Jumbo Mortgage Rate All Locations : Advice

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Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
looking to use va loan
Hi Robert,
This property is a Pending Sale. Trulia is not really an accurate way to search for active listings. If you want the most accurate and convenient way to search drop me an e- ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Edenvale
Olga Friedman, Real Estate Pro in New York, NY
Olga Friedman answered:
What is the first step in home-buying? Should one work with a bank first or a realtor first?
Before beginning your search you should have a general idea of what kind of home you are looking for, taking into consideration your budget. You can speak to a real estate attorney who ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in New York
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I've been told you can get several pre-approvals in a certain time period where as it only affects your credit once. Is this true?
It is true, and if your credit score is that shaky, maybe it's not ready to carry a thirty-year mortgage commitment just yet.
0 votes Share Flag Tue May 14, 2013 Credit Score in New York
Chris Ann Cl…, Real Estate Pro in 20136
Chris Ann Cleland answered:
Do we pay PMI or rent until we can save enough to avoid it?
The amount of house you can buy now is a certainty. In waiting to get to a 20% down payment, who knows where interest rates will be. If they go up, your buying power decreases. And h ... more
0 votes Share Flag Sun Jan 19, 2014 Home Buying in Haymarket
Rajan Mathai, Real Estate Pro in 75002
Rajan Mathai answered:
Utility costs in Allen Texas - what should we expect?
Depends upon the energy efficiency , quality of construction, the builder and so on. I will be able to request for the last two years of utiltity bills from the owner of the house so th ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in Allen
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
I am a First Time Home Buyer. $4100 due at closing on a FHA w/bond program. I would like to put as little or no money out of pocket at closing.
One thing that you can do is ask the seller to pay for some of your closing costs.
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Dickinson
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
can one spouse apply for a home loan alone in california?
Yes only one person needs to be on the loan
0 votes Share Flag Mon Mar 25, 2013 Home Buying
Angela Garcia, Real Estate Pro in Arlington, TX
Angela Garcia answered:
Im looking at a home on Aramis dr. I noticed the crime shows some orange and yellow colors. Is this a decent neighborhood or should I stay away?
The best thing to do would be to contact the Arlington Police Department, check with them!
Personally, I have lived in that area and never experienced any problems, I still have family ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Arlington
Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
Can someone tell me for an FHA streamline refinance, will my Mtg Insurance go up? I closed on my original loan in May of 2009.
It all depends on when your loan was endorsed by FHA. Some lenders take up to 2-3 months to endorse an FHA loan...others do it in 1-2 weeks after funding your loan.

The only way to ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Menifee
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
I am looking at a house and I have emailed sent an email about the USDA loan but is there a quicker way to get information about this?
Hi Sonya
Yes there is quicker way and more effective. Find a lender and loan officer who work with USDA loans. The process of comunicating with USDA will drag out to the point of acute ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 28398
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How is the crime activity in this area?
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent.

Off Limit Topics ... more
0 votes Share Flag Mon Jul 29, 2013 Home Buying in Alexander City
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
It is normal that a lender charge two discount points?
A lender can pretty much do whatever they want. For that reason it's best to check with three lenders and see which one will give you the best deal. It's important to look at the enti ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying
rvansickle19, Home Buyer in Phoenix, AZ
rvansickle19 asked:
I'd love to buy a home (first time home buyer). so here's my question. i had just bought a truck back in november 1st 2012 with a credit score of 625. now after them checking my credit through i dont know how many banks, my scor...
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Arizona
Lenora Pauls…, Real Estate Pro in 89012
Lenora Paulson - ABR,CDPE,GRI answered:
What is the normal down payment on a home purchase? Can anyone give me some details about down payments?
Have a great lender that can help direct you with the best program that fits your financials. FHA has a program with only 3.5% down. Lets see how we can get you moving toward home owner ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Henderson
Jen, Real Estate Pro in Bakersfield, CA
Jen answered:
Is there anyway to give %1 down payment on low price homes that are between 50k to 80k I can't afford a 5% down payment?
Hi Criss
The mortgage broker in Dallas Tx is correct you need to start off with a mortgage company, if you are looking to purchase property in Kern County, Ca there are loan programs s ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Shafter
Michael Abram, Real Estate Pro in Los Angeles, CA
Michael Abram answered:
i want to buy a house my credit is 750, but i file banckrupcy, about 4 years ago,60,000 income for year job 6 to 8 months every year, can y
Hello Elias,

When did you file the BK? One of my investors specializes in lending to people with recent BK's, short sales & foreclosures. If you would like to discuss the possible ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in Imperial
Roland North…, Real Estate Pro in Houston, TX
Roland Northland answered:
I'm a disabled vet thinking of moving to Houston from California. Does Houston have any kind of property tax exemption for 100% disabled vets?
There is an exception to the property tax, but I will have to research and see if there is such a tax relief for disabled veterans. By the way, we have offices in throughout California ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Houston
Duong Nguyen, Real Estate Pro in Dallas, TX
Duong Nguyen answered:
What is a good area of Dallas (low crime, good schools etc), with a good public transit access to the VA hospital be?
Here are the tips to help you find your answers:
Dallas VA Hospital is served by DART Blue line and Bus Route 444.
Trace along the public transportation routes for areas that match yo ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Dallas
Paulo Quinte…, Real Estate Pro in Newark, NJ
Paulo Quintela answered:
I'm looking for a experienced and professional Real estate agent in the area of the Ironbound in Newark NJ 07105.. I'm first time buyer
Hello Danguerr

My office is in the Ironbound NEWARK

Call me to help you

Paulo Quintela
EXIT Realty Lucky Associates
290 Ferry St - Newark NJ 07105
Cell 908-962-8047 Offic ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in Newark
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
How can I refinance my current home and buy a new home at the same time?
Jsnduran,

If anyone can do it, that would be Brian Tom of Cliff Co Mortgage.

You can reach Brian at 516-448-2434 or email him at btom@CliffCoMortgage.com.

gail@GladstoneGroup ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Holbrook
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