Government Tax Foreclosure Listings All Locations : Nationwide Real Estate Advice

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Roy Barker Jr, Real Estate Pro in Pompano Beach, FL
Roy Barker Jr answered:
i cant afford my mortage payment would i be able to do a short sale
Hi Badoblue,

Probably. The banks are easing up a bit on the short sale restrictions because the courts are getting tired of being bogged down by foreclosures.

Again you have to ... more
0 votes Share Flag Fri Nov 4, 2011 Home Buying in Temecula
Betty Kerr,…, Real Estate Pro in Yorba Linda, CA
Betty Kerr, CRS,GRI,SRES answered:
If I have to do a short sale on my home, will I have to pay the difference between the selling price & what I still owe?
If you have defaulted on your mortgage loan and can no longer afford to make your payments, you could still owe money if your house goes into foreclosure. Most homeowners believe once t ... more
0 votes Share Flag Fri Apr 27, 2012 Home Selling in Seattle
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I would like to sell my single family house, but would need to bring money to close, what are my options ?
Complicated Phil;
First of all, are you flexible about doing this NOW?
You sound like you could handle the Mortgage payment now, and don't really have a HARDSHIP; you just " ... more
0 votes Share Flag Wed Aug 10, 2011 Home Selling in Perkasie
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
does a short sale take a long time to process?
Hi Sue,

Short Sales can be very time consuming. First the seller has to accept the offer and then it is forwarded to the lender(s)/investor(s) for approval. Once the offer is appro ... more
0 votes Share Flag Mon Jun 27, 2011 Home Buying in 28269
Tony McMahon, Real Estate Pro in WHITE PLAINS, MD
Tony McMahon answered:
Is there a magic number? What mortgage rate would move this market?
Doesn't matter if people can't qualify to take advantage of it.
0 votes Share Flag Thu Jan 19, 2012 Financing in Denver
Melissa Towb…, Real Estate Pro in Las Vegas, NV
Melissa Towbin answered:
I'm a disabled individual with good (if not better) credit looking to pre-qua for an FHA loan, but I have a hard time leaving my apartment. Any?
Good Morning Ryan,
Maybe you would feel comfortable talking with the bank you have accounts with. They do pre-quals over the phone. I have heard many banks don't finance under 5 ... more
0 votes Share Flag Fri May 20, 2011 Home Buying in Las Vegas
Brian Rayl, Real Estate Pro in Dallas, TX
Brian Rayl answered:
Do you think the Sale Price of Las Vegas Homes will drop by more than 5% in the next six months?
hey Philip,

In my opinions, it is not about the home values dropping. Instead, it should be about the interest rates rising.

I recently did a Market Update on my website as well ... more
0 votes Share Flag Thu Apr 28, 2011 Market Conditions in Las Vegas
Ro Troia, Real Estate Pro in Boulder, CO
Ro Troia answered:
Anyone hear that? Sounded like a heartbeat.
According to the National Association of Homebuilders, the Housing Market Index slipped one point to 16 in April. It’s the 5th time in 6 months that the index read 16 — a ... more
0 votes Share Flag Sat May 12, 2012 Market Conditions in Boulder
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Is market value based upon sales appraisal value or discounted appraised value for tax purposes? Please r ...
Market value is what someone is willing to pay for yoru house today, in todays market. The value is based on listing and sales comparison. You take 3 of teh most similar comops sold wit ... more
0 votes Share Flag Fri Sep 23, 2011 Market Conditions in University Park
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
I'm just wondering why home-owners that are faced with foreclosure don't just rent out the property and find ...
Hello Funjunk. Welcome to the Auburn area. You have some good questions and there are plausible explanations for what you may have observed. Many home owners have mortgage payments t ... more
0 votes Share Flag Sat Jul 21, 2012 Financing in Auburn
Kevin Olson,…, Real Estate Pro in Colorado Springs, CO
Kevin Olson, Jessica Laude answered:
We've lost out on two major offers- is there a winning strategy to submitting offers and counter offers?
Myrn,

Are you working with an agent, specifically an REO buyer agent? I'm not suggesting anyone in particular, just someone who writes offers on REOs day-to-day. The terms of yo ... more
0 votes Share Flag Sat Mar 26, 2011 Home Buying in Los Angeles
Kenneth
Kenneth "Kip" Nance answered:
what does it mean that SC is a deficiency state? Would the bank come after my other assets? all I have is 401k funds.
Hi Mary,

This means that IN SC the lender may reserve the right to attach a deficiency judgment to your estate for the amount of the difference between what is owed and what the hom ... more
0 votes Share Flag Thu Apr 14, 2011 Home Selling in 29579
Don Maclary, Real Estate Pro in Virginia Beach, VA
Don Maclary answered:
We are getting ready to put our house up for sale. Is it better to wait and sell in the fall? We live in Bellevue.
No matter where you live, The time is now.
0 votes Share Flag Sun Nov 20, 2011 Home Selling in Richmond
Christina En…,  in San Diego, CA
Christina Enriquez answered:
What do you think will be the next San Diego's RE trend?
Hi John, I would love to say the next San Diego RE trend will be something other than distressed properties, but I don't believe an end is coming for a couple of years. There is s ... more
0 votes Share Flag Sat Feb 19, 2011 Home Buying in San Diego
Andrew Fortu…, Real Estate Pro in Colorado Springs, CO
Andrew Fortune answered:
What are the elements of a short sale? who pays the deficit between the sale price and the price actually owned on the property?
A Short Sale is when the bank agrees to sell the property at a lower sales price. They agree to do this to keep the owners and the banks asset from going into foreclosure. They are not ... more
0 votes Share Flag Thu Feb 17, 2011 Home Buying in Houston
John Morrison, Real Estate Pro in Las Vegas, NV
John Morrison answered:
Can anyone tell me the state of the rental market in zip code 89131--what's this neighborhood called? Are the rents decent? Is there demand?
89131 is part of the Centennial Hills area of Las Vegas. This particular Zip Code has quite a diversity of property types with a lot of open space that gives the area a much less conge ... more
0 votes Share Flag Fri Feb 25, 2011 Rentals in Las Vegas
Julie Laten, Real Estate Pro in Madison, AL
Julie Laten answered:
What other fees are associated with foerclosures other than the normal fees. Are thses titles free and clear or are there back taxes etc. involved
There are no additional fees associated with foreclosures unless the home has been foreclosed on and the owner did not pay the taxes. This can play out one of two ways. 1 The new proper ... more
0 votes Share Flag Mon Apr 18, 2011 Foreclosure in Port Charlotte
Linda Cefalu, Real Estate Pro in Franklin, WI
Linda Cefalu answered:
Tonight's news is predicting that 2011 will be hit very hard by increased foreclosures, quoting stats from RealtyTrac.
I think the news has a way of causing some of the issues we are dealing with. I believe we will be looking at an increase in the number of foreclosures in the future. However, while t ... more
0 votes Share Flag Tue Feb 15, 2011 Market Conditions in New Jersey
Kyle,  in Scottsdale, AZ
Kyle answered:
I just had a short sale denied at $417k. The bank foreclosed and listed the home for $409k. Are the banks receiving insurance money on foreclosures?
Not necessarily. But the loan may have be covered by mortgage insurance.
0 votes Share Flag Sat Apr 7, 2012 Foreclosure in Scottsdale
Michael Rosa, Real Estate Pro in Houston, TX
Michael Rosa answered:
Underwater mortgage/sticky situation
Consider a short sale. I can explain it in detail if you wish to contact me.
0 votes Share Flag Mon Apr 30, 2012 Home Selling in Houston
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