The calculator I see here on Trulia gives the monthly payment based on a 30 year fixed rate mortgage with 20% down & includes your Principal & Interest payments, & 1.3% ... more
You may apply for the loan without using your wife, if you do not need her income to qualify.
Remember the credit score is one factor in deciding on a loan approval. Other ... more
You can start with a lender or an agent. Finding a great agent is just as important as a great lender and very often the agent has experience with lenders that they can refer yo ... more
1. Inspect the property yourself.
2. Discuss terms with the seller including sales price, down payment, interest rate, years of amortization and ballo ... more
A good, competent lender can help you best.
First Porfolio M ... more
That said, some lenders frown on this, and as their own policy may no ... more
Proof from your lenders should suffice underwriters requirements. But it is best to ask your loan officer to give you specifically what the underwriters need to satisfy the ... more