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Stacey Lange, Real Estate Pro in Kirkland, WA
Stacey Lange answered:
We are 1st time buyers looking for an agent/broker that is well versed in the VA loan process. Can anyone recommend an honest, knowledgeable agent?
I am an agent in the Snohomish area and have an AWESOME agent in Puyallup that I can recommend you to and she works with a ton of VA clients. Feel free to give me a ring or call and I ... more
0 votes Share Flag Fri Sep 23, 2011 Home Buying in Gig Harbor
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
On a short sale, is the lender required to list contributions to seller's mortgage insurance on the De ...
Good question, the lender provides amounts in the short sale approval letter that are then placed on the HUD. Unless the seller presses their bank for a break down they would not know. ... more
0 votes Share Flag Wed Sep 7, 2011 Home Buying
Ed Beck, Real Estate Pro in Boonton, NJ
Ed Beck answered:
How do I get a list of current foreclosures in a certain area?
Call a local Realtor! Banks list properties with Real Estate Brokers and put them on the Multiple Listing Service, which makes those properties available to all area agents and consume ... more
0 votes Share Flag Mon Feb 8, 2016 Foreclosure in Roswell
Charles Runn…, Real Estate Pro in Austin, TX
Charles Runnels answered:
How to win a multiple offer foreclosure?
Banks are horrible property owners! Sometimes foreclosures are clean and sometimes they aren't. The only thing you can do is hope that both agents keep in contact and there is a ... more
0 votes Share Flag Mon Dec 3, 2012 Foreclosure in Austin
Jeanne (Geni…, Real Estate Pro in Virginia Beach, VA
Jeanne (Genie) Barfield answered:
Will a house backing to a street face a problem when you try to sell?
Anything can be a problem when you sell a house, ex: some people like pools, some people don't. It will depend on the house itself, it is in great condition, has a lot of appealing ... more
0 votes Share Flag Mon Aug 15, 2011 Home Selling
allan erps,A…, Real Estate Pro in Pearl River, NY
allan erps,ABR,SFR answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
Think you may mean HomePath Program
0 votes Share Flag Thu Jan 14, 2016 Financing in Los Angeles
Cathy Sloan, Real Estate Pro in Jacksonville, FL
Cathy Sloan answered:
what kind of issues would cause a loan office to retrieve a loan after a pre approval amount has been issued?
You are waiting on the bank to verify that teh current owners financial data supports that they have a financial hardship and qualify to short sell.

Once the seller is qualified, t ... more
0 votes Share Flag Sat Aug 13, 2011 Home Buying in Newark
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
How much of a down payment is enough to buy a home?
Hello Lynn,

I would team up with an experienced lender in your area... it will greatly help you with questions like this. There are a lot of different programs so the amount varies. ... more
0 votes Share Flag Wed Jul 13, 2011 Home Buying in Rockport
Chris Havila…, Real Estate Pro in Isle of Palms, SC
Chris Haviland answered:
Are there 90% jumbo loan programs available for Mt. Pleasant home purchase?
Possibly. Lenders these days look at each individual loan and borrower to determine interest rate and loan to value (down payment) on a case by case basis. For example, a few lenders ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in Mount Pleasant
Deborah Garv…, Real Estate Pro in San Diego, CA
Deborah Garvin answered:
Potential pitfalls of agreeing to pay buyer's closing costs?
Captain33, Are you working with an agent who can advise you and, if so, what is that advice. If neither of you are working with representation; then I would encourage you to talk with ... more
0 votes Share Flag Thu Jul 7, 2011 Home Selling in Maine
Sara Mehrpou…, Real Estate Pro in Los Angeles, CA
Sara Mehrpouyan answered:
What % of short sales get approved by banks? I'd like to sell my 2BD, 2BA condo in 90802. Underwater quite a bit. (1 Mortgage, Fixed APR).
It can be anything such as reduced hours at work/reduced income, double income turned into single income, illness, etc. The fact that potential rent will not cover the mortgage payment, ... more
0 votes Share Flag Mon Mar 10, 2014 Home Selling in Long Beach
Brian Carden…, Real Estate Pro in Scottsdale, AZ
Brian Cardenas answered:
Are there any programs available for a First Time Homebuyer trying to do an FHA loan?
Steven -

There are minimum credit scores that FHA has established and minimum credit scores that individual lenders have established that may be higher than FHA's minimums. FHA ... more
0 votes Share Flag Wed Jun 22, 2011 Financing in 85296
Venita Peyton, Real Estate Pro in Raleigh, NC
Venita Peyton answered:
In this market is it cheaper to rent or to buy?
There's no easy answer. You can pay $1200 month rent w/no tax advantage (following someone else's rules) or have a mortgage of $850 month which you can write off on taxes for ... more
0 votes Share Flag Thu Feb 2, 2012 Home Buying in Raleigh
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Where can I get an Investment property loan in NC or SC with a low down payment?
With Fannie Mae HomePath financing (for properties listed at you can purchase with as little as 10% down (minimum 660 FICO score). That is the lowest down payment option ... more
0 votes Share Flag Tue Jan 19, 2016 Financing in Charlotte
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
0% Selling commission and 3% buying
Who says there's a catch? Or . . ask them.

Actually, though, that model could work. Look at it this way: First, as a buyer there's typically no commission (to the buyer). S ... more
0 votes Share Flag Tue Oct 27, 2015 Home Selling in McKinney
davidwbrower,  in Woodstock, GA
davidwbrower answered:
Are down payments required when buying a house? Can loans cover down payment and closing costs if a person has good credit?
YES! Down payments are required. Good credit is not good enough to obtain a loan. You will actually need some money to buy a house now. Go figure? Start saving if you don't have e ... more
0 votes Share Flag Wed Apr 11, 2012 Home Buying in 30327
Brian Berman…,  in Atlanta, GA
Brian Berman 678-564-1522 answered:
Moving to McDonough Ga in July need to purchase a home. Credit Score 683 can I get a good rate with score? I have little money down any grants avail?
Hey Donalda, there are a number of home purcahse programs that offer grants and down payment assistance. I would be more than happy to go over those with you. You can reach me direct ... more
0 votes Share Flag Sat Feb 18, 2012 Financing in 30252
FHA 203k Mor…, Real Estate Pro in CA,
FHA 203k Mortgage Lender answered:
Has anyone requested/dealt with FHA loans for people with around 3 years of good credit history (FICO ~700)?
SD New Casa buyer, you should be fine using an FHA loan from what you have described so far...

Good luck.
0 votes Share Flag Tue Oct 30, 2012 Financing in San Diego
The Sherri O…, Real Estate Pro in Blue Springs, MO
The Sherri Oaks Team answered:
whats the difference between home path and FHA? if i have a FHA loan can i purchase a home path loan?
yes, you can purchase a homepath approved home with FHA financing. Homepath is another loan product that you can use.
0 votes Share Flag Fri Jul 8, 2011 Home Buying in Independence
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
Hi, I'm a first-time buyer looking for a small starter condo. Do I still need a buyer's agent?
Yes! You should ALWAYS use a Buyers Agent. They look out for your best interests & will educate you in the process.
Good luck!
The Marie Souza Team - Top Selling on Cape Cod
Ca ... more
0 votes Share Flag Mon May 2, 2011 Home Buying in Glenview
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