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Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
VA Loan - Trying to find finance a home while transitioning from Active Duty to VA Retired 100% Disability
Does your certificate of eligibility say how much your disability income is, or do you have a disability award letter from the VA yet on how much you will be receiving in disability inc ... more
0 votes Share Flag Mon Dec 17, 2012 Financing in 68134
Nan Brennan, Real Estate Pro in Appleton, WI
Nan Brennan answered:
What can be done about a closing date not being met?
One thing you cant count on is USDA funding and closing dates are always an estimate. Talk to your lender as they should have an idea when you should be able to close.
0 votes Share Flag Sat Feb 16, 2013 Home Buying in 54901
Patrick Virg…, Real Estate Pro in Campbell, CA
Patrick Virgilio answered:
Seller refuses to extension days before closing
I would contact a lawyer and be prepared to file list pendants on the property.... I don't really understand why your Realtor cannot handle this. Is it possible the sellers have a ... more
0 votes Share Flag Fri Nov 13, 2015 Home Buying in Hollister
Kevin Pierce, Real Estate Pro in Plano, TX
Kevin Pierce answered:
I'm the seller, was suppose to close on my house 2 weeks ago. But the lender, Wells Fargo, keeps needing more docs. Are delays like this normal?
Yes with most of the big banks, you will have those issues because they sell their loans. I know at REMN Mortgage they keep the Majority of their loans, so in most cases what they ask ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Tampa
Carl Henker,  in 95928
Carl Henker answered:
Had to waive the financing contingency in order to extend the closing date for one week - am I totally s ...
You didn't happen to get your LO's guarantee in writing did you? Was there a reason given by your LO why you don't have an approval yet? It had better come through quick if you only h ... more
0 votes Share Flag Thu Nov 8, 2012 Financing
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
If you are in a short sale process, seller signed the acceptance, paperwork submitted to the bank
Knowing how the SHORSALE process works,
Why would you try to give the Bank an ultimatum on the time?

Why do you think you have that power?

In the best of circumstance, the Bank w ... more
0 votes Share Flag Mon Feb 25, 2013 Foreclosure in 94930
Kenneth "Kenny" Bebensee answered:
What is a "random" appraisal audit?
It is eith you or your property or both that has flagged the mortgage company. Just be honest and do everything they say.

Turtle Creek Realty
0 votes Share Flag Tue Nov 6, 2012 Home Buying in Dallas
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Legally, how long will my earnest deposit hold the home? I live in KY.
Check with your agent.

However, the deposit should hold the home as long as both you and the seller agree. An extension extends the terms of the agreement. If you're not able to get ... more
0 votes Share Flag Thu Nov 1, 2012 Home Buying
Stefan Levine, Real Estate Pro in Jupiter, FL
Stefan Levine answered:
I signed my Seller/Buyer contract to sell my house on Oct. 11. The buyers will not even have the appraiser out for 2 more weeks.
There is a difference between the closing date and the standard 30 day contingency for mortgage approval. Check if the mortgage contingency was extended to 60 days. If the mortgage co ... more
0 votes Share Flag Tue Oct 30, 2012 Home Selling in 33458
Mike Rosania, Real Estate Pro in Philadelphia, PA
Mike Rosania answered:
Why does the length of time in escrow vary?
There are many variables but should not be longer than contracted settlement date. Some common variables are cash or finance. If cash can close faster. Another variable can be any title ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Philadelphia
Jose Novelo, Real Estate Pro in San Antonio, TX
Jose Novelo answered:
Why does the length of time in escrow vary?
Title investigation, Loan processing, Inspection, conditions, etc, etc.
0 votes Share Flag Fri Oct 26, 2012 Home Buying in San Antonio
Jacques Ambr…, Real Estate Pro in Forest Hills, NY
Jacques Ambron answered:
Reverse contingency - Can I sell my home contingent on finding a new one? How difficult is this?
You can negotiate a closing date far enough in the future to allow yourself time to find and close on a prospective property. A good agent should be able to facilitate this.
0 votes Share Flag Fri Oct 26, 2012 Home Buying in 14216
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
Need a FHA consultant in the area. Any suggestions?
I am not sure what you mean by 'consultant'. If it's a regular FHA mortgage you need a local mortgage lender. Call a realtor and ask to be referred.

If you are looking to get an FH ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Beaumont
Ginger Harper, Real Estate Pro in Oak Island, NC
Ginger Harper answered:
What if the buyers won't sign an extension ( and is our contract even valid?)
An attorney would make a case for the Buyern saying that they are still trying to activelyn close on the property...
0 votes Share Flag Tue Oct 23, 2012 Home Selling in Charlotte
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
what happens if the closing date is missed due to lender?
closing dates are usually flexible but there are some expiration dates you have to watch for
short sale approval.
As always check with your attorney
0 votes Share Flag Mon Oct 15, 2012 Home Buying in 07081
Gisela Smith, Real Estate Pro in Orlando, FL
Gisela Smith answered:
Am thinking of buying a DR Horton home in Groveland Florida.at Eagle Pointe. Has anyone heard of the quality of these homes>
Yes, I have been assisting buyers for 18 years and have sold a number of DR Horton homes. All my clients are very satisfied and happy with their homes.
0 votes Share Flag Fri Oct 19, 2012 Home Buying in Orlando
Phil Leng, Real Estate Pro in Kirkland, WA
Phil Leng answered:
Below is the addendum we are asking from the buyer since VA would not approved his loan in underwriting. Is this really that unreasonable?
I am assuming you are unrepresented by a real estate agent?
I see so many red flags it looks like a field of poppies!
0 votes Share Flag Mon Feb 25, 2013 Home Selling in Vancouver
Peter Knight, Real Estate Pro in Fishers, IN
Peter Knight answered:
Can I cancel a contract extension submitted by me(the buyer)?
Without a short sale approval, you have no contract, assuming you agreed to buy the home "subject to short sale approval". Also, you probably agreed to extend the closing date in writi ... more
0 votes Share Flag Sun Dec 2, 2012 Home Buying in Indianapolis
Kathy Persha, Real Estate Pro in Royal Oak, MI
Kathy Persha answered:
What is the first step in purchasing a home?
Get pre-approved by a lender. The lender will be able to tell you how much you can get approved for and get your pre-approval letter so that you can make offers on a home. The lender ... more
0 votes Share Flag Sat Oct 13, 2012 Home Buying in 48074
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