Government Tax Foreclosure Sale All Locations : Advice

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Alfred A Saiz, Real Estate Pro in Fontana, CA
Alfred A Saiz answered:
In California how many months must you be behind in your mortgage payment before the lender can forclose
Please confirm this with a Real Estate attorney, but according to CA guidelines, legally, 6 months of non payment
0 votes Share Flag Wed May 29, 2013 Foreclosure in 92505
Michelle Gon…, Real Estate Pro in 90650
Michelle Gonzalez answered:
Paying out of HUD-1 in short sale - Is it legal?
Yes, this does happen quite often. The truth is, every penny should be disclosed on the HUD and can be considered as defrauding the lender. This is because the 1st sees it as they could ... more
0 votes Share Flag Yesterday at 7:15pm Home Buying in Los Angeles
Brian Copela…, Real Estate Pro in Nashville, TN
Brian Copeland answered:
How do I find out what lender owns a foreclosed property?
Shoot me the address at brian@re615.com and i'll check to see if my system has it updated yet.
0 votes Share Flag Thu Nov 8, 2012 Home Buying in 37211
Rob Whitfiel…, Real Estate Pro in Roswell, GA
Rob Whitfield-Broker/Inspector answered:
$260k for $200k? I've heard so many "success" stories from other people but find it hard to find! Who holds the secrets to?
The deals are there if you know how to find them. Give me a call and I may be able to help.

Robert Whitfield
Broker/Owner
Advantage Realtors
678-585-9691

www.TheHomeBuyersRep.c ... more
0 votes Share Flag Wed May 9, 2012 Home Buying in Atlanta
Voices Member,  in
Voices Member answered:
HOA Lease Restriction
Regrettably, foreclosure or short sale are your options. You do have a genuine hardship, so a short sale is a good option. Thanks to changes in tax law at the end of the year, the time ... more
0 votes Share Flag Thu May 10, 2012 Foreclosure in 89139
Eli Givoni-S…, Real Estate Pro in Boca Raton, FL
Eli Givoni-Short Sale Dept LLC answered:
Can the bank go after my wife's assets if I forclose or short sale my home?
If the note is only in your name, then you are the only one that will be affected. You can short sale your property, and keep foreclosure off your credit.

Yes, your wife can buy a ... more
0 votes Share Flag Thu Apr 3, 2014 Foreclosure in 60504
Steve Matthe…, Real Estate Pro in 89081
Steve Matthews answered:
Do HOA liens survive a tax deed sale in Clark County, Nevada?
Hello, Mday83,

In the State of Nevada HOA liens are referred to as "Super-priority" liens, which means they supersede everything. For good reason. Consider this, if an HOA lien could ... more
0 votes Share Flag Tue May 13, 2014 Foreclosure in Las Vegas
Allan Erps, Real Estate Pro in 10989
Allan Erps answered:
Would it be worth listing at a much higher price than recent comps?
And if you list 40% higher than the current marketplace I believe you are unrealistic.... Only hope you would have is to get a ALL CASH Buyer and I consider that unlikely. Best of Luc ... more
0 votes Share Flag Thu May 10, 2012 Home Selling in San Jose
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
My credit is low 570-610. Is it better to rent or are there programs for teachers to get into a home?
There are programs for teachers, but you won't qualify with that score. You may qualify for an FHA mortgage depending on why your score is that low and if you meet the other criteria. I ... more
0 votes Share Flag Wed May 9, 2012 Rent vs Buy in Corona
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Can you buy a home with no money down and short sell your existing home that is so underwater?
Current on payments means the bank is not mad at you and that a short sale is not going to be possible. The bank requires a hardship, non current on payments, moving, loss of job, illne ... more
0 votes Share Flag Sat Oct 12, 2013 Home Selling in 85029
Glen Etherin…, Real Estate Pro in San Diego County, CA
Glen Etherington answered:
I have a rental condo which is "under water" and generates a negative cash flow - what should I do ?
I would suggest checking in with your CPA and then consult with an experienced real estate broker to go over your situation and options. Good luck and please let me know if I can help i ... more
0 votes Share Flag Sat Jun 2, 2012 Foreclosure in San Diego
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
Does the FHA/HUD deficiency judgment rule supersede CA law?
This an unclear question. California law has specific guidelines for purchase money and hard money loans. If you do not pay back a hard money loan, lenders have specific rights. Especia ... more
0 votes Share Flag Thu Jun 7, 2012 Foreclosure in Sacramento
Dawn Lane, Real Estate Pro in Las Vegas, NV
Dawn Lane answered:
Fix and Flip in Las Vegas by an investor in California
Go somewhere else and do it like Pheonix . It's a little late to jump into that market . Should've jumped in a few years ago . .goodluck
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Las Vegas
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I have a first and a second mortgage (2 different banks) on my home in California. If they don't foreclose what can happen if I don't pay
the 2nd lienholder can foreclose just as easily as the 1st!
0 votes Share Flag Sat Apr 21, 2012 General Area in Los Angeles
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
thinking about starting this month NOT paying my huge mortgage, how many months can I possibly go without paying, before asked to move out????
Momx3,
Anyone who answers this with a number is conspiring with you to possibly commit fraud. If you can afford your home and you haven't had a financial setback due to loss of a job ... more
0 votes Share Flag Thu Apr 12, 2012 Foreclosure in 89032
Michael Koen…, Real Estate Pro in Pleasanton, CA
Michael Koenig answered:
i have a rental property where the rent does not cover the mortgage, I am considering walking away. Home has 10K in equity. Thank you!
Have you considered doing a short sale instead? It would lessen the impact and longevity of a foreclosure on your record.
0 votes Share Flag Mon Mar 26, 2012 Foreclosure in San Jose
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
If you buy property at short sale do liens come with it?
Typically all liens will have to be satisfied prior to closing of title. This is a tricky question, however, since the home owner probably does not have the money to satisfy those lien ... more
0 votes Share Flag Sun Mar 25, 2012 Home Selling
James Taylor, Real Estate Pro in Las Vegas, NV
James Taylor answered:
Looking for an agent that knows the short sale process and also has worked with an investor before?
I would be interested in earning your business.
0 votes Share Flag Tue Mar 20, 2012 Foreclosure in Las Vegas
Nick Rafello, Real Estate Pro in New York, NY
Nick Rafello answered:
Has anyone experienced delays closing with Wells Fargo or Chase in NY in 2012?
Since 2008, it really doesn't matter what year it is. And now, I take the 5th.

Nick Rafello
Senior Vice President
Associate Broker
The Corcoran Group
RAFELLO ROSENBLOOM TEAM
nra ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in New York
Mike Sullivan, Real Estate Pro in Alachua, FL
Mike Sullivan answered:
Short sale closing held up by Estoppel, HOA, Attorney, and Listing Agent
In a short sale, oftentimes the offer is accepted by the seller, forwarded to the bank, and "accepted'....it then goes to the 'investor' for a final approval......du ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in Tampa
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