Jumbo Mortgage Rate All Locations : Nationwide Real Estate Advice

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krissy012000, Home Buyer in Southaven, MS
krissy012000 answered:
My husband and I both have middle scores of 655..he has a judgement that we will be paying off this week.
Also we do have collections but they are all old (nothing within the last 3-4 years)
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Southaven
Barbara Gran…, Real Estate Pro in Anaheim, CA
Barbara Grandolfo answered:
How much money does someone usually have to put down on say a townhouse going for $150-160,000?
Hi Shannellyabrodie,

Well, much depends on whether the complex is approved for certain types of loans and what sort of financing is acceptable to the seller. However, here are some ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 27713
Craig Zappin, Real Estate Pro in Huntington, WV
Craig Zappin answered:
I'm wanting to purchase a forclosure that fits my needs perfectly, BUT my current mortgage states I have to . ...
It may be best to consult with a real estate attorney. This will make sure you fully understand the requirements/options and possible actions that could occur if you violate the terms ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Harrison
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
How likely am I able to buy a house with a 642 credit score and no debt besides student loans?
You may be at a good starting position, but there is more to be considered. Please don't attempt to answer any of these questions here, but think about them carefully.

1. Did a mor ... more
0 votes Share Flag Wed May 21, 2014 Home Buying in Fairburn
Adam George,  in Grosse Pointe Farms,...
Adam George answered:
Question about FSBO and buyer's agent.
It is always a good idea to have a professional that can help you through the transaction. Buying a home is one of the biggest purchases someone will make in their lifetime so wouldnt y ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige, P.A. answered:
Borrowing more than list price and if so what can the excess be used for?
Lowell's answer sounds like a winner! He knows what he is talking about!
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Orlando
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
If you are buying a home and offering less then it is worth will a bank typically lend you more so that you can buy appliances, furniture, consolidate
Sorry but no. The bank will only lend you the appraised value of the home. They are not going to to lend you any money to buy personal items.
The only way to borrow more is if you whe ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Abbottstown
Jerome, Home Buyer in San Mateo, CA
Jerome asked:
If I go into contract to pay cash but later changed it to getting financing from someone else, would a builder disqualify us? We got into a lottery and won to buy a house in a new development promising cash ... card, first and secon? mortgage and not other debt. Our Fico score is at 714 right now. if we ...
0 votes Share Flag Sun Mar 24, 2013 Home Buying
David Gulley, Renter in Newark, NJ
David Gulley asked:
Does anyone have information about sites to locate FHA homes,and Condo’s without having to pay to get info? Trying to find within Newark, Belleville etc. under 100k
0 votes Share Flag Sun Mar 24, 2013 Home Buying
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
What is the difference between pre- qualify and pre- approval? Which do you do first and when do you do it?
When shopping for a home, be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. Generally a pre-appr ... more
0 votes Share Flag Thu May 29, 2014 Home Buying in Franklin Square
Joe Schiller, Real Estate Pro in Chicago, IL
Joe Schiller answered:
when shopping around for mortgage lenders, will it have a impact on your credit report or score as far as in ...
just go to grate and ask for michelle bobart and be done with it.. that is as good as it gets
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Chicago
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can i buy a 3 bedroom house with no down payment? I have good credit
There are only two loans that I know of that require nothing down The first is the VA loan, and the second is a USDA loan for some rural areas...otherwise, FHA (with 3.5% down) is your ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Rohnert Park
Joanna, Other/Just Looking in South Lamar, Austin,...
Joanna asked:
Does anyone know what the utility rates are in Manor, Texas? I am concerned because I have heard they are pricey for electric and water. --
This question was asked from this property: http://www.trulia.com/property/3111729464-13621-Briarcreek-Loop-Manor-TX-78653
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Manor
Matt Laricy, Real Estate Pro in Chicago, IL
Matt Laricy answered:
Joint loan application or single with multiple credit factors but good income.
There are plenty of them out there. Try calling Tony Lupescu at 708-351-6416.
0 votes Share Flag Tue May 14, 2013 Credit Score in Chicago
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, answered:
Are there any USDA loan approved homes in the 78245 area going for less than 100k?
Hi Ilona,

Here is the website where you can actually see the borders of where USDA properties would need to be located in order to be eligible for USDA financing:

http://eligibili ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in San Antonio
SERGEY FEDNOV…, Real Estate Pro in Beverly Hills, CA
SERGEY FEDNOV *** 424-777-9377 answered:
looking to buy SFR property - in this market, is it a good idea for me to submit multiple offers on multiple properties at the same time?
It depends on your particulars, however many sellers experience multiple offers there for buyers have no other choice but to submit offers to multiple properties as well.



_______ ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Los Angeles
Theresa Mack, Real Estate Pro in San Diego, CA
Theresa Mack answered:
How long does pre-approval last when trying to find a home?
It all depends on the lender but in my experience 60-90 days is pretty common.

If you'd like the a recommendation for some lenders who have great rates and closing costs feel free to ... more
0 votes Share Flag Sat Mar 23, 2013 Financing in Rancho Bernardo
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