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Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I am looking at a listing that qualifies for USDA mortgage. Can someone advise the pros and cons?
Paula,
Have you met with a lender and qualified for USDA? There are location and income limitations for this program. Your first step is to make sure you earn enough, but not too mu ... more
0 votes Share Flag Tue Jul 21, 2015 Home Buying in Winter Haven
colleenison, Renter in Round Rock, TX
colleenison answered:
Thinking we will have credit issues (home foreclosure) and have been living in a apt looking to rent a home.lease is up in aug when to look.
we have been in our apartment for three years and I know that we are more then likely going to have to possibly do a double rent but would really like to try and avoid that if possible. ... more
0 votes Share Flag Wed Jun 5, 2013 Rentals in Round Rock
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
We're first time home buyers. We aren't quite sure where to dive in for searching for homes. Many are not listed on Trulia. Where should we begin?
Derek,
Start by getting your VA loan approved. Meet with a lender soon and make sure there are no surprises on your credit report. The sooner you do, the more time you have to resolv ... more
0 votes Share Flag Sat Feb 21, 2015 Home Buying in North Miami
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
690 & a score of 545 What programs are out there?
Hello Mrs. Baez,

Find a lender who will work with you both. You do not have any options with a 545 mid score and if you are serious about buying a home you need to focus on getting ... more
0 votes Share Flag Sun Mar 29, 2015 Home Buying in 78641
Tina Thomas, Real Estate Pro in McKinney, TX
Tina Thomas answered:
I am looking to purchase a home within the next year. 575 average score. The home cost only 130k and I have 50k saved. Any suggestions.?
You're first step is to speak with a mortgage broker. They can not only tell you if you qualify and what you qualify for, they can also guide you on how to improve your credit sco ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Carrollton
Dale Weir, Real Estate Pro in Chesterfield, MO
Dale Weir answered:
What is the best way to sell a home by owner?
Hire a good realtor, be honest with them and trust them to do the job you hired them to do
0 votes Share Flag Wed May 22, 2013 Home Selling in 64063
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
611 credits score needing a lender?
Hello Rebecca,

For small loans like that you are usually better contacting a local credit union or lender. As a broker I can offer better options than these institutions as I work w ... more
0 votes Share Flag Wed Apr 10, 2013 Home Buying in 76067
Shelly Koehl…, Real Estate Pro in Flower Mound, TX
Shelly Koehler answered:
WE are moving to the Dallas area at the end of June and we are looking for a 4 bedroom 2 story house to rent.
Feel free to use my website to browse what's available in the area and I am here to answer any questions you may have or just contact me directly if you would like to set up a very spec ... more
0 votes Share Flag Tue Apr 9, 2013 For Rent in Dallas
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
Does a 2nd lien holder have to forgive the loan when the 1st is foreclosed?
If the 1st lien holder forecloses the 2nd and other junior lien holders lose their collateral…the house. The debts are not wiped out or forgiven. Depending upon the law in your st ... more
0 votes Share Flag Sun Apr 7, 2013 Foreclosure in Dallas
Al Geffon, Real Estate Pro in Houston, TX
Al Geffon answered:
When buying a home outside of the flood zone and wanting to remodel, possibly adding an addition, are there any restrictions for the city of Houston?
If the home is in a subdivision (which will likely be the case) you'd need to submit detailed plans (including architectural renderings) to the HOA for approval. Some are more restrict ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 77043
Vishal Maher…,  in New Jersey
Vishal Maher Cell 732-277-9321 answered:
I am between buying a co-op vs renting, Is co-op a good investment, I mean considering huge maintenance fee plus monthly mortgage?
Hello VNP,

Buying a Co-op is not a bad idea. However, you should understand pros and cons of a Co-op. Obviously monthly maintenance is slightly higher but you have to see what it rea ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Edison
Wayne L. Bro…,  in San Diego, CA
Wayne L. Brown answered:
Which are the best areas to live near San Diego?
Jenny

I'm sure that within a few minutes you will have plenty of answers from many Realtors. Best bet is to speak with two or three, and make your decision based upon who you feel t ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in San Diego
Christine Th…, Home Buyer in Harker Heights, TX
Christine Thomson Arnold answered:
My fiancé and I are trying to decided on if we should rent or buy our first house.
Victoria, I have been a Realtor in the area an would love to go over the numbers,pros, and cons with you. I also live on the Airstation side of town! Please call or text me at 910-934-2 ... more
0 votes Share Flag Mon Jul 8, 2013 Home Buying in Jacksonville
Leah McNamara, Real Estate Pro in San Antonio, TX
Leah McNamara answered:
I read that there can be mulitple property taxes for one address in some parts of SA. Is that correct? How would one find out which area that is?
Feel free to send me any addresses that you are concerned about, and I'll look them up for you.

Leah McNamara AHWD BPOR CRS GRI
Broker
Best Practices Realty
Call or Text: (210 ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in San Antonio
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
I'm looking for a resource to calculate the number of rentals in a neighborhood. Any suggestions?
Good question. I'm not sure you can get a totally accurate number because homes that people rent out themselves would not really ever show up anywhere that I can think of. Any source ... more
0 votes Share Flag Mon Apr 8, 2013 Market Conditions in Houston
Linda Gardin…, Real Estate Pro in Bangor, ME
Linda Gardiner answered:
I am looking at a home that is considered a "short sale." Any advice, anything I should be worried about, and anything I should make sure I do?
Hi Brittany.
Short sales require a great deal of patience on behalf of the buyer. They generally take much longer than a typical sale and there are specific addendums thats should be ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Maine
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What are the pros and cons of living with a family in Fort Lauderdale?
That would depend on the Family.
0 votes Share Flag Mon Apr 15, 2013 In My Neighborhood in Fort Lauderdale
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
How can you find out who brought an home in a certain area in Grand Prairie.?
Check local public records, tax records, ask any neighbor, ask any local agent offline....
0 votes Share Flag Fri Jun 7, 2013 Home Buying in Grand Prairie
Tom Burris, Real Estate Pro in Baton Rouge, LA
Tom Burris answered:
what is a conventional loan on a HUD sold home? can i pay it off before the loan term agreement?
The answer to THATquestion will be explained in the promissory note of your loan.

I see NO REASON why you would have a pre-payment penalty.
0 votes Share Flag Wed Apr 3, 2013 Financing in 77521
Chris Allen, Real Estate Pro in New Braunfels, TX
Chris Allen answered:
I have occupied a property on a VA loan for 7 months. Can I get a new VA loan on another property and rent my current one out?
Yes, it is possible there are some qualified circumstances that have to be met. Please feel free to call me 830-837-1233 and we can discuss it may be able to work.
Bliss Real Estate
0 votes Share Flag Wed Jun 10, 2015 Home Buying in New Braunfels
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