Do I Have To Pay Back My 7500 Tax Credit All Locations : Nationwide Real Estate Advice

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Ronald Gorman, Real Estate Pro in St Louis, MO
Ronald Gorman answered:
I am in Missouri and pre approved for a FHA loan but I dont have the money for the 3.5% down. what can I do? ...
If you send me an email, I would be happy to refer you to a very honest, professional mortgage lender who might be able to assist you. You may also want to consider doing a lease to pu ... more
0 votes Share Flag Thu Aug 13, 2009 Home Buying in Saint Louis
Sharetha Hol…,  in Charlotte, NC
Sharetha Holman answered:
22 yr old Charlotte First Time Homebuyer with questions...CAN YOU HELP???
Hey Ms. Love...
I understand your situation. I actually bought my first home when I was 21, so I know first-hand all of the questions that you have. I specialize in working with firs ... more
0 votes Share Flag Fri Apr 10, 2009 Home Buying in Charlotte
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
I have a very good to excellent credit score, cant I finance 100%
100% financing is a "thing of the past", contact a mortgage broker determine your % down as a payment.
0 votes Share Flag Tue Apr 6, 2010 Home Buying in Tampa
Michelle Jor…, Real Estate Pro in Tampa, FL
Michelle Jordan answered:
How does the 7,500 tax credit work? Can I use it as a part of a down payment on a purchase or closing? ...
Hi Steve,
http://www.federalhousingtaxcredit.com/faq.php
See the above link. It has tons of info about the tax credit along with lots of Q&A as well.
Let me know if I can be of fu ... more
0 votes Share Flag Tue May 12, 2009 Home Buying in Tampa
Derek Bauer, Real Estate Pro in South Lyon, MI
Derek Bauer answered:
Can someone tell me how this works in simple terms? I just want to buy a house for my soon to be family. ...
Good evening, Bonnie.

You ask all good questions! It would be easiest, and likely the most helpful and informative for you, to have this discussion live.

Could we schedule a time ... more
0 votes Share Flag Fri Nov 21, 2008 Home Buying in Ypsilanti
Chris Tesch, Real Estate Pro in College Station, TX
Chris Tesch answered:
Why do you say now is a good time to buy a house?
Kay, interest rates are still very low compared to the mid eighties when 11-16% was common and house prices in Texas have shown, for the most part, slow but steady appreciation. If you ... more
0 votes Share Flag Wed Oct 29, 2008 Home Buying in Granbury
Derek Bauer, Real Estate Pro in South Lyon, MI
Derek Bauer answered:
first Home Owners $7500 grant
Good question!

I have posted the information on my website, so please take a look:

http://www.doortodreams.com/buying.htm
0 votes Share Flag Thu Oct 23, 2008 Home Buying in 48067
NonRealtor, Other/Just Looking in 23456
NonRealtor answered:
I am interested in buying a home. Is now the right time considering all the markets crashing?
Wait a few years, prices are still declining. Good Luck
0 votes Share Flag Sat Sep 12, 2009 Market Conditions in Mattapan
Broker Dave, Real Estate Pro in Orlando, FL
Broker Dave answered:
I have 5 months to find a house and move since my apt lease is up at the beginning of March and I just foun ...
Beth,

Five months is plenty of time to find and close, even if it's a short sale or foreclosure.

As for lenders I use a team at Integrity Home Loan, Tracy or John 407.687.3406, t ... more
0 votes Share Flag Sat Oct 25, 2008 Home Buying in Orlando
T.E. & Naima…, Real Estate Pro in Dallas, TX
T.E. & Naima Sumner answered:
7500 First time buyers tax credit. Do you only get 3750 if you are single?
That is correct, if you file as a single person you are eligible for half.

If you have not purchased a home during the last 3 years or are considering buying a home for the 1st time ... more
0 votes Share Flag Wed Sep 9, 2009 Financing in Plano
Jackson Gates, Home Owner in San Francisco, CA
Jackson Gates answered:
What's better- 2 year ARM or fixed?
don't do it. credit spreads are going to continue to widen.
0 votes Share Flag Tue Sep 30, 2008 Home Buying in Cary, NC
Jeff & Ginny…, Real Estate Pro in Vero Beach, FL
Jeff & Ginny Mitchell answered:
80/20 Mortgage "piggyback"
Are you a first time home buyer? If so, you might be able to qualify for the special program that credits you with up to $7500 help with down payment money. Call your bank or your loc ... more
0 votes Share Flag Sat Aug 27, 2011 Home Buying in 11715
Michael Barr…, Real Estate Pro in Irvine, CA
Michael Barron answered:
Aggressive low balling...is that a good strategy?
Hi there Fat, This is a great time to buy, The statistics do show this.
When you work with Realtor they have a Fiducary realtionship to work for you and to have your best interests a ... more
0 votes Share Flag Thu Oct 21, 2010 Home Buying in 90503
Ken Belferman,  in Pittsburgh, PA
Ken Belferman answered:
First Time Home Buyers looking for a nice neighborhood within a 20-30 commute from Shadyside?
Squirrel Hill and Regent Square are good areas. Also Forest Hills, parts of Point Breeze, and Shadyside. These areas also have easy bus access to CMU.

Do you know what your price ran ... more
0 votes Share Flag Fri Sep 12, 2008 Home Buying in Pittsburgh, PA
Michael D De…,  in 18969
Michael D Delp answered:
Where can I find a first time homeowners program so that I could purchase a home?
Valerie,
A lot of the programs have gone away, however I still have a couple of great first time homeowner programs available if you qualify. It depends on what you are looking for. ... more
0 votes Share Flag Sat Oct 18, 2008 Home Buying in Philadelphia, PA
Dave Creaturo,  in Charleston, SC
Dave Creaturo answered:
Does anyone know anything about "The Colony at the Heron Reserve"? Wants to stay under $140,000, if possi ...
Hi Jackie,
Here is a Link to the community http://www.ownthecolony.com/ and also a link to great information for first time Home buyers http://www.CharlestonSouthernHomes.com Is you ... more
0 votes Share Flag Thu Sep 30, 2010 Home Buying in Charleston County
Bill Schmiett, Real Estate Pro in Mountain Ranch, CA
Bill Schmiett answered:
Can someone tell me more about the First-time home buyer tax credit. I qualify for this and was wondering ...
You may find a bank that is willing to make a personal loan to you for that period of time. You do realize that the credit is in effect a no interest loan which you must pay back to the ... more
0 votes Share Flag Mon Mar 2, 2009 Home Buying in Massachusetts
Tom Burris, Real Estate Pro in Baton Rouge, LA
Tom Burris answered:
I need some help with ameridream and some other downpaymnet assistance going away is there going to be other ...
You can pick whomever you want for a lender. However, some builders illegally tie incentives to the use of their very own mortgage company.
Your realtor may be able to look into local ... more
0 votes Share Flag Thu Aug 21, 2008 Home Buying in Fate, TX
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Is it still possible to get a house with no money down for first time home buyers?
Those type of loans have almost all but gone away. However you should contact your local or state housing authority. In conjunction with FHA most offer down payment assistance and/or gr ... more
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 22192
Jeff & Ginny…, Real Estate Pro in Vero Beach, FL
Jeff & Ginny Mitchell answered:
I was told the elections might affect the market so much so that property values may rise. Is that true? Our ...
The election will affect the market but probably not right away. You might want to read the Barron's Magazine article about market projections for next year. These economists are expe ... more
0 votes Share Flag Thu Oct 23, 2008 Home Buying in Chino Hills, CA
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