Fha Judgment All Locations : Advice

change location

cancel or

Activity

237
Showing results for Fha Judgment [Clear search]
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
what is best option to do with current house... i own a home that i owe 80k on and is probably worth 50k and i want to buy a new home with the way
Before deciding anything, speak to your tax professional and a few real estate attorneys. Walking away from home and letting it foreclose, short selling it, deed in lieu all carry very ... more
0 votes Share Flag Sat Sep 1, 2012 Home Buying in 33060
Rich Homer, Real Estate Pro in 34108
Rich Homer answered:
How to buy a short sale and foreclosed home?
We advise our buyer clients to avoid short sales (pre-foreclosure), and the lengthy buying process is only one reason. Buyers negotiation leverage is reduced in these transactions and w ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in 33179
Frank D'Ange…, Real Estate Pro in Minneapolis, MN
Frank D'Angelo, ECOBroker answered:
Bankruptcy discharged 2009.. House not foreclosed yet, no short sale or deed in lieu option. I want to buy a house, advise?
Wow R.
There are several areas of concern that require more information and disclosure from you.
I don't think many might come out and make specific recommendations or provide an ... more
0 votes Share Flag Wed Mar 28, 2012 Financing in Minneapolis
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
My credit score is 540, but the only credit ding I have is a past due judgement for Child Support. I have records of payments however. I want to buy
Call a real estate agent! They will happily refer you to a good mortgage lender who will look at your current situation and tell you what you can and cannot do immediately. Even if yo ... more
0 votes Share Flag Mon Feb 2, 2015 Credit Score in San Tan Valley
Steve Vinson, Real Estate Pro in Florida
Steve Vinson answered:
WHAT IS RIGHT OF REDEMPTION BASICALLY AND HOW LONG IS ALABAMAS?
Go to this site..........
0 votes Share Flag Wed Nov 16, 2011 Foreclosure in Killen
Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
My credit score is 709 and husbands right at 636, we wish to purchase a home together.
Likely, you will need to pay that. That is because judgements can attach to the property once you purchase. However, I would talk through it with a local lender. There are loan progr ... more
0 votes Share Flag Wed Nov 16, 2011 Home Buying in Virginia
Joe Finnerty, Real Estate Pro in Bethlehem, PA
Joe Finnerty answered:
Bank accepted our short sale $$ offer but wil not pay for the closing cost assistance we asked for. We are willing to accept that counter offer...
Unfortunately, it is possible that the sellers got fed up with the complete process and walked. Another possibility is that as part of the counter offer the sellers were being required ... more
0 votes Share Flag Mon Jul 2, 2012 Home Buying in 92675
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Would an eviction judgement effect the financing to purchase a house?
Good morning Tamarah,

In this day and age of Super-Cynical underwriting standards, I think an underwriter would have a difficult time approving a mortgage loan request with an evicti ... more
0 votes Share Flag Tue Nov 8, 2011 Financing in Boca Raton
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Question about short selling. Please see first post.
Don't you still need to fill out IRS returns? Missing 4 years sounds bad. Even though you have a cash buyer, at what amount do you plan to sell? If less than what is owed the lende ... more
0 votes Share Flag Wed Nov 2, 2011 Home Selling in Arizona
Tea, Home Buyer in Reading, PA
Tea answered:
I just put an offer on a short sale home Monday it seems like it's going fast i'm not sure?
Also the first offer was 110,000 cash, 2nd was 130,000 fha, 3rd was me with 120,000 conventional with 20% down, and 4th was 115,000 cash...both cash offers are flippers and i heard lend ... more
0 votes Share Flag Sat Oct 29, 2011 Home Buying
Abu Musa, Real Estate Pro in Kensington & Parkville...
Abu Musa answered:
when buying a home with a mortgage loan, does being married affect the process if your not, and does it go by both credit scores?
Good credit score and sufficient income is the requirements of getting mortgage.So both of you need to be in the mortgage.You may talk to a mortgage banker.Good luck.
0 votes Share Flag Sat Oct 22, 2011 Home Buying
BG, Home Buyer in Phoenix, AZ
BG answered:
Very specific question about buying a new primary residence after relocating for work and giving my old house back to the bank
I have seen people purchased 2nd home and walked the 1st. My pure guessing on your questions:

1. close to nil
2. they don't care
3. depend on your State and if you get Preapp ... more
0 votes Share Flag Thu Oct 20, 2011 Foreclosure in New Jersey
Home Selling…, Real Estate Pro in Virginia
Home Selling Consultant answered:
Thank you all for your reponses on the ct condo. We did everything that all of you have mentioned and it still sits on the market.
Can you post a link to the home here?

Being able to see the inside by professionals will most certainly get you valuable feedback.

Top 2 reasons a home sells is,

1) Price
2) ... more
0 votes Share Flag Tue Oct 18, 2011 Home Selling in New London
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
My house has lost 50% of its value. There have been 3 murders in the last month in my area. I have 2 kids and a wife. How can I get out of this?
For selling the property, you would either have bring money to closing or do a short sale, if you qualify for one. You could also consider converting the home to a rental property.

... more
0 votes Share Flag Fri Oct 14, 2011 Home Selling in Lithonia
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
My husband makes 100k a year but his credit score is 530 and we have $52,000 that we can use as a down payment. We don't have any loans can get
You probably need to do just a little work on the credit score. The best thing you can do is talk to a good mortgage banker. They will be able to tell you what you can do today and, i ... more
0 votes Share Flag Fri Oct 21, 2011 Home Buying in Monroe County
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Is there anyone out there who can give me an FHA loan w/ a 580 credit score and 3.5% down w/o having to ...
Is there an immediate need to purchase a home right now? You said your scores got to ~600 before, were those your FAKO scores and the 580 is your actual FICO score? If you aren't ... more
0 votes Share Flag Sat Sep 10, 2011 Financing in Maine
Tom Stachler, Real Estate Pro in Ann Arbor, MI
Tom Stachler answered:
How long after a foreclosure can you purchase a home?
Minimum two years. Same as bankruptcy. Have to have your credit score up in the high 600's too. Stop by the website listed below and let me know if you need help.
0 votes Share Flag Sat Aug 10, 2013 Financing in Ann Arbor
Daniel Sando…, Real Estate Pro in Long Beach, CA
Daniel Sandoval answered:
House is 40% underwater. We can afford payments, but PITI is 36% of net income. Would love advice on best exit strategy.?
Hello i suggest to do a short sale but keep current. Certain banks do allow a short sale even current as long is there a good hardship involve. The 2nd lien was used as purchase money s ... more
0 votes Share Flag Sat Sep 7, 2013 Foreclosure in 90807
Yvonne Rodri…, Real Estate Pro in 88011
Yvonne Rodriguez, Realtor GRI answered:
Can I get a mortgage with a 600 middle credit score? I make $70,000 a year for a company I have now been with for 5 years.
Not all lenders require a 620 middle score. Search online for a lender that will work with your 600 credit score. Some mortgage brokers might be able to help rather than big banks. A ... more
0 votes Share Flag Sun Jun 15, 2014 Home Buying in Maine
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
past short sale (more than 2 years old)
Be patient. If you are denied again, ask your loan officer to give you very specific information as to why. I had a gentleman recently who was denied even though he was past the two y ... more
0 votes Share Flag Mon Aug 22, 2011 Home Buying
1 2 3 4 5 6 7 ...
Search Advice
Email me when…

Learn more

Meet the Trulia VIPs
John M. Hofstetter, Agent in Larchmont, NY
John M. Hofstetter
Agent
Larchmont, NY
Barbara Roy, Agent in 14224
Barbara Roy
Agent
14224
Craig Cowley, Agent in Boulder, CO
Craig Cowley
Agent
Boulder, CO
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer