Can I Buy A House With A 650 Credit Score All Locations : Advice

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Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
My husband and I are looking for a trusted, helpful and dependable mortgage broker/lender in Long Beach, CA ...
That would be an oxymoron. Just kidding :-)
0 votes Share Flag Fri Oct 11, 2013 Financing in Long Beach
Dawn Kephart, Real Estate Pro in Monroe County, PA
Dawn Kephart answered:
Brainstorming, how much house can I afford : combined income of $110,000, credit score between 650 & 710 ...
PLEASE CONTACT A VERY COMPETENT LENDER ON MY BEHALF. ANDY WILLIAMS @ 1-484-695-5972
0 votes Share Flag Fri Oct 14, 2011 Home Buying in Monroe County
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
HELP First Time Home Buyer
You really need to see a Realtor and a lender. Find a Realtor, then ask for a recommendation on a lender.

As for the mortgage: Interest rates are incredibly low now. Nothing wrong wi ... more
0 votes Share Flag Thu Aug 30, 2012 Home Buying in Avon
Alisha Chen, Real Estate Pro in Irvine, CA
Alisha Chen answered:
My husband and I make abour 200k-220k./year. No children. We have a four bedroom house in Moreno Valley wh ...
Hi Bravo:

There are some loans that you may be able to qualify, depending on the extend of your credit report. There are also credit repairing companies that can help you. There ar ... more
0 votes Share Flag Sat Nov 15, 2014 Market Conditions in Irvine
Andrea Wince…, Real Estate Pro in San Jose, CA
Andrea Wince ~ Lic. 01439761 answered:
I have a car repo on my credit, will I still be able to buy a house?
It will depend upon your other current debt, how much of a down payment you would make toward a purchase and your income/debt ratio. It is best to submit all your financials to be anal ... more
0 votes Share Flag Thu May 30, 2013 Home Buying in 95035
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
My husband and I are now in the point of our lives that we want to buy a home and expand our family. I am lo ...
The gating factor is your down payment. Right now you have about 5% while barely covering closing cost. Some banks may do 5% down up to $417K. Also you should check out FHA loan. Work w ... more
0 votes Share Flag Thu Jul 7, 2011 Home Buying in Hacienda Heights
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what credit score would qualify for a mortage loan?
There are other factors that determine qualification in addition to credit, such as employment, savings, debt., etc, therefore consider visiting with any qualified loan officer; after ... more
0 votes Share Flag Fri Sep 27, 2013 Home Buying in Fairview Heights
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Hello. I'm considering renting my current home and purchasing a foreclosure, but i'm unsure wh ...
Confer your questions to a mortgage broker some lenders may not allow loan when you all ready own another property.

Many lenders had investments properties returned due to economy ... more
0 votes Share Flag Mon Oct 31, 2011 Financing in San Diego
Mark and Suz…, Real Estate Pro in Tulsa, OK
Mark and Suzanne Rentz answered:
Are there any private mortgage loans available in Sacramento?
Treefrog33,

Sorry to hear about you finacial trials. There are a few options but they would require a substantial down payment and higher interest rate. If you would like more info ... more
0 votes Share Flag Mon Mar 28, 2011 Financing in Sacramento
Kim Stawicki, Real Estate Pro in 15642
Kim Stawicki answered:
Can my husband and I get a loan for a house with credit scores around 600. we are first time homebuyer ...
I think you may have a chance, but there are some conditions...some of the guidelines have been relaxed a little in the past week or two. Please give me a call when you have a few minu ... more
0 votes Share Flag Tue Aug 12, 2014 Home Buying in 15146
Ray and Karen…, Real Estate Pro in 32757
Ray and Karen Levy answered:
Can a USDA loan buy a short sale or foreclosure home? If a home says FHA financing possible, does that qual ...
Yes,

If the home is in an area approved for USDA.

The lender must also be USDA approved.
0 votes Share Flag Wed May 7, 2014 Financing in 32092
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
My husband and I are looking to get into a house, the problem is that he filed bankruptcy about a year and ...
You find a very few homes that will offer owner financing (aka land contract aka rent to own). With interest rates so low those that could offer financing, and wish to sell, want to sel ... more
0 votes Share Flag Fri Jan 14, 2011 Home Buying in Jackson
Alan Strange, Real Estate Pro in Broomfield, CO
Alan Strange answered:
I want to buy a home but dont have such good credit about 3000 in debt that im paying off right now and a ban ...
You'd be surprised for what you might be able to qualify. There are some variables but what you've mentioned above may be something you can work through. The worst case woul ... more
0 votes Share Flag Tue Apr 3, 2012 Home Buying in Green Valley Ranch
Voices Member,  in
Voices Member answered:
Can we get a home loan with a 607 credit score.. We pay 675 a month now
You are renting i assume: who is writing the contract; make sure you review the contract to purchase very, very carefully. Check with your bank or a mortgage Company on your qualificati ... more
0 votes Share Flag Wed Jul 17, 2013 Credit Score in Springfield
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Can I buy a house with a 600 credit score? Almost everything on my credit is positive. The home I want is $ ...
I would suggest you talk with a loan officer and ask about FHA loans that require a 3-3.5% down payment.
0 votes Share Flag Wed Jan 26, 2011 Financing in Tacoma
Jason Whaley, Real Estate Pro in Chandler, AZ
Jason Whaley answered:
Know of any U.S. companies that lend to Canadians?
All of my investors use Washington Federal. I also have another lender if you are interestedm, but mainly my people have been using them.
0 votes Share Flag Thu Jan 3, 2013 Home Buying in Scottsdale
Don Maclary -…, Real Estate Pro in 23451
Don Maclary - Realtor* ABR* answered:
own my home should i buy income piece/ Davenport fl.
You may need more of a financial advisor, However the concept is great. Buying a rental if you can afford it is a good plan for additional retirement money.

We bought a new primary a ... more
0 votes Share Flag Mon Dec 27, 2010 Home Buying in 33837
Genevieve Ra…, Real Estate Pro in Punta Gorda, FL
Genevieve Ramachandran answered:
i have close to 650 in credit score,and i made a bankruptcy three years ago.can i buy a house?thank you. ...
Yes, It definitely seems like a possiblity. However consult a mortgage professional to give you a better answer. A lot of thins to go through.
Good Luck!
0 votes Share Flag Mon Oct 17, 2011 Home Buying in 33018
Akop Balayan, Real Estate Pro in Ojai, CA
Akop Balayan answered:
My credit is not so good. I have never been evicted or had anything reposessed. Is it the credit score and ...
Hi Denise,

Your credit score is essentially your credit report converted into a number. It's a way to standardize everyone's credit worthiness so that lenders are a ... more
0 votes Share Flag Mon Jan 24, 2011 Rentals in Zion
Scott Butcher, Real Estate Pro in Austin, TX
Scott Butcher answered:
With 10% unemployment, foreclosures everywhere ,thousands of short sales and millions of credit scores cr ...
I think the answer is still to be determined. From the lending perspective, credit has definately tightened and much more underwriting scrutiny has come into play. For example, previo ... more
0 votes Share Flag Mon Dec 13, 2010 Home Buying in 34952
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