Wells Fargo Bank Reo All Locations : Nationwide Real Estate Advice

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am interesting in buying a REO home in east Beverly.
The Bank will not talk to you.
The Bank will not talk to anyone, until it ready to LIST the property.

When they LIST the property, your Realtor will see appear in the MLS.
Then, an ... more
0 votes Share Flag Tue Jan 7, 2014 Home Buying in Beverly
James Bellile, Real Estate Pro in Las Vegas, NV
James Bellile answered:
How long does it take to build credit?
Hello,

If any of your credit cards are over 1 year old, you should have no problem getting a house loan now. Please call me and I will set you up with some loan officers that can a ... more
0 votes Share Flag Sun May 12, 2013 Home Buying in Summerlin South
Alex Rodrigu…, Real Estate Pro in
Alex Rodriguez answered:
i'm a 1st time buyer with a 590 credit score. just want to know what my options in getting a house. i will also go for a hud house.
Your options are good, an FHA should be available.
0 votes Share Flag Mon Jun 22, 2015 Home Buying in Lawrenceville
Matthew Bart…, Real Estate Pro in Glendora, CA
Matthew Bartlett answered:
If I put in an offer on a REO at the listed price and the appraisal comes in $40,000 lower will the bank acce ...
Hello gbaez08,

It's hard to say how the bank will respond at this point. It would be unwise for the bank to outright refuse to renegotiate the price should the appraised value come i ... more
0 votes Share Flag Thu Oct 4, 2012 Home Buying in Riverside County
Sue Vaterlaus, Real Estate Pro in Pacifica, CA
Sue Vaterlaus answered:
Hi, I am looking for a single family home. My middle credit score is 742. what do i do for my next step into renting to own my own place. Desperate
First thing that you should do is to talk to a mortgage broker or a mortgage banker. They will give you the maximum you qualify for in a purchase. Then you need to decide what you are c ... more
0 votes Share Flag Sat Dec 1, 2012 Home Buying in Pacifica
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Can anyone help me or tell me why it is taking so long to get a written approval from bank of america o ...
What does your agent say? I don't believe your true question is the length of time for the approval but the short time to close.

The offer on a short sale is subject to the seller's ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in Orlando
Tim Zielonka, Real Estate Pro in Bannockburn, IL
Tim Zielonka answered:
Our shortsale is terrible and noone has any sort of clear answers. What can we do?
Consult an attorney right away! A Realtor should never advise you to stop paying your mortgage. You're in a very dangerous situation. Walking away from the property and doing a forec ... more
0 votes Share Flag Mon Jan 27, 2014 Home Selling in Chicago
Jason Howard, Real Estate Pro in Temecula, CA
Jason Howard answered:
How do I go about purchasing this REO property? I can't seem to find the oor. It says it's a bank, but when ...
There are a variety of reason why "they don't own it". Are you looking through one of the on-line sites or are you in contact with a local Realtor in your area. If you need help locat ... more
0 votes Share Flag Fri Sep 7, 2012 Home Buying in 60655
Craig Chasta…, Real Estate Pro in Rancho Cucamonga, CA
Craig Chastain answered:
Would like to purchase home in Rancho Cuca/Ontario/Upland area by April 2013. What are our chances? Thanks.
Raquel,

Did you short sale your home or did it foreclosure? What was the date that all was completed.
It is going to depend on what happened with the house as to when you will be ab ... more
0 votes Share Flag Thu Feb 28, 2013 Rent vs Buy in Rancho Cucamonga
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
How do I become a REO Contractor??
Get licensed, get insured and then contact the leading local listing agents who handlethe preservation tasks. offer freeestimates, a good price, do good work and they will hire you back ... more
0 votes Share Flag Wed Jun 10, 2015 Home Buying in Ottawa
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Who is my best bet for getting a mortgage in Apple Valley, CA, with a credit score of 695 and no debt?
First, go to all the Too Big To Fails so you can see first hand how your bail out money is being used to help taxpayers finance roof replacement, HELOCs and home mortgages. When you are ... more
0 votes Share Flag Sun Jan 20, 2013 Home Buying in Apple Valley
Eric H. Wong , Real Estate Pro in Albany, CA
Eric H. Wong answered:
Getting pre-qualified
You have to get pre-approved from a lender. Your offer will not be taken seriously without that pre-approval letter. And remember, you want to get pre-approved, not pre-qualified.
Tal ... more
0 votes Share Flag Mon Jul 30, 2012 Home Buying in San Francisco
Mark LeMenag…, Real Estate Pro in Lake Nona Orlando, FL
Mark LeMenager answered:
Are there any realtors with experience in REO/Bank owned homes that would be willing to represent me? I ...
Hi,

Start by reading my blog on this topic:
http://www.trulia.com/blog/mark_lemenager/2012/05/investor_guide_to_reo_bank_owned_properties

I've done 20 REO's in the past couple ye ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Celebration
Ravit Berg, Real Estate Pro in Apple Valley, CA
Ravit Berg answered:
We have been renting for 2 years and decided we want to purchase our first home, he has some charge offs, will this effect us getting a loan?
I have an excellent loan officer that can help you for sure. She is the best!
If you are interested, email me or call me, my contact information is below.

Thank you Ravit.

My con ... more
0 votes Share Flag Mon Oct 8, 2012 Financing in Minneapolis
BrooklynPalm…, Real Estate Pro in West Columbia, SC
BrooklynPalmettoRE answered:
Do you HAVE to get pre-qualed with their lender to offer on their property?
A prequal letter is not specific to one piece of property. It says that the bank will lend you money if certain criteria are met by the property. One prequal letter could work for 4 p ... more
0 votes Share Flag Sun Aug 12, 2012 Financing in Atlanta
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Hard nosed bank on REO Property..should we walk away?
This almost reads like "Who's on First",

First of all, your Offer should have read "30 Days" for the Escrow,
not "July 20th"
because the 30 days wouldn't start until you had a Cont ... more
0 votes Share Flag Wed Jun 27, 2012 Foreclosure
Maria Jessica…, Real Estate Pro in Weston, FL
Maria Jessica DeLuna answered:
Help for first time home buyer
If you want to know how much you and your husband can afford, the first thing you have to do is talk to a bank/ lender for prequalification or preapproval. Once this is done, work with ... more
0 votes Share Flag Wed Sep 5, 2012 Home Buying in Cooper City
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What are my chances of getting a foreclosed home (in great condition) with a VA loan?
First of all; thanks for serving.

Have you spent some time sitting down with someone at the VA Office; they are there to help you, they have no axe to grind, they will not BS or lie ... more
0 votes Share Flag Mon Jun 25, 2012 Home Buying in Tampa
Mary Louise…, Real Estate Pro in East Greenwich, RI
Mary Louise Formisano answered:
How do i go about first time home buyer, Live in coral springs and would like to purchase home. Do you have to have perfect credit to aaply.?
Although I am not from your neck of the woods I would suggest meeting with a lender asap. Interest rates and home prices are at all time lows so find out sooner rather than later from ... more
0 votes Share Flag Sat Jun 16, 2012 Home Buying in Coral Springs
Clark Riel, Real Estate Pro in Reno, NV
Clark Riel answered:
are banks holding back short sales?
It could be anybody's guess if they are. I can see how It is easy to get the impression because of the time it takes to complete one. But first remember a seller will initiate or put ... more
0 votes Share Flag Tue May 28, 2013 Market Conditions in North Valleys
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