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Yvonne Biondo, Real Estate Pro in Coral Springs, FL
Yvonne Biondo answered:
Can i get a FHA loan in Tamarac/Margate area by only having 13 months at job, part time, & full time stud ...
Hi Phil

Banks and Lenders want two years of employment. Idd you work before this job elsewhere?

Call me direct

954-7551816 Yvonne Biondo
0 votes Share Flag Wed Feb 16, 2011 Financing in 33065
Christina En…,  in San Diego, CA
Christina Enriquez answered:
What do you think will be the next San Diego's RE trend?
Hi John, I would love to say the next San Diego RE trend will be something other than distressed properties, but I don't believe an end is coming for a couple of years. There is s ... more
0 votes Share Flag Sat Feb 19, 2011 Home Buying in San Diego
allan erps,A…, Real Estate Pro in Pearl River, NY
allan erps,ABR,SFR answered:
Why do lenders need my bank statements for a mortgage loan? I mainly operate off cash will this affect me getting a mortgage?
Hello, Banks are a lot more cautious in these times after all the sub prime mortgage fiasco several years ago. It is their rules and if you are willing to cooperate there is a possbilit ... more
0 votes Share Flag Wed Jun 3, 2015 Home Buying in 42701
Ryan Ole Hass, Real Estate Pro in Beverly Hills, CA
Ryan Ole Hass answered:
How loose are FHA debt to credit ratio requirements? I have a high credit score and want to obtain a loan th ...
Have you spoken with a lender? Eventhough my knowledge base with FHA & loans is high, it is best ot get those answers from a lender who is experienced with FHA loans. I have someon ... more
0 votes Share Flag Wed Jul 22, 2015 Financing in Los Angeles
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
how do you rent to own? what are the pitfalls? what percentage can be written off?

A rent/lease to own can be structured in several ways, but the most common is where the buyer/renter puts down a 3% non-refundable deposit prior to move in, then pays rent for ... more
0 votes Share Flag Fri Jan 21, 2011 Home Buying in Emeryville
Tom Priester, Real Estate Pro in Tequesta, FL
Tom Priester answered:
I am an Australian investor wanting to buy 3 SFH worth $300,000 each in Miami. I have $300,000 cash and need get a loan approval. How do I get start?

South Florida is a great area and there are amazing opportunities in today's market throughout the region. I can tell you that, in my humble opinion, there is no safer in ... more
0 votes Share Flag Fri Jan 14, 2011 Financing in 33179
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
is it ok to buy a short sale house?
Hi Rachel,
Short sales can be a great opportunity as long as your agent is very familiar with the short sale process.
There are many pitfalls you should be aware of before comiting to ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in National City
Monique & Joe…, Real Estate Pro in Los Angeles, CA
Monique & Joe Carrabba answered:
Think I could get an FHA loan? And how does one go about it? Any area recos in LA?
Hello Caramel,

You need to go to a lender and get pre-approved. The advantage is that you can buy a home with as little as 3.5% Down. A lender I recommend is Dana Dukelow with Prospe ... more
0 votes Share Flag Tue Feb 8, 2011 Home Buying in Los Angeles
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Should an FHA appraisal differ greatly from that of a conventional loan? My appraisal came in $20K < aski ...
I doubt any agent would try to get an appraiser to low ball an appraisal. Any appraiser that can be manipulated like that is not much good.

I have always said, but never wanted to sp ... more
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 32258
Terrence Cha…, Home Owner in Allentown, PA
Terrence Charest answered:
Is this a good mortgage deal?
You can't find a local lender to get you less than 5% on the interest rate without points? Keep shopping around. Remember that you could as the seller for seller's assist of u ... more
0 votes Share Flag Wed Jan 12, 2011 Financing in Indio
John Baldovin, Real Estate Pro in Avondale, AZ
John Baldovin answered:
Any government programs for responsible homeowners under water with (Chase) FHA loan and excellent credit ta ...
you can short sale the property, and buy another home if you have keep your payments up to date. for more infor contact me.
0 votes Share Flag Sun Jun 19, 2011 Financing in Phoenix
Mortgages By…,  in California
Mortgages By Mark answered:
Does it matter which mortgage broker / bank you use?
Hi Mike, I can recommend a mortgage broker that I have personally used based in College Station. They aren't local to you, but they've done good work for me and can get the lo ... more
0 votes Share Flag Fri Aug 3, 2012 Home Buying in Preston Hollow
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Why is Now THE Time to Buy?
Some reasons:

Interest rates are crazy low

Lots of homes to choose from are on the market

Prices are low due to the many foreclosures and short sales that are driving down the ... more
0 votes Share Flag Thu Dec 16, 2010 Home Buying in Florida
James Wehner, Real Estate Pro in Scottsdale, AZ
James Wehner answered:
I felt home ownership was never going to be a reality for me. I just found a house I loved and dont want to lose. How should I proceed?
You may qualify for FHA financing (3.5% minimum down payment) and if some family member can gift you the down payment, you may be on your way. Ask the seller to contribute towards your ... more
0 votes Share Flag Mon Jan 10, 2011 Home Buying in La Crosse
John Barry, Real Estate Pro in ,
John Barry answered:
What are the typical HOA fees in condos and townhomes in Sherman Oaks, CA in the 250,000 to 300,000 range?
Hi Teck,

The typical HOA fees for condos in this price range can vary anywhere from the $200's per month on the low end, to as high as $400 or more on the high end. Usually com ... more
0 votes Share Flag Fri May 29, 2015 General Area in Sherman Oaks
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
short sale offer price
Hi "L",
The lender in a short sale is typically looking more at how much they will net, than whether or not you are paying cash, going with a conventional loan, or FHA. I wo ... more
0 votes Share Flag Wed Nov 10, 2010 Foreclosure in Ventura County
Amy Mullen, Real Estate Pro in Shrewsbury, MA
Amy Mullen answered:
I own a condo in a 2-unit converted house. I want to buy the 2nd unit, move into ... current. Is it okay for me to own both as condos? Tx - ...

Of course it's okay! You do have a tax effect because you will have a primary residence and then a rental property. Go with the best rate you can get (in this market - ... more
0 votes Share Flag Tue Oct 26, 2010 Home Buying in Somerville
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Should I sell now or wait till Spring?
List your property when you need to sell and are ready to sell--keep in mind that Spring may bring added competition from other area sellers who waited--decide when it's the best t ... more
0 votes Share Flag Wed Oct 10, 2012 Home Selling in 02466
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
Should we try and sell our condo to move to a single-family?
Only you can decide what is best for you. There are opportunities out there right now. Factor in what other condos in your area are doing. If things are selling, what are they sellin ... more
0 votes Share Flag Thu Oct 21, 2010 Market Conditions in Newport County
John Davis J…, Real Estate Pro in Caldwell, NJ
John Davis Jr. answered:
How to know if it is right price for a house? They say 15 times annual rent but there's no single house for rent in the same area.

Truly the best way is to have YOUR REALTOR - LIKE ME help you with recent sold comparable properties that have sold and adjusting those based on items of value and it ... more
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Bloomfield
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