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Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Buying now or waiting?
IMO the reason to buy now is interest rates. They currently remain near historical lows. With the economy improving there is talk that the Fed will have to begin to raise rates some t ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
Andrea Brooks, Real Estate Pro in Plano, TX
Andrea Brooks answered:
Can i start looking for a home with a 585 Fico score?
I would recommend talking to a lender now so you can better understand how to proceed. I work with several industry-leading professionals that I can connect you with. I'd welcome the ... more
0 votes Share Flag Thu May 8, 2014 Credit Score in Plano
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
How much can a home seller (for sale by owner) negotiate with buying agent?
What are you trying to negotiate? Sales price? Repairs? Commission?
0 votes Share Flag Mon Apr 1, 2013 Home Selling in 33029
Alex Vargas, Real Estate Pro in Irvine, CA
Alex Vargas answered:
I was told by a Ladera Ranch realtor, that a prospective home buyer cannot use a VA loan to purchase ...
Morning Mark,

Thanks for the question.

As far as I know you can use a VA loan on any property as long as your client and the house qualifies for it. It's up to the seller of that ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in Ladera Ranch
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
What does own 1/8 ownership mean???
Hi Breanne,

It's referring to the type of ownership interest in the property. With this particular property, title is held as Tenants In Common. That means you can become owner of as ... more
0 votes Share Flag Tue Dec 10, 2013 Home Buying in Pacific Beach
Bruce Ericks…, Real Estate Pro in Irving, TX
Bruce Erickson answered:
rent vs buy in dallas
Depends on your plans and goals for the next couple of years. But overall as a simple rent vs buy calculation then it would be "BUY".

Bruce
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Dallas
Jeff Paeltz, Real Estate Pro in New Albany, OH
Jeff Paeltz answered:
I have a credit score of 617, is there any realtors in Columbus Ohio that can assis me in locating an buying a home, I a single mom, 1st time homeowne
Hi Usha,

The short answer is yes, I can assist you with locating, screening potential problems, researching to make sure your not paying too much, help with paper work and contracts ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Columbus
Larry Sarlo…, Real Estate Pro in Sewell, NJ
Larry Sarlo (CDPE) answered:
i have decent credit. what percentage would i have to put down to buy a home?
Depending where and what you want to buy... YOU CAN BUY WITH NO DOWN PAYMENT.. There are loans available that have a no down payment option. Just your closing costs! And some or all ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in 08330
Faiza Alvi, Real Estate Pro in Fairfax, VA
Faiza Alvi answered:
How soon in the process should you part ways with your loan officer?
I'm sorry to hear that we have people in our industry who can be so unprofessional and irresponsible...
First of all, are you working with a Realtor?? As he/she can help you with this. ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Springfield
Javier Menes…, Real Estate Pro in Great Neck, NY
Javier Meneses answered:
Who normally pays for the closing costs, seller or buyer?
Well typically closing costs are the buyer's responsibility. Though the seller has their own closing expenses they're responsible for, buyers are also responsible for their ow ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in 07044
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I'm a first time home buyer in Tampa, FL, what advise can you give me for it not to be stressful on my part?
Sam start by getting prequalified with a local and trusted loan officer and hire a good buyer broker who will guide you through each step of the buying process. Havuing a good buyer bri ... more
0 votes Share Flag Sun Aug 30, 2015 Home Buying in 33609
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
I am buying a short sale home. The bank is extending my loan . Is there anything I can do to help increase my credit score.?
What is the real question here?

You are buying a short sale, has it been approved by the seller's lender?
Why is your bank extending your loan?
Is your bank stating that you need ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 95135
Frank Dolski, Real Estate Pro in Lahaska, PA
Frank Dolski answered:
my score is 620. FTHB. I have $15000 saved. looking at $185000 house. lot of inquiries on my credit. Can i be qualified for a home loan.?
The best recommendation that I can make is to speak with a mortgage loan officer. They will give you the best advice and hopefully you will qualify.

Good luck!
0 votes Share Flag Thu Oct 24, 2013 Financing in 19067
Rajan Mathai, Real Estate Pro in Dallas, TX
Rajan Mathai answered:
Utility costs in Allen Texas - what should we expect?
Depends upon the energy efficiency , quality of construction, the builder and so on. I will be able to request for the last two years of utiltity bills from the owner of the house so th ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in Allen
keith neff, Real Estate Pro in Delray Beach, FL
keith neff answered:
Best gated communities for young family? Want best public school "route" ( thru HS). Looking for 4bed3 bath - $700 - $900K - newer or remodeled.
Hi again Jojo,

There are many wonderful gated communited geared towards different lifestyles etc. some are golf centered and some are not. Are you a golfer?

Keith Neff
Sotheby' ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Boca Raton
Myra Gouger, Real Estate Pro in Las Vegas, NV
Myra Gouger answered:
I am a Singapore Citizen who is looking to buy a property in Summerlin Las Vegas. I want to know what kind of financing is available for me ?
There are only a few programs for foreign nationals. I think mostly, though, that as hard as it is to get these programs that you would be better off paying cash for the property, if yo ... more
0 votes Share Flag Fri Jul 3, 2015 Financing in 89123
Joe Schiller, Real Estate Pro in Chicago, IL
Joe Schiller answered:
when shopping around for mortgage lenders, will it have a impact on your credit report or score as far as inquiries?
just go to grate and ask for michelle bobart and be done with it.. that is as good as it gets
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Chicago
Joetta Fort, Real Estate Pro in Arvada, CO
Joetta Fort answered:
average home selling commission rate in Denver
We're actually not supposed to discuss commission as an 'average', by law. I guess the powers-that-be don't want the public to get the idea that there is a standard fee, so you won't f ... more
0 votes Share Flag Sat Mar 28, 2015 Home Selling in Denver
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
I am involved in a real estate transaction where the current seller has delinquent HOA fees.
Sounds like you're in a short sale transaction. There are so many variables that it's really next to impossible for anybody outside the transaction to provide any sound guidance. You ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Rancho Cordova
Jason Schiel…, Real Estate Pro in Las Vegass, NV
Jason Schielke answered:
I have a condo (paid off) that I want to sell so I can buy a house, will it cost ... sell it? How much does a realtor charge? Closing cost ...
Good Morning,

There are no set commission costs, however, the average total commission is about 6% in Las Vegas. Closing costs will vary between 1-3% depending how the buyers offer ... more
0 votes Share Flag Fri Nov 7, 2014 Home Selling in 89108
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