1st Time Homebuyer Tax Credit All Locations : Nationwide Real Estate Advice

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Thomas Tolbe…, Real Estate Pro in Savannah, GA
Thomas Tolbert answered:
First time home buyer need options.
Simply put, I think your best bet would be for you to speak with a Mortgage Professional. A good lender will discuss your options and help you make an informed decision that would benef ... more
0 votes Share Flag Tue Aug 24, 2010 Home Buying in San Jose
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Does owning a timeshare disqualify you as a 1st time homebuyer?
Consult with your tax professional as to qualifying IRS Codes--don't believe timeshares were included in the first time buyer tax credit. See link for additional information--
ht ... more
0 votes Share Flag Tue Jul 6, 2010 Home Buying in Milwaukee
Christine Mo…, Real Estate Pro in Wilbraham, MA
Christine Moran Realtor & Notary answered:
What's the best way for a low to moderate income family to buy their frist home with little or no money or no money down.
If you have good credit and steady income more options will be available to you. You can start with your local bank to get pre qualified and discuss which loan would best suit your need ... more
0 votes Share Flag Mon Jun 28, 2010 Financing in Saint Louis
Adam Ehlmann, Real Estate Pro in Fort Lauderdale, FL
Adam Ehlmann answered:
I am a first time homebuyer thinking of buying a property in florida as an investment. But I would live out ...
It depends on your financial situation but as always, more money down gives you more bargaining power.

Call/email if you want assistance.

Adam Ehlmann
Florida Elite Homes
954-9 ... more
0 votes Share Flag Thu Jun 24, 2010 Home Buying in Fort Lauderdale
Maria Morton, Real Estate Pro in Kansas City, MO
Maria Morton answered:
Is a down payment absolutely essential in buying a home? If so, How much does it have to be?
For a conventional mortgage, 20% down is typical. If you put more down, your monthly payments are less. People with really really good credit ratings can get conventional loans for 15 ... more
0 votes Share Flag Sun Jun 13, 2010 Home Buying in Carroll Park
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
if you buy a home now and are not 1st time do you qualify for rebate
Are you referring to the first time buyer tax credit--if so, you needed to be in contract by April 30th, 2010 and close by the end of June 2010--speak to your tax professional for qual ... more
0 votes Share Flag Sat May 8, 2010 Home Buying in Florida
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
How does the expiring housing tax credit effect the multi-family and rental industry?
Very good question, and--frankly--an interesting analysis of the possibilities.

I don't have the statistics at hand. But even if you're correct that first-time homebuyers a ... more
0 votes Share Flag Thu May 13, 2010 Rentals
Julie Reddin…,  in Highlands Ranch, CO
Julie Reddington answered:
Is the $8,000 tax credit available to those who purchase with a Lease Option?
Will they close and ownership transfer by 30 June 2010?
0 votes Share Flag Thu Apr 29, 2010 Home Buying in Denver
Piri, Home Seller in Williamsburg, Brooklyn...
Piri answered:
Why do I need to hire an agent to represent me as a seller in Williamsburg when the attorney draws the contract. What do the agents do?
You really dont,I think if you are willing to put some effort out. In NY, unlike other states where I have lived, the agents dont wrie the contract of sale, dont schedule inspections et ... more
0 votes Share Flag Mon Mar 21, 2016 Home Selling in Williamsburg
John,  in Duluth, GA
John answered:
Re: Binding Acceptance -- Do BOTH 1ST & 2ND Mortgage Holders need to APPROVE Short Sale to have BINDING A ...
This is a complicated question and will depend on your state law. To the best of my knowledge, in Georgia a contract is binding once approved by both the seller and the buyer. The lende ... more
0 votes Share Flag Wed Apr 14, 2010 Home Buying in Wisconsin Dells
Tonya Brobeck,  in Everett, WA
Tonya Brobeck answered:
Is Fed likely to extend the homebuyer credit?
Haven't heard any talk of doing so yet.....last time it was only a few weeks prior to the deadline that things started to heat up. We'll see
0 votes Share Flag Thu Jul 1, 2010 Home Buying in San Ramon
Nick Ruiz,  in San Diego, CA
Nick Ruiz answered:
Please advice we are first-time homebuyers...Thanks
Keep in mind the price has to be realistic. Just because the seller receives an offer 15k over listed price it doesn't mean that it's a done deal.

It all comes down to the ... more
0 votes Share Flag Wed Apr 14, 2010 Home Buying in San Diego
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Is San Diego, CA in a mini Real Estate Bubble? It seems investors are buying up many properties with cash and causing bidding wars.

for more look below
The devastating collapse of the market in San Diego is triggering more foreclosures as homeowners flee as ... more
0 votes Share Flag Mon Aug 30, 2010 Market Conditions in San Diego
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
Need First Time Homebuyer's Credit clarified!

You may find this web information helpful....


Good luck

0 votes Share Flag Tue Apr 6, 2010 Financing
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Question!! I am in contract now scheduled to close on May 4, will I be able to g ... CA tax credit total $18,000? ...
To take advantage of both tax credits (if you are otherwise eligible), a first time homebuyer must enter into a purchase contract before May 1, 2010, and close escrow between May 1, 201 ... more
0 votes Share Flag Fri Apr 2, 2010 Home Buying
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Are there special loans/programs/rebates to help fix up a newly purchased distressed home, and for people who have low income and bankruptcy?
It doesnt look good that you will be able to receive a mortgage. At very least in teh past banks wanted 2 years to go by since discharge of bankruptcy, i have recently seen banks with 4 ... more
0 votes Share Flag Wed Mar 31, 2010 Home Buying in 17103
Emelia Sanch…,  in Ontario, CA
Emelia Sanchez answered:
I am a homeowner and became disabled. Are there any government programs that wo ... another home the same as a 1st time homebuyer? ...
You can buy FHA 3.5% down if you have equity in your present home, the new home you are purchasing must be better, bigger etc. than your present home and you have to live in it. Now if ... more
0 votes Share Flag Sun May 2, 2010 Home Buying in Baltimore
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
My question is related to the FHA vs. Conventional loan.
One key consideration. In todays market loans get considered as
0% down dead last.
3.5% down almost last
conventional mortgage second place
cash, top billing and most wanted.

It ... more
0 votes Share Flag Mon Sep 27, 2010 Financing in Washington
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Would it benefit me more to wait until July to try and buy a home.. Like everyon ... buy soon to get the Tax Credit, however, every ...
Unfortunately a decision only you can make--If you are ready to buy and need to purchase, buy now and be a little more aggressive in bidding--in addition to the tax credit, interest rat ... more
0 votes Share Flag Thu Mar 25, 2010 Home Buying in 93552
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