7500 Tax Credit For Down Payment All Locations : Nationwide Real Estate Advice

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Showing results for 7500 Tax Credit For Down Payment [Clear search]
William Rudge, Real Estate Pro in Boiling Springs, PA
William Rudge answered:
can i file for the first time home buyer credit when i signed the contract?
Felipe, if you are referring to the new Federal First time Home Buyer credit you will receive this as a "tax credit" only when you file your 2008 or 2009 Federal Income Tax Returns. I ... more
0 votes Share Flag Mon Jan 12, 2009 Home Buying in Dallas
Territory.c…, Real Estate Pro in MA,
Territory.com answered:
Moving out of the parents' house...
You could try to get a FHA loan.

There aren't too many place on the market under $70,000 so your options will be slim but to get you started here is a link to every property for sal ... more
0 votes Share Flag Sat Mar 30, 2013 Home Buying in 01887
Beth Masland, Real Estate Pro in Camp Hill, PA
Beth Masland answered:
IS it smart to buy a house if I'm only going to live there for two years?
K - No one can answer the question of whether a home will appreciate or depreciate over the next two years, but it is a really short term to buy and resell and still get all your costs ... more
0 votes Share Flag Thu Oct 21, 2010 Home Buying in Carlisle
Bonnie Crafa,  in Waterbury, CT
Bonnie Crafa answered:
My Wife and I are disgusted in paying $900/mnth Apt. rental and are ready to buy a house. Buy now or Wait??
I would strongly suggest looking for your home now so that you start to recognize value in comparing the different homes and their ammenities. There is a great inventory, the mortgage ... more
0 votes Share Flag Wed Nov 3, 2010 Home Buying in 61615
Julie May-Sm…, Real Estate Pro in Atlantic, IA
Julie May-Smith answered:
Lending to Grad Student?
Dear Grad student,

I think it's great that you are looking to purchase a home! Paying rent every month gets you nowhere financially, whereas owning a home builds equity to help you ... more
0 votes Share Flag Sat Mar 14, 2009 Home Buying in Omaha
Lee Stiber S…, Real Estate Pro in
Lee Stiber Stiber answered:
I am hopeing to soon be a first time home buyer and do not know where to begin?
Hello Future Home Owner!
You pose some great questions here. The first thing to do is to get pre approved. This is a very simple process and can either take a recommendation from so ... more
0 votes Share Flag Tue Mar 31, 2009 Home Buying in Royersford
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Are piggyback mortgages a things of the past?My husband and I are interested in purchasing a home in Brandon
Mortgage broker is your best resource who can review your financial files, however majority of loans require more of a down payment. 80/20 loans are thing of past.
0 votes Share Flag Mon Dec 29, 2008 Home Buying in Brandon
Maria Holland, Real Estate Pro in Brentwood, TN
Maria Holland answered:
I am planning to buy my first home in Nashville. Should I wait?
Absolutely not! Now is a great time to buy. Prices are not only down, but interest rates are at an historic low. Couple that with the $7500 tax credit and it is a win.win.win situati ... more
0 votes Share Flag Mon Jan 26, 2009 Market Conditions in Nashville
Peter J Roge…, Real Estate Pro in Mahwah, NJ
Peter J Rogers answered:
clifton nj gated communities...when will price go down?
i assume you mean Cambridge Crossings which was opened at the height of the boom in prices, and therefore most of the current sales are at or below what was paid for them.
As for wher ... more
0 votes Share Flag Wed Dec 24, 2008 Home Buying in Clifton
Glen Hagen,  in Suffolk County, NY
Glen Hagen answered:
First time homebuyer with some general questions
If you're not pressed for time, a short sale may be just what you need. However, if you need to be in something by June 1, a short sale may not be for you. Lots depend on the selling ... more
0 votes Share Flag Sun Dec 21, 2008 Home Buying in Tampa
Randall Sand…, Real Estate Pro in Charleston, SC
Randall Sandin answered:
Who do I consult with to find out if I am eligible for a 'no down payment' loan and what sort of interest? ...
Hi Susan - There are some government programs out there for special cases, but being blunt, the days of the "no down payment" loan are over. The best route for many people especially on ... more
0 votes Share Flag Mon Dec 29, 2008 Home Buying in Tulsa
Kevin O'Brian, Real Estate Pro in Tulsa, OK
Kevin O'Brian answered:
Who do I consult with to find out if I am eligible for a 'no down payment' loan and what sort of interest? ...
Susan,

Great question. I have several very good mortgage advisors that will be glad to discuss your loan situation and tell you if you do qualify for a "no money down" loan. Pleas ... more
0 votes Share Flag Thu Dec 18, 2008 Home Buying in Tulsa
Ronald Gorman, Real Estate Pro in St Louis, MO
Ronald Gorman answered:
I am in Missouri and pre approved for a FHA loan but I dont have the money for the 3.5% down. what can I do? ...
If you send me an email, I would be happy to refer you to a very honest, professional mortgage lender who might be able to assist you. You may also want to consider doing a lease to pu ... more
0 votes Share Flag Thu Aug 13, 2009 Home Buying in Saint Louis
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
I'm trying to buy a house but I'm a first time home buyer & wanted to look into the foreclosure homes.
I am a Dallas real estate agent, and Dallas home loan mortgage officer.

You need to be qualified for a loan via a mortgage broker, all offers are submitted with lender approval stat ... more
0 votes Share Flag Sun Dec 14, 2008 Home Buying in Dallas
Tyler Flaher…,  in Turlock, CA
Tyler Flaherty answered:
My husband and I want to buy our first home but we can only use my credit, which is a score of 700 and my ...
absolutely. You are well on your way. get pre approved and find your dream home! Find a good lender, use this site. make sure no debt will be in your way. A good loan officer will ... more
0 votes Share Flag Thu Dec 11, 2008 Home Buying in Drexel Hill
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
I have a very good to excellent credit score, cant I finance 100%
100% financing is a "thing of the past", contact a mortgage broker determine your % down as a payment.
0 votes Share Flag Tue Apr 6, 2010 Home Buying in Tampa
Michelle Jor…, Real Estate Pro in Tampa, FL
Michelle Jordan answered:
How does the 7,500 tax credit work? Can I use it as a part of a down payment on a purchase or closing? ...
Hi Steve,
http://www.federalhousingtaxcredit.com/faq.php
See the above link. It has tons of info about the tax credit along with lots of Q&A as well.
Let me know if I can be of fu ... more
0 votes Share Flag Tue May 12, 2009 Home Buying in Tampa
Derek Bauer, Real Estate Pro in South Lyon, MI
Derek Bauer answered:
Can someone tell me how this works in simple terms? I just want to buy a house for my soon to be family. ...
Good evening, Bonnie.

You ask all good questions! It would be easiest, and likely the most helpful and informative for you, to have this discussion live.

Could we schedule a time ... more
0 votes Share Flag Fri Nov 21, 2008 Home Buying in Ypsilanti
Jo-Lynn Roney,  in Wilmington, NC
Jo-Lynn Roney answered:
If there are no "0" down payment programs, what is the next best opportunity to buy?
There are loans out there for 100% down. You need a good mortgage broker and realtor consultant to know the areas that have and are offering the programs. You have to shop for the loa ... more
0 votes Share Flag Fri Nov 14, 2008 Financing in Munster
Chris Tesch, Real Estate Pro in College Station, TX
Chris Tesch answered:
Why do you say now is a good time to buy a house?
Kay, interest rates are still very low compared to the mid eighties when 11-16% was common and house prices in Texas have shown, for the most part, slow but steady appreciation. If you ... more
0 votes Share Flag Wed Oct 29, 2008 Home Buying in Granbury
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