First Time Home Buyer Poor Credit All Locations : Advice

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Shannon Ande…, Real Estate Pro in San Diego, CA
Shannon Anderson answered:
I am relocating to San Diego (Scripps Ranch, Poway, Escondido). What delta can I expect (generally) between list & actual prices? For short sales?
There is a shortage of inventory right now Michael and so we are seeing homes getting multiple, over list price offers at this point. As for pre-approved short sales, most agents tell y ... more
0 votes Share Flag Sat Jan 31, 2015 Home Buying in 92131
Boris Miric, Real Estate Pro in Alexandria, VA
Boris Miric answered:
What's the very first step to take when considering purchasing a home? (Determining a down payment? Homebuye ...

Thank you for asking the question as it is imperative to know the proper steps. The very first is to connect with a lender.

If you'd send me an email where I can forwar ... more
0 votes Share Flag Sun Feb 10, 2013 Home Buying in Washington
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I need an investor who will purchase the property for me then rent to own it back to me.
Rent to own back to you? You are in a dream world. Since less than 1% of rent to owns actually produce a sale in the end the investor would have to be a bit crazy or really get a steal ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Chokio
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
i am looking for a rent to own home at least 3/2 in leesburg, fl.. we have enough for deposit and all expen ...
You sound like you are going to find a lot of them to choose from. If you find 1 I would be surprised. they don't work and waste time for a seller so sellers avoid them, you should too. ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Leesburg
Thom Colby, Real Estate Pro in Irvine, CA
Thom Colby answered:
I guess when you wait a long time for a short sale approval from the banks you never know?
What is unfair about it ? You made an offer which was accepted by the Seller - BUT - it was CONTINGENT on the Bank approving the amount of the loss they would accept. Short Sales are ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in Irvine
Roxanne Task…, Real Estate Pro in ,
Roxanne Tasker answered:
Hi my name is Muriel and I get your listing for houses all the time. I wanted to know if you can send me s ...
I do not have any of those. I will try and check. Not real common rent to own and I do not do rentals.
0 votes Share Flag Tue Jan 29, 2013 Home Buying in 33760
Sharon-Frank…, Real Estate Pro in Pacifica, CA
Sharon-Frank Vella answered:
Which is the best way to increase my home equity, pay down the principal (where I get a $1 for $1) or do a ...

Depending on the current size and bedroom/bathroom count of your home, doing an addition could "hands down" be the best strategy to increase the value of your home. If you a ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in 94044
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
I recently saw a home where the owner is offering financing. Our credit is to low to go tradition ...
Some Protective Measures:
1. Check county records to ensure the person offering the owner finance is the owner of record.
2. Check the County's "Lis Pendens" notices to ensure that ... more
0 votes Share Flag Tue Jan 29, 2013 Home Buying in Oklahoma City
Joseph Fleis…, Real Estate Pro in Tustin, CA
Joseph Fleischaker answered:
How to sell our 4 3 house in irvine to investors without being ripped off?
If you have equity in the house I would be willing to fund all the repairs and get it in great shape so you can get top dollar for it.
0 votes Share Flag Tue Jun 11, 2013 Home Selling in Irvine
KEITH PARKER answered:
Are buyers concerned there is not enough inventory out there?
Hello Donna . While there has not been any formal announcement from the real estate industry or your local news, buyers that are currently looking for homes are experiencing it first h ... more
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Silver Spring
Ramona Miley, Real Estate Pro in Dothan, AL
Ramona Miley answered:
How do I find rent to own homes in my area?
In some areas you can check with the property management division of a Real Estate company or just check under Property Management for your area on line.
0 votes Share Flag Mon Mar 2, 2015 Home Buying in 95814
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
I am buying a short sale house. PNC is the seller’s lender.
Short sales can take a very long time for the bank to approve. The seller also has to cooperate and sometimes they drag their feet. It is very frustrating and requires great patience. ... more
0 votes Share Flag Sat Jun 15, 2013 Home Buying in Jacksonville
Larry Sarlo…, Real Estate Pro in Sewell, NJ
Larry Sarlo (CDPE) answered:
First time home buyer/renter with a chunk of money for a downpayment but not the greatest credit.
Mostly because of your credit it will be difficult for financing. But cash is king...!

There are plenty of good buys still out there in good areas such as Collingswood, Mt Ephraim, ... more
0 votes Share Flag Mon Jan 7, 2013 Home Buying in Turnersville
Tammy Maciag,  in Rochester, NY
Tammy Maciag answered:
I am a first time home buyer. I have poor credit, my husband good. We don't have much of a down paym ...
You may have a few options. Please feel free to contact me directly and i can see what i can do to help you.
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Rochester
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
what are the key features of short sales & how would the buyer benefit from this method (assuming they do)? ...
Your first step is to contact a local lender to obtain a pre-approval and to discuss your lending options.
Once completed you can begin your search for standard listings, foreclosure ... more
0 votes Share Flag Tue Dec 25, 2012 Home Buying in 48195
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
I am a first time buyer. Where do I began?
Hi Angela!

Consider this:
Be picky but don’t be unrealistic. There is no “perfect” home.
Do your homework before you start looking. Decide specifically what fe ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 24501
Larry Tollen, Real Estate Pro in Chapel Hill, NC
Larry Tollen answered:
Any suggestions for a first-time home buyer?
Your going to want to find an expereinced buyer broker to help you find and buy a home. Here's a link to an article on how to do this: ... more
0 votes Share Flag Mon Sep 22, 2014 Home Buying in 21613
Ron Thomas, Real Estate Pro in ,
Ron Thomas answered:
Do buyers prefers to buy houses with updated kitchen and bathroom or they will h ... 's credit? ...
Many, many Buyers right now are squeezing in to their new Loans; they do not have money let over to do repairs and upgrading:
They are looking for turn-key house.
Or else, they plan o ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying
Ahebert91, Home Buyer in 15147
Ahebert91 answered:
First time home buyer, where do i start?
Everyone i have contacted doesnt seem to take us seriously, i feel. I had a car loan i paid off early by 2 years, and my name is currently on a second car loan that will be paid off in ... more
0 votes Share Flag Fri Dec 7, 2012 Parks & Recreation in Plum
Ivan Sagel, Real Estate Pro in Chicago, IL
Ivan Sagel answered:
If you have no credit (which obviously means bad credit), can you buy an apartment or town home in full? As ...

Even if you have bad credit, you can still pay cash for real estate.

All the best,

Ivan Sagel
0 votes Share Flag Sun Dec 16, 2012 Home Buying in Chicago
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