Chase Deed In Lieu Of Foreclosure All Locations : Advice

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Alex F. Nato…, Real Estate Pro in Henderson, NV
Alex F. Natour answered:
Does Nevada mediation law push the negotiations process for loan mods and short ... favor of homeowners? ...
Hey there Upside Down

you have to understand that anything the government gets involved in is for their own benefit. So the short answer is no. you will get many answers, however, ... more
0 votes Share Flag Sun Mar 18, 2012 Foreclosure in 89131
Jeffrey Masi…, Real Estate Pro in Scottsdale, AZ
Jeffrey Masich answered:
Which is better a short sale or foreclosure- I have never been late in 4 years but I cannot continue ...
Dear Lottie:

A short sale is better on your credit report than a foreclosure. You have protection in the state of Arizona as we are in a non-deficiency state, where in normal situati ... more
0 votes Share Flag Wed May 18, 2011 Foreclosure in Phoenix
Kyle,  in Scottsdale, AZ
Kyle answered:
I just had a short sale denied at $417k. The bank foreclosed and listed the home for $409k. Are the banks receiving insurance money on foreclosures?
Not necessarily. But the loan may have be covered by mortgage insurance.
0 votes Share Flag Sat Apr 7, 2012 Foreclosure in Scottsdale
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
How could a quitclaim deed help??
The purpose of a quitclaim deed is when one party wants another to relinquish their interest in a property. In the context of a foreclosure it won't help, but there is something ca ... more
0 votes Share Flag Tue Aug 18, 2015 Foreclosure in Los Angeles
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Can't reduce price anymore (REALLY can't) - don't qualify for a short sale. Got married, house is vacant & listed for over a year.
Have you consider leasing the property?

You can also maintain yearly deductions confer with an CPA

If you allow property go to foreclosure tank your credit

Lynn911 Dallas R ... more
0 votes Share Flag Thu Jul 7, 2011 Home Selling in Atlanta
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Other than impacting ones credit score, what are the other pros and cons to Shor ... . Foreclosure? ...
Both of these processes will severely impact your credit.

After a short sale - you can be eligible to qualify for a mortgage loan after 2 years.

After a foreclosure - it can take ... more
0 votes Share Flag Tue Oct 19, 2010 Foreclosure in 90025
The Oliver T…, Real Estate Pro in Ovilla, TX
The Oliver Team Chris & Holly Oliver answered:
I've just been served w/foreclosure papers - do i need a lawyer to answer in texas
The papers should state the date of the foreclosure sale. I would contact your mortgage company today to see what alternatives you have to stop this foreclosure. (Ask for details on a L ... more
0 votes Share Flag Mon Oct 11, 2010 Foreclosure in Cedar Hill
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
my home is up forclosure sale on oct,18 2010 and then we have 30 days to move is there anyway they can come after me after the close date 308,000 loan
Sorry for your situation...
It depends on if your bank is one of the three that has a moratorium of foreclosing proceedings. You should get legal advice and see if you can forestall t ... more
0 votes Share Flag Sun Oct 17, 2010 Foreclosure in 60639
Mike Papanto…, Real Estate Pro in Arvada, CO
Mike Papantonakis answered:
Should we wait out this Fannie Mae foreclosure freeze?
You're calling it a Fannie Mae foreclosure but from what I'm reading in your question, it sounds like it's a Fannie Mae short sale. If that's the case, I can underst ... more
0 votes Share Flag Wed Nov 24, 2010 Foreclosure in Jacksonville
Eric H. Wong , Real Estate Pro in Albany, CA
Eric H. Wong answered:
What do you think of B of A's decision to halt foreclosure proceedings across the U.S.?
I think this could further delay the already long recovery of the housing market. No one has said that these homes were not supposed to be foreclosed on, rather B of A and Chase did not ... more
0 votes Share Flag Wed Oct 13, 2010 Home Selling in Pleasanton
Lillian Live…, Real Estate Pro in Lakewood, CO
Lillian Lively answered:
If my current home is in danger of foreclosing,would i still be able to short sell it and be able to purcha ...
You can short sell your current home. The short sale will negatively impact your credit and will likely make purchasing a new home, after the short sale, something that you wouldn ... more
0 votes Share Flag Tue Oct 4, 2011 Foreclosure in 80922
Jaryd Ruffner, Real Estate Pro in Puyallup, WA
Jaryd Ruffner answered:
I filed bankrupty ch 7 and am being told by chase that I have to short sale prior to deed in lieu of forecl ...
Hi Becky,

I would suggest you ask your bankruptcy attorney for advice on this. They should help you head in the right direction for your situation if the bankruptcy hasn't been ... more
0 votes Share Flag Tue Sep 28, 2010 Home Selling in Sedro Woolley
Myke Atwater, Real Estate Pro in Santa Rosa Beach, FL
Myke Atwater answered:
Am thinking of short saleing my home. What effect will that have on my credit?
In one short answer--destroyed--you can't short sale unless you are in hardship situation and owe too much money--result--bad credit!!

It is not an easy fix!!

Good luck,

M ... more
0 votes Share Flag Sun Nov 7, 2010 Home Selling in Tampa
Newman-Mitri…, Real Estate Pro in Chicago, IL
Newman-Mitrick Real Estate Group answered:
In the process of amending our bylaws, we would like to know what the ideal unit owner-rental ratio should be ...
You can absolutely amend your by-laws but you need the help of a good attorney first. I recommend Jason Sherwood of Sherwood Law who's website is attached here.

If you have ove ... more
0 votes Share Flag Thu Aug 19, 2010 Home Selling in Chicago
Michelle Min…, Real Estate Pro in Goodyear, AZ
Michelle Minik answered:
Short sale listing price: should it be at market or way below? My agent wants to list low and have their investor buy it.
You must list it at market value to begin the process. If after some time you don't have any offers then you reduce the price. Of course if you are in a foreclosure situation it i ... more
0 votes Share Flag Fri Jan 11, 2013 Home Selling in Phoenix
Dave Griswol…, Real Estate Pro in Bridgewater, NJ
Dave Griswold/ Lisa Payne-Griswold answered:
I applied for a fha modification was denied. front and back end dti was 31% aftern calculations, please explain why. I did not exceed 55%
Hi Tiny, Sorry to say the reports show only 10% of Loan Modifications actually get approved. The banks give you a nightmare of a time and seem to send you off in as a judge recently pu ... more
0 votes Share Flag Tue Aug 3, 2010 Foreclosure in Florida
Lewis Poretz…,  in Annapolis, MD
Lewis Poretz - MARYLAND 203K Renovation Loans answered:
Question for all the realists out there...What is your opinion on a real time table for market stablity? Including, reduced foreclosures and short
2013 - we have to hit bottom first, then I anticipate we bounce around the bottom for a while.... things are still getting worse
0 votes Share Flag Thu Jul 15, 2010 Foreclosure in Maryland City
Tamika Johns…, Real Estate Pro in Bowie, MD
Tamika Johnson answered:
Hi. In the process of divorce. Trying to sell house. 1st mortgage is with US Bank Colorado. bal aprox 236 ...
Its very difficult to determine from the information that you sent, what the situation might be. I would suggest you speak with your agent and 1. emphasize your the urgency in selling y ... more
0 votes Share Flag Mon Aug 6, 2012 Foreclosure in 20744
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
If we can't make the payments on the house, which is the best thing to do? ... foreclosure since there are no garauntees to the sale ...
If you can get the bank to agree to a short sale, it will be better for you then a foreclosure. Your credit will still take a hit but it won't be as bad as it would with a foreclo ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in Saint Paul
Corrin Marti…, Real Estate Pro in Albuquerque, NM
Corrin Martinelli answered:
We are trying to decide whether we should struggle to keep our home or deed the house back to the bank. ...
The best advice I can give you is to speak with a local Real Estate Attorney. They can lay out all of your options and let you know what legal consequences you may run in to.
Corrin M ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in Missouri
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