How To Take Over Mortgage Payments All Locations : Nationwide Real Estate Advice

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Linda Mann, Real Estate Pro in Madeira Beach, FL
Linda Mann answered:
Short Sale Question
Hi Jeff,

I can help you! I'm a Buyer's Agent and have worked with many people recovering from a short sale. There is a little bit of a trick to it, but it works and it sounds like ... more
0 votes Share Flag Sat Apr 20, 2013 Home Buying in Saint Petersburg
Steve (888)…, Other/Just Looking in 33496
Steve (888) 662-4404 answered:
looking to purchase a second home to rental for a year or two in the palm beach area..is west palm or boynto ...
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See program #9 below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Boynton Beach
Song Hasell, Real Estate Pro in Del Mar, CA
Song Hasell answered:
I am graduating soon and planning to move to the San Diego area. Should I rent or buy?
I would recommend to rent a place until you built up your credit. You also need to study an area you would like to live.
Thanks.

Song Hasell
Realty Experts
Dre #01772039
858-705- ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in Pacific Beach
Junaid Bashir, Real Estate Pro in Mclean, VA
Junaid Bashir answered:
We don't have a lot of money for a down payment. Probably only 20K does that mean we can't buy?
Hi,

Lot of lenders require 3% or more and there are few lenders that can offer 100% finance, but they have requirements.

I can setup you up with an experienced loan officer to get ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in 20147
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Seller has a mortgage so can't do a CFD. Seller is offering a lease. I'd like to "rent to o ...
Easy.

Any good real estate lawyer can do the paperwork. There are two documents--a pretty standard lease and a customized option. Each one is different, but generally the option spec ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Minneapolis
Suzi King, Real Estate Pro in Media, PA
Suzi King answered:
Mortgage questions/ pre-qual. Questions.
My advise would be to stop pulling your own credit and actually talk to a loan officer to see where you stand. There is more than just credit that goes into getting approved for a home. ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 19083
Holly Cassidy, Real Estate Pro in Mays Landing, NJ
Holly Cassidy answered:
Are there any reputable lenders that handle USDA loans and have no or limited overlays?
Jim,

I understand your situation and yes, there are reputable local lenders that should be able to help. I use Mark Cassidy or Patty Cates of Philadelphia Mortgage Advisors out of O ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Mays Landing
Becky Loar, Real Estate Pro in Lawrenceville, GA
Becky Loar answered:
Do we have any recourse for last-minute change on Fannie Mae HomePath sale?
Well, I feel like I can actively answer these now in that I am revamping myself to help buyers and sellers and asset manager across the country after beating the pavement for 33 years o ... more
0 votes Share Flag Sat Mar 30, 2013 Home Buying in Atlanta
Peter McNich…,  in Philadelphia, PA
Peter McNicholas answered:
203k Loan Question (New home buyers with limited credit, also wondering about foreclosures)
203K can be used for foreclosures since the property is being sold AS-IS and the work needed to the property is being financed by the mortgage company under the 203K loan. It is not a ... more
0 votes Share Flag Wed Sep 18, 2013 Financing in Philadelphia
Jacque Neef…, Real Estate Pro in Meridian, ID
Jacque Neef Mayo answered:
Buying a home with less than stellar credit - should we even bother?
I would certainly recommend speaking with a good lender to see what or if you qualify for a loan. There are some great loan programs available and only a reputable lender would be able ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in Boise
Enyinna Ezei…, Real Estate Pro in Fort Worth, TX
Enyinna Ezeife-Oshakuade answered:
Looking to buy a home in Fort Worth (76133).
Getting financing, appropriate for you needs, in place would probably be a good place to start. I have a mortgage person who does a lot of work with the 1st time buyer down payment ass ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in 76133
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I'm a first time home buyer in Tampa, FL, what advise can you give me for it not to be stressful on my part? ...
Sam start by getting prequalified with a local and trusted loan officer and hire a good buyer broker who will guide you through each step of the buying process. Havuing a good buyer bri ... more
0 votes Share Flag Sun Aug 30, 2015 Home Buying in 33609
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I had a foreclosure back in March 2010- The bank finally sold the house in June ... to buy another house as a first time homebuyer? ...
Assuming you have re-established credit and meet the other qualifications, you can apply for an FHA loan 3 years after the date of the deed transfer. This could either be the date of t ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 30135
Nirmala Cara…, Real Estate Pro in Bronx, NY
Nirmala Caraballo answered:
How do you get a loan to purchase a co-op?
Hi Rasheem,

You can meet with your bank or mortgage officer and they can issue you a preapproval.
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Bronx
Robert Finger, Real Estate Pro in Santa Ana, CA
Robert Finger answered:
if buying a home of $340,000 what and how could i get the lowest monthly payment possible
There are different ways to go your options will be better known after you get pre approved. To get approved you have to get credit ran to determine fico score, liabilities, consumer de ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
Deborah Madey, Real Estate Pro in Brick, NJ
Deborah Madey answered:
How can we find out through which bank our landlord's mortgage is being paid. He might be in forclosur ...
Some of the legal proceedings on foreclosure cases are public. You can research the status of a case to find out if a complaint if filed, if a judgement is issued, or if a sale date ... more
0 votes Share Flag Mon Apr 8, 2013 Home Selling in 08046
Staci Siegel, Real Estate Pro in Santa Monica, CA
Staci Siegel answered:
What would help us secure a short sale property for 250k as first time home buyers with these circumstances?
The first thing you need to do is speak to a mortgage broker or a direct lender. That person will look at your financials and credit history and tell you how much house you can afford ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Los Angeles
Christine To…, Real Estate Pro in NY, NY
Christine Toes Muldoon answered:
Who will do a 203k with a 602 credit score with 30k in cash?
Hi David, with a 602 credit score you may have a hard time finding a bank to give you a loan and they will also charge you a very high interest rate which can cost you a lot of money ov ... more
0 votes Share Flag Tue Mar 10, 2015 Home Buying in Bushwick
Annette Akey, Real Estate Pro in Downers Grove, IL
Annette Akey answered:
Buying pre-forceclosure home
Hopefully you are represented by an attorney and your own Realtor. Your attorney should be able to give you your legal options. By preforeclosure do you mean it is now a short sale or ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 60188
Steve (888)…, Other/Just Looking in 33496
Steve (888) 662-4404 answered:
What percentage of short sales actually go through?
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Move on and stop chasing these Clown Car Full of Horrors Short Sales that don't close! All that time you were waiting on that property, the other homes have gone up in price!

... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Ponte Vedra Beach
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