Wells Fargo Owned House All Locations : Nationwide Real Estate Advice

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Robert Weiss, Real Estate Pro in Rockledge, PA
Robert Weiss answered:
Owner - occupied house. Fulfilled occupancy requirement but lender denied request to rent.
Assuming your mortgage is a standard FNMA mortgage and note it has always been my understanding that once you fulfil your one year occupancy requirement you are free to rent the house, ... more
0 votes Share Flag Fri Jul 27, 2012 Financing in Philadelphia
Mark LeMenag…, Real Estate Pro in Lake Nona Orlando, FL
Mark LeMenager answered:
Are there any realtors with experience in REO/Bank owned homes that would be willing to represent me? I ...
Hi,

Start by reading my blog on this topic:
http://www.trulia.com/blog/mark_lemenager/2012/05/investor_guide_to_reo_bank_owned_properties

I've done 20 REO's in the past couple ye ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Celebration
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
My husband quailifies for a mortgage on his own. I will be on the deed . Would I be able to borrow the closing cost from my 401k?
Only if you take out your 401K for discretionary use and show the additional money on the bank statement. For example, a joint account.
0 votes Share Flag Wed Jul 3, 2013 Financing in 95020
William Gian…, Real Estate Pro in Henderson, NV
William Giannini answered:
My fiance and I have $25K saved. My credit is poor but he has a 660 average score w/no debt. Can we use our combined income to qualify for a loan?
Of course! I can put you in touch with my lender, have him help you with some credit repair (if needed) and get you on your way to being qualified and finding the home you want! Please ... more
0 votes Share Flag Wed Aug 22, 2012 Home Buying in Las Vegas
Kim Ryals, Real Estate Pro in Miramar Beach, FL
Kim Ryals answered:
Buying in Santa Rosa - question
There are less downpayment options but you must qualify for them. There is a loan that a few lenders have called a Homepath loan and you can get into properties using as little as 3% up ... more
0 votes Share Flag Fri Jul 27, 2012 Home Buying in Santa Rosa Beach
Frank Glaab…, Real Estate Pro in Cape Coral, FL
Frank Glaab PA answered:
Is it possible to get mortgage approval with less than 2 years employment history with the same company?
Anything is possible Deanna! It sounds like you have a lot of good things going for you, let me know if I can help.

thanks
Frank Glaab
Gulf gateway realty, inc
0 votes Share Flag Thu Aug 6, 2015 Financing in 33914
Emmett Realty…, Real Estate Pro in Snellville, GA
Emmett Realty Group answered:
Is it possible for us to get a loan as low income but with decent credit?
Hi Krystle, Yes you can, if you are paying that much in rent. Alot depends on the income/expense ratio. Give me a call and I can suggest some loan people to talk to while we find your h ... more
0 votes Share Flag Sat Jul 7, 2012 Financing in 30046
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What are my chances of getting a foreclosed home (in great condition) with a VA loan?
First of all; thanks for serving.

Have you spent some time sitting down with someone at the VA Office; they are there to help you, they have no axe to grind, they will not BS or lie ... more
0 votes Share Flag Mon Jun 25, 2012 Home Buying in Tampa
Lucie Ogdee,…, Real Estate Pro in Houston, TX
Lucie Ogdee, MBA answered:
For someone like myself who has bad credit but would like a home, what would be the best option: a rent to own home or buying a more affordable home?
If you have a good sum for a down payment, owner financing may be an option for you. Let me know if you are in that position.
0 votes Share Flag Fri Jun 27, 2014 Rent vs Buy in 77070
Ed Converse, Real Estate Pro in Cumming, GA
Ed Converse answered:
Interested in the bank owned house, would like to know the status.
Wells Fargo foreclosed on it in 2009 and sold it to new owners three months later. It doesn't appear to be listed on any of the services as being for sale again. I'd be happy to find yo ... more
0 votes Share Flag Tue May 22, 2012 Home Buying in Alpharetta
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
If I pay for my sons house, how do I hold the mortgage ?
A local Wisconson attorney can handle this for you easily.
0 votes Share Flag Wed Nov 14, 2012 Home Buying
Judy Craig, Real Estate Pro in Delray Beach, FL
Judy Craig answered:
will i be able to locate a loan without any downpayment?
Probably not, but you can still get an FHA loan with 3 1/2 % down, which is a pretty small down payment. You will need to add closing cost to that, your lender (mortgage company or ban ... more
0 votes Share Flag Wed Jul 25, 2012 Financing in 89119
Antonio Vega…, Real Estate Pro in Saint Cloud, FL
Antonio Vega-Pacheco answered:
New questions. How high loan could I except to have on house in Watersong. House not in my name, company. ...
If you are looking to buy a home being a foreigner you can get up to 80% of the cost as a loan, you need to bring the other 20%.

If you want to sell a home your company owns in Water ... more
0 votes Share Flag Wed May 2, 2012 Financing in Orlando
Thom Colby, Real Estate Pro in Irvine, CA
Thom Colby answered:
Underwriter denies loan days before closing what can i do??????????????????????????????/
They need to tell you in writing EXACTLY what has changed and why they want to charge you more %. Is this a national lender such as one of the big banks or is it a Mortgage Broker, etc ... more
0 votes Share Flag Sun Jun 26, 2016 Home Buying in Brea
Bob Willett,  in Sacramento, CA
Bob Willett answered:
I live in a home that is upside down in value. It was a home that i inherited in 2007. I would like to buy in the 95831 zip. Do I have any options?
Did you ever refinance the home, or just take over the payments?
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 95831
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Our home is currently in foreclosure and we're thinking of a short-sale, can we go ahead and move or do we need to stay in it?
Bobbybear,
You can do whatever you think is best for your family. The advantage of staying for many people is that they save the money they may be paying in rent or mortgage. The ba ... more
0 votes Share Flag Tue Jul 10, 2012 Foreclosure in Tampa
Bruce Slaton,  in Elk Grove, CA
Bruce Slaton answered:
what is the FHA loan that lets you borrow extra money to fix the house up?
FHA 203K loan

Here is a link to more information

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kabou

Bruce Slaton
Realty World eCurb REALTORS
L ... more
0 votes Share Flag Fri Sep 25, 2015 General Area in Citrus Heights
Katherine Ak…, Real Estate Pro in Rocky Mount, NC
Katherine Akers answered:
There is a house that has been vacant for a long time on 1690 Yorkshire Lane can anyone give me any info on t ...
The home was previously on the market in 2010-2011. It is privately owned. That is all the current information about the property at this time.
0 votes Share Flag Wed Jun 26, 2013 Home Buying in Rocky Mount
Tracey and S…, Real Estate Pro in Fort Myers, FL
Tracey and Steve Geving answered:
selling a short sale at the last step?
Yes, it is possible. Departments within the banks do not communicate well with each other. I have seen homes go to foreclosure with an approved short sale.

Steve Geving
(O) 239-57 ... more
0 votes Share Flag Thu Apr 12, 2012 Home Buying in 33991
Matt Epps, Real Estate Pro in Johns Creek, GA
Matt Epps answered:
Does Atlanta have an NSP funds to purchase?
I believe NSP funds are on the way, but none available now according to my sources. Hopefully soon, it's a great program to be able to endorse to our clients when available!
0 votes Share Flag Tue Apr 24, 2012 Financing in Atlanta
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