Name On Home Deed But Not Mortgage All Locations : Advice

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Showing results for Name On Home Deed But Not Mortgage [Clear search]
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Is it hard to buy a house if you are a single woman?
It's really no more difficult for a single woman to buy a house than for a married couple or a single man. It's done every day. I would check the laws in your state regarding ownershi ... more
0 votes Share Flag Tue Aug 19, 2014 Home Buying in Pineville
Melody Couve, Home Buyer in North Pekin, IL
Melody Couve asked:
I am due to close on a new house in 7 days and had to due a quitclaim deed because my name is still on a pree ... I am due to close on a new house in 7 days and had to due a quitclaim deed because my name is still on a pree ...
0 votes Share Flag Wed Feb 20, 2013 Home Buying in North Pekin
Tracy Hoyt, Real Estate Pro in Valrico, FL
Tracy Hoyt answered:
Husband has perfect credit/First Time home buyer program does he needs to add me on the loan
Carmen,

Yes he can get the loan without you. The loan will be based on his income alone. You will not need to be on the application.

Respectfully,
Tracy Hoyt
Realtor
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Orlando
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
What are the "dangers" of buying a foreclosure property? What questions do I need to ask?
The dangers are too numerous to list, but here's a few highlights:


1) undislcosed liens
2) unpaid bills for electricity, water, taxes, etc. Even if you're not required to pay them ... more
0 votes Share Flag Mon Apr 14, 2014 Home Buying in Bradenton
Robert L. Bo…, Real Estate Pro in San Diego, CA
Robert L. Boerner answered:
Our renter is saying that people representing our mortgage company is sending people to our home about onc ...
Assuming the property is in San Diego County, I would suggest you go to the county's webpage and see if a recent Notice of Default has been filed.

http://arcc.co.san-diego.ca.us/serv ... more
0 votes Share Flag Thu Jun 20, 2013 Foreclosure in San Diego
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Re-asking a previous question about selling my home
That will be your choice. Your asking it seems for legal advise and Realtors can not comment legally.

Kenny
Turtle Creek Realty
0 votes Share Flag Thu Mar 7, 2013 Home Selling in Dallas
Kenneth Allen, Real Estate Pro in Tampa, FL
Kenneth Allen answered:
Young couple trying to move to Tampa / fair credit / high debt / another mortgage
Good Evening,

If your wife is only on the loan then the lender will not take into account your income. If both of you were on the loan then that will probably be your best shot. I ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Tampa
Mary Bremer, Real Estate Pro in Dupage County, IL
Mary Bremer answered:
when does "right of posession" vest? At Sheriff's Sale or after Confirmation?
Shoot me the address and I will do a title search to see details.
0 votes Share Flag Mon Feb 25, 2013 Foreclosure in 60563
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
We lost our home to foreclosure 3.5 years ago. How long do I need to wait to purchase a new home again? Wo ...
Depending on your initial credit rating, it could be 7-10 years until you can qualify for a loan. Many buyers in your situation end up buying with all cash instead of waiting. What yo ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in O'Fallon
Marshall W.…, Real Estate Pro in 11590
Marshall W. Myers answered:
What are the differences with a Condo and a Co-op.?
A condominium is a property where the buyer is actually purchasing real estate-you receive a deed which represents that particular unit as well as a percentage of the common areas. A c ... more
0 votes Share Flag Tue Feb 19, 2013 Home Buying in Lynbrook
Victoria Rom…, Real Estate Pro in Clifton Park, NY
Victoria Romeo answered:
my father is selling his house but he does not have the title. He has a home equity loan on the house, wo ...
Hi Abigail,

Is the issue that your father lost his copy of the title? There should be a copy of the title recorded at the town clerk's office from when he purchased the house. Cont ... more
0 votes Share Flag Thu Feb 7, 2013 Home Selling in Albany
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
If I buy a condo in Chicago for $150,000 cash, what closing costs can I expect?
Transfer stamps which are 7.5 per 1k, attorney fee, title, etc. I would say around 3500 in fees.
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 60654
Ray Akers, Real Estate Pro in Seattle, WA
Ray Akers answered:
Can i get a mortgage with a lien on my name? NOT a tax lien. I have payment arrangements and have been maki ...
You'll need to talk to a mortgage professional. I recommend making inquiries with the bank where you have an established relationship. You could also talk to a credit union. Don't gi ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in 98136
Lisa Frensley, Real Estate Pro in Fredericksburg, VA
Lisa Frensley answered:
If you are named on a joint mortgage document are you legally bound to pay half of the mortgage?
I will preface this answer by saying that I'm not an attorney and you should seek proper counsel as this sounds as if you may have a dispute, or you just may be seeking information befo ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 22201
Catherine Pu…, Real Estate Pro in Silver Spring, MD
Catherine Purcell answered:
What Can I Do to Get the Title Company o Record My Deed?
Hello Sarah,

I am sorry for your frustrations. I would recommend posting a complaint to the Consumer Financial Protection Bureau who oversees real estate professionals. They will l ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Baltimore
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
Underwater home, ex-wife in the home with kids. Options?
What is in the divorce decree? If he is required to pay the mortgage, it doesn't matter that the home is underwater.

If your fiance is unable to make the payments, then he should ... more
0 votes Share Flag Mon Feb 4, 2013 Home Selling in West Palm Beach
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
Obtaining mortgage without spouse
Yes it is, being on the mortgage and being on the deed are two totally different things. If you are on the mortgage you surely want to be on the deed, but not so much the other way arou ... more
0 votes Share Flag Thu Jan 31, 2013 Financing in Wisconsin
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
Credit scores and mortgage applications - my credit score is good 750 , my husbands is not great 620 ish ...
They will go with HIS middle score. I use a VERY respectable and trustworthy mortgage broker. I would love to put you in touch if you will allow me to. He will give you all the options, ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in 08002
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
We are in a short sale. My husband was never on the mortgage, but we were just served papers saying that he h ...
Lawyer time. That does not sound right at all unless you asked the mortgage company how you could stave off the foreclosure. But it still makes little sense. You need to ask questions a ... more
0 votes Share Flag Thu Jan 31, 2013 Financing in New Jersey
Monica Ruiz, Real Estate Pro in San Antonio, TX
Monica Ruiz answered:
Want to sell my home located in san antonio TX to my sister. I am married but home and mortgage is in my nam ...
What a wonderful opportunity to keep your home in the family. This is a delightfully easy transaction! Contact me on my cell phone @ 210-325-0657. We can meet tomorrow for an in per ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in 78247
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