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Malik Hussain, Real Estate Pro in Arlington Heights, IL
Malik Hussain answered:
I'm looking for a FHA approved property. Can I search for just those?
Hey Julia,

Your in my backyard there why don't you give me a call and we can arrange a meeting in my office and we can go ahead and present you all the properties that are FHA a ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Arlington Heights
dustinlauer.…, Real Estate Pro in Orlando, FL
dustinlauer.sil answered:
Looking to purchase my first home in Avalon Park, 32828 preferably since I'm used to the area my sister and uncle have houses there
I own out east by UCF and work with 2 Brokers doing a lot of deals out there. We have a full service mortgage company and would be glad to help you. We always start clients with the f ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 32828
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
I had a foreclosure back in March 2010- The bank finally sold the house in June 2010. I am looking to buy another house as a first time homebuyer?
Assuming you have re-established credit and meet the other qualifications, you can apply for an FHA loan 3 years after the date of the deed transfer. This could either be the date of t ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 30135
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Types of financing for expensive multi-family (owner occupied)
It looks like you have a lot of moving parts there.

The conforming limits for 3 family homes in Boston is $720,700 and for FHA is $810,450.

From a down payment standpoint, you' ... more
0 votes Share Flag Tue Aug 20, 2013 Financing in 02478
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Is the process to get approved for a loan hard? About how long does it take?
Hi Brittany,
A 10 minute phone conversation followed by providing some income and asset documentation can provide me with enough information to pre-appove you and give you an idea of h ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Bangor
Todd Foust, Real Estate Pro in Orange County, CA
Todd Foust answered:
How to negotiate a purchase contract without an agent?
Its not too late. Your agent can and probably still can help you, they just aren't entitled t a commission for their work. You could perhaps work something out with them to compensate t ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Brea
A. Charles E…, Real Estate Pro in Royal Oak, MI
A. Charles Edwards answered:
I would like to try to buy a house with credit score of 660 and low to no down payment.
It appears you are in Michigan, that being the case MSHDA financing would be your ticket. You can receive up to $7,500 down payment assistance, quite possibly getting you into a home fo ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Almont Township
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
I have plenty of money to put down on a new home, 10k plus. My credit is below a 600 according to my bank a ...
Call me Martha, I can get you a pre approval in AL with under a 600 score but we need to talk first.

0 votes Share Flag Mon Sep 23, 2013 Home Buying in 35242
Olga Friedman, Real Estate Pro in New York, NY
Olga Friedman answered:
What is the first step in home-buying? Should one work with a bank first or a realtor first?
Before beginning your search you should have a general idea of what kind of home you are looking for, taking into consideration your budget. You can speak to a real estate attorney who ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in New York
Chris Ann Cl…, Real Estate Pro in 20136
Chris Ann Cleland answered:
Do we pay PMI or rent until we can save enough to avoid it?
The amount of house you can buy now is a certainty. In waiting to get to a 20% down payment, who knows where interest rates will be. If they go up, your buying power decreases. And h ... more
0 votes Share Flag Sun Jan 19, 2014 Home Buying in Haymarket
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
I am a First Time Home Buyer. $4100 due at closing on a FHA w/bond program. I would like to put as little or no money out of pocket at closing.
One thing that you can do is ask the seller to pay for some of your closing costs.
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Dickinson
Lenora Pauls…, Real Estate Pro in 89012
Lenora Paulson - ABR,CDPE,GRI answered:
What is the normal down payment on a home purchase? Can anyone give me some details about down payments? ...
Have a great lender that can help direct you with the best program that fits your financials. FHA has a program with only 3.5% down. Lets see how we can get you moving toward home owner ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Henderson
Jen, Real Estate Pro in Bakersfield, CA
Jen answered:
Is there anyway to give %1 down payment on low price homes that are between 50k to 80k I can't afford a ...
Hi Criss
The mortgage broker in Dallas Tx is correct you need to start off with a mortgage company, if you are looking to purchase property in Kern County, Ca there are loan programs s ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Shafter
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
How can I refinance my current home and buy a new home at the same time?

If anyone can do it, that would be Brian Tom of Cliff Co Mortgage.

You can reach Brian at 516-448-2434 or email him at btom@CliffCoMortgage.com.

gail@GladstoneGroup ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Holbrook
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
my husban has a 720 credit score.can he qualify for a loan?

The credit score is not the only thing that will be looked at.
Number and seasonning of tradelines, work history, assets, etc....
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Imperial
David L. Mas…, Real Estate Pro in Birmingham, AL
David L. Mason answered:
Need assistance in renting out current home, refi current home, purchase new home
These are all good questions for a good lender and I have a list of several I can recommend. I have also compiled a list of rental management contacts for my clients. I would be ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Birmingham
Barbara Gran…, Real Estate Pro in Anaheim Hills, CA
Barbara Grandolfo answered:
How much money does someone usually have to put down on say a townhouse going for $150-160,000?
Hi Shannellyabrodie,

Well, much depends on whether the complex is approved for certain types of loans and what sort of financing is acceptable to the seller. However, here are some ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 27713
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
How likely am I able to buy a house with a 642 credit score and no debt besides student loans?
You may be at a good starting position, but there is more to be considered. Please don't attempt to answer any of these questions here, but think about them carefully.

1. Did a mor ... more
0 votes Share Flag Wed May 21, 2014 Home Buying in Fairburn
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can i buy a 3 bedroom house with no down payment? I have good credit
There are only two loans that I know of that require nothing down The first is the VA loan, and the second is a USDA loan for some rural areas...otherwise, FHA (with 3.5% down) is your ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Rohnert Park
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