to someone reputable.
There are 2 types of credit repair that I have learned and am applying today with my clients and myself.

1.) Establish new lines of credit. For example if your credit is bad you wil ... more
0 votes Share Flag Tue Jul 14, 2015 Financing in Dallas
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Can a realtor charge more than the sales commission???
Thom,
Did you sign a buyer’s agency agreement promising to pay 3%? If you did and the commission was less, you may be obligated. Whatever documents you signed will determine ... more
0 votes Share Flag Tue Nov 19, 2013 Home Buying in Fort Lauderdale
David Jaffe-…, Real Estate Pro in 60004
David Jaffe- CDPE SRES answered:
Was denied a FHA home loan by the underwriter. Filed bankruptcy in 2005. Since then, had two late payments ...
Bankruptcy is a very serious issue on your credit record... It may often take up to 7-years to clear it off your record. I would encourage you to continue to have stellar credit with n ... more
0 votes Share Flag Fri Mar 18, 2011 Home Buying in Westland
Mott Kornicki, Real Estate Pro in 33154
Mott Kornicki answered:
We were one of three people bidding on a house. Our offer was the best but the buyer's agent did not want to deal with my husband so we
These things happen.. it may be best to just move on.
0 votes Share Flag Thu Aug 18, 2011 Home Buying in 33408
Chris Jahn, Real Estate Pro in Naugatuck, CT
Chris Jahn answered:
Anyone have any information or reviews related to DRH HOMES company located in East Hartford? tHIS COMPANY CLAIMS THAT THEY WOULD PURCHASE YOUR HOUSE.
I don't know about that company in particular, however, companies that make such offers typically work in the following manner: They will appraise your house at what they determine ... more
0 votes Share Flag Thu Feb 17, 2011 Home Selling in East Hartford
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
HELP REFUND ON MY EARNEST DEP shortsale. Money is refundable in 90 days but Seller still NOT signing CANCELLATION from escrow. Did seller use my
What is your agent advising, and what does your contract state...if you don't have an agent consider consulting with an attorney who specializes in real estate, have all related pa ... more
0 votes Share Flag Sat Apr 23, 2011 Home Buying in Las Vegas
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
when taking over a foreclosurehome, do the banks run a credit check?
Please be careful when asked for up front fees. Any reputable Real Estate agent in your area, will be more than happy to provide you with a free property search in hopes of earning your ... more
0 votes Share Flag Sat Jan 15, 2011 Home Buying in 32308
Tom Sommers, Real Estate Pro in Eagan, MN
Tom Sommers answered:
I am currently in escrow and within my contingency period. I found out today that my good faith deposit check was cashed. Is that a common occurrence?
Anabel,

If you are speaking of the earnest money check you presented with your offer then the answer is yes. In Minnesota we have 3 business days from the final acceptance date to d ... more
0 votes Share Flag Thu Mar 8, 2012 Home Buying in La Habra
Ed Barski &…, Real Estate Pro in Collingswood, NJ
Ed Barski & Michele Katinsky answered:
Am I qualify for a short sale?
Max,

In order to qualify for a short sale, you need to have experienced a hardship (your reduction in income) and the house must not be able to be sold at the price needed to exit ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in 63129
David Sciplin, Real Estate Pro in San Jose, CA
David Sciplin answered:
Am I being paranoiac or is the agent doing something unethical?
Many things can happen with dealing with short sales, including having the property auctioned off under your nose. This is mostly an issue with the Seller’s Agent not your Agent. ... more
0 votes Share Flag Mon Nov 22, 2010 Home Buying in San Jose
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
are there any investor friendly agents who will make low offers exp. with double escrows etc.?
Bill there are investor friendly agents that will be willing to write up multiple low offers. In my area any savvy Realtor® is staying away from double escrowsor double closings as t ... more
0 votes Share Flag Thu Nov 10, 2011 Home Buying in Huntington Beach
Aaron Dickin…, Real Estate Pro in Minneapolis, MN
Aaron Dickinson - Edina Realty answered:
Can I look for a house while I'm resolving my credit history?
Your score will not immediately pop up once you pay off the debt and it also largely depends on how your score is now to figure when your score will be high enough to qualify for a mort ... more
0 votes Share Flag Thu Apr 7, 2011 Financing in Minneapolis
Jaryd (303)…, Real Estate Pro in Denver, CO
Jaryd (303) 378-2730 answered:
what is an reo? from dawn
Hey Dawn,

REO = real estate owned. Some folks consider these homes the best deals out there because the banks want to unload them.

Aloha,
Jaryd
0 votes Share Flag Tue Oct 19, 2010 Foreclosure in Sacramento County
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