How Long To Get Pre Approved All Locations : Advice

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Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agen ...
Hi Emiley,

I would advise you meet with at least three Realtors®; however, you should keep interviewing until you are satisfied you have found the right Realtor®; there's no r ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Buying now or waiting?
IMO the reason to buy now is interest rates. They currently remain near historical lows. With the economy improving there is talk that the Fed will have to begin to raise rates some t ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
Andrea Brooks, Real Estate Pro in Frisco, TX
Andrea Brooks answered:
Can i start looking for a home with a 585 Fico score?
I would recommend talking to a lender now so you can better understand how to proceed. I work with several industry-leading professionals that I can connect you with. I'd welcome the ... more
0 votes Share Flag Thu May 8, 2014 Credit Score in Plano
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
1st time home buyers with sub par credit.
Those scores are pretty good, but that is a serious derogatory credit item.

Physician loans are portfolio programs, so the lender is free to implement their own underwriting guideli ... more
0 votes Share Flag Tue Jan 14, 2014 Credit Score in Atlanta
Alex Vargas, Real Estate Pro in 92630
Alex Vargas answered:
I was told by a Ladera Ranch realtor, that a prospective home buyer cannot use a VA loan to purchase ...
Morning Mark,

Thanks for the question.

As far as I know you can use a VA loan on any property as long as your client and the house qualifies for it. It's up to the seller of that ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in Ladera Ranch
Maria Gilda…, Real Estate Pro in 06040
Maria Gilda Racelis answered:
I just want to know how hard it is to be approved for a loan to buy a house for the first time.
Getting approved for a loan, assuming that your employment history, credit score and debt-to-income ratio are acceptable according to the underwriting standards, can be done within a da ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in 29102
Chris Mannino, Real Estate Pro in Franklin, TN
Chris Mannino answered:
I would like to buy my first home with a va loan what is the process and how do I get started
I would be happy to help you. Feel free to give me a ring.
0 votes Share Flag Sun Jul 28, 2013 Home Buying in Nashville
Dale Lucas, Real Estate Pro in Kingman, AZ
Dale Lucas answered:
I have 5000 down and want a home around 100K-125K I have steady income from a stable job but low credit. Can anyone help??
Hi Leah..... Give me a call and I will see if I can help. We can then discuss your situation in more detail and determine the best way to move forward. Thanks in advance for your cons ... more
0 votes Share Flag Fri Feb 14, 2014 Home Buying in Kingman
Jesus Soto, Real Estate Pro in San Antonio, TX
Jesus Soto answered:
I am really considering buying a home in the San Antonio area.
You came to the right place.
I can certainly help you and have a great powerpoint presentation to email you.
Your search starts in two parts.

Call/email/text me for more details ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in San Antonio
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
I am first time home buyer looking for a Realtor.
Good Friday Evening,

We can put our 18 years of experience to work for you

When is a good time to confidentially talk?

All the Best, John + Sheri Curci RE/MAX 215-757-2889
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Northeast Philadelphia
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
How can I get access to the foreclosure houses? There is very limited images and data about those houses. ...
There are many prices on the internet showing prices for “foreclosed” homes – in reality, most of these are ads for foreclosure data companies. If the property you ar ... more
0 votes Share Flag Sat Mar 30, 2013 General Area in 94582
Peter McNich…,  in Philadelphia, PA
Peter McNicholas answered:
203k Loan Question (New home buyers with limited credit, also wondering about foreclosures)
203K can be used for foreclosures since the property is being sold AS-IS and the work needed to the property is being financed by the mortgage company under the 203K loan. It is not a ... more
0 votes Share Flag Wed Sep 18, 2013 Financing in Philadelphia
Cristyle Egi…, Real Estate Pro in Lake Park, FL
Cristyle Egitto answered:
I have been pre approved for 216,000. I have found a new home with a builder for 239,000. How much will I ha ...
Depends what type of loan you are applying for, if the builder has any requirements and what purchase price you end up agreeing to.

FHA will differ from Conventional and so on. If y ... more
0 votes Share Flag Fri Jan 30, 2015 Home Buying in Dallas
Mitchell Hall, Real Estate Pro in New York, NY
Mitchell Hall answered:
If an HDFC co-op is approved by certain bank or credit union, does that mean I can only go through THAT fina ...
Hi John,

Not all banks will loan in HDFC coops. While I don't know all the local community credit unions that may finance in HDFC coops the only major banks that I know of that curre ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in 10027
Faiza Alvi, Real Estate Pro in Woodbridge, VA
Faiza Alvi answered:
How soon in the process should you part ways with your loan officer?
I'm sorry to hear that we have people in our industry who can be so unprofessional and irresponsible...
First of all, are you working with a Realtor?? As he/she can help you with this. ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Springfield
Tim Thompson, Real Estate Pro in Elizabethtown, KY
Tim Thompson answered:
with poor credit a steady job 10,000 downpayment is it possible someone would finance me a house. single, a small bungalow 2 bdrooms nothing fancy.
Give me a call at your convenience. We can get you to a loan officer and see what needs to be done to raise your credit. It may not take long at all to get it raised. 270-766-7688
0 votes Share Flag Fri May 10, 2013 Home Buying in Upton
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I'm a first time home buyer in Tampa, FL, what advise can you give me for it not to be stressful on my part? ...
Sam start by getting prequalified with a local and trusted loan officer and hire a good buyer broker who will guide you through each step of the buying process. Havuing a good buyer bri ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in 33609
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Is the process to get approved for a loan hard? About how long does it take?
Hi Brittany,
A 10 minute phone conversation followed by providing some income and asset documentation can provide me with enough information to pre-appove you and give you an idea of h ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Bangor
Robert Finger, Real Estate Pro in Santa Ana, CA
Robert Finger answered:
if buying a home of $340,000 what and how could i get the lowest monthly payment possible
There are different ways to go your options will be better known after you get pre approved. To get approved you have to get credit ran to determine fico score, liabilities, consumer de ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
Jeff Johnson, Real Estate Pro in Long Beach, CA
Jeff Johnson answered:
About how much are closing costs for a Condo 160,000?
Approximate closing costs should be disclosed when you are speaking with your lender.....are you pre approved? And are you working with a Realtor?

If not please let me know and I can ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
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