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Showing results for 635 Credit Score [Clear search]
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington answered:
Are there programs to help a disable person with a down payment on a foreclosure home?
I can help you bid on the foreclosure. That can be done online probably. As far as the financing, again I have contacts who would be happy to help you explore those options. If you'd ... more
0 votes Share Flag Tue May 29, 2012 Home Buying in Cedar Park
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I have been trying to get preapproved for a loan however my credit is in bad shape its a 545, 560, 635. Wha ...
Check with a loan officer or mortgage broker. But, basically, you'll have to improve your credit. While ability to pay is important, so is your credit history. I know that lots of peopl ... more
0 votes Share Flag Mon Jan 7, 2013 Financing in 23451
Kim Sullivan, Real Estate Pro in ,
Kim Sullivan answered:
Is there any hope in getting a mortgage with 50% down and a poor credit score with little debt?
You can call Jeff at Supreme Lending. Jeff or Pam are great with helping clients get their scores up. They will guide you and work with you to get you mortgage ready . Then myself or my ... more
0 votes Share Flag Tue Oct 2, 2012 Home Buying in Burleson
Raymond Huss…, Real Estate Pro in Georgetown, TX
Raymond Husser answered:
Is it possible to lease a house with bad credit but great references?
Hello Alandra,

Iffind that credit is just one issue. If you have credible references like a former landlord then you may be in luck. The big kicker is who are you competing against. ... more
0 votes Share Flag Mon Jun 4, 2012 For Rent in Forest Creek
Konstantin Z…, Real Estate Pro in New York, NY
Konstantin Zaliznyak answered:
I am a 32 years old single female looking to buy in Manhattan.
Lucy, there are always options available. First step is to speak to a mortgage broker and find out what kind of mortgage you can qualify for / afford. Once we have that we can start loo ... more
0 votes Share Flag Sun Jun 24, 2012 Home Buying in New York
Michael Young,  in Sunnyvale, CA
Michael Young answered:
Is it possible to get a loan for a mobile home?
All day long. As long as you have a "good credit" score.((635)+. And the home is not too old (1976+). And you have the income to support that loan. And $14,000. for a down on almos ... more
0 votes Share Flag Tue Nov 3, 2015 Home Buying in Sunnyvale
Anna Hartline, Real Estate Pro in West Palm Beach, FL
Anna Hartline answered:
Tired of moving house to house.
Yes. I can rent you a home that is not going to go into forclosure, or help you buy a home. Buying at this time is the right thing to do. Never have prices been lower in the last 15 ... more
0 votes Share Flag Wed Feb 22, 2012 Home Buying in West Palm Beach
Bill J Delig…, Real Estate Pro in ,
Bill J Deligiannis answered:
My "MyFICO.com" score is lower than the one my broker got from rapid rescore. Doesn't rapid r ...
If you are trying to purchase or refinance, the scores that your mortgage broker provided to you are the ones that will be used to obtain the loan. Your scores may have gone down slight ... more
0 votes Share Flag Sun Oct 6, 2013 Home Buying in Chicago
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
i have improved my middle credit score from 541 to 635. am i in a good position to buy a house in the next ...
Congratulations! Your score should not be an impediment to getting financing. Other considerations will be your employment history, assets, down payment and income.
If ... more
0 votes Share Flag Tue Dec 13, 2011 Home Buying
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
Needing a VA Loan on a 635 middle credit score. It has to be for a manufactured home. Any lenders out there ...
I dont know why not- I hope you find an agent that can help- I have a great lender in Grants Pass, OR but I dont know the area you are in - but if you need someone call Gene At 541-659- ... more
0 votes Share Flag Tue Nov 29, 2011 Financing in 97720
Ninamarie :-), Home Buyer in Pennsylvania
Ninamarie :-) answered:
My 3 scores are 615, 617, and 635. I've filed for bankruptcy 1 year 1/2 ago. We're looking t ...
By the way (since it would only let me type a certain amount), I have a decent income working as a polysomnography technician (aka "sleep disorder technician), and I have my two st ... more
0 votes Share Flag Tue Oct 18, 2011 Financing in Pennsylvania
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I am a RN. Even though I make amazing money my cred score is on the lower 600 end. Is there any lender th ...
Both are weighed equally - "lower 600 end" still can qualify for mortgage financing though. How has your credit been for the past 12 months? Any late payments or new collect ... more
0 votes Share Flag Mon Oct 3, 2011 Financing in Orlando
stephen holb…, Real Estate Pro in denver, CO
stephen holben answered:
Is it cheaper to buy or rent in Denver?
It's far and away cheaper to buy. With rent all you do is give away your money and in the end have nothing to show for it. You can't even deduct rent from your taxable income. ... more
0 votes Share Flag Thu Sep 27, 2012 Market Conditions in Denver
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
My husband and I are now in the point of our lives that we want to buy a home and expand our family. I am looking at the homes that are out there
The gating factor is your down payment. Right now you have about 5% while barely covering closing cost. Some banks may do 5% down up to $417K. Also you should check out FHA loan. Work w ... more
0 votes Share Flag Thu Jul 7, 2011 Home Buying in Hacienda Heights
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I have a 594 credit score who will loan to me?
Banks use the middle score, so depending on where that is you may well get approved. It's more than just scores though, why do you have the low numbers? Have you taken s ... more
0 votes Share Flag Thu Jan 22, 2015 Home Buying in 92201
Jim McCowan, Real Estate Pro in Arlington, VA
Jim McCowan answered:
Crazy Situtation-Will this work?
I've had three individuals on a contract before here in the Metro area. Not sure it's possible in Michigan. As for the issues with three people involved, I'd think it&# ... more
0 votes Share Flag Fri Jun 24, 2011 Home Buying in Mount Pleasant
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Is there a lender that will give a loan to someone with 568 credit score? The house I want is 53,100. ...
There are others factors in addition to credit that determine qualification, therefore do visit with any local banks and or credit unions; after reviewing your overall financials you lo ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in 75115
Tom Burris, Real Estate Pro in Plano, TX
Tom Burris answered:
If you credit score is in the 600's can you get financed for a house?
Most lenders need your middle score to be 640.

Also, at 640 you will get the same rates as someone with a 800 score on FHA loans.

Please feel free to contact me if you have any fu ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Weatherford
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
what is the minimum combined credit score for 203k fha and how to i calculate the combined score?
No calculator necessary, just have a lender get order your credit report. Each company will provide 1 score for each borrower. Banks will use the middle score of the lo ... more
0 votes Share Flag Thu Jan 12, 2012 Remodel & Renovate in South Dakota
Jennifer Her…,  in Royal Palm Beach, FL
Jennifer Hernann answered:
where in the world can you find a list of FHA approved homes to buy?? Northern California
Hi Windowpainter,
HUD.gov has a list of homes for sale that they personally own but a Realtor will be able to help you with all homes that can qualify for FHA approved financing. Gen ... more
0 votes Share Flag Sat Mar 5, 2011 Home Buying in 95667
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