Can I Buy A House With A 650 Credit Score All Locations : Nationwide Real Estate Advice

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Gabriel Nguy…,  in Campbell, CA
Gabriel Nguyen answered:
Is it possible to buy and old house, demolish it and build a manufactured home on the land?
No you just can demolish the house and put a manufacturing house there UNLESS that land is designated as a mobile homes park.

Gabriel Nguyen
1-Stop Realty Group
900 E. Hamilton av ... more
0 votes Share Flag Sun Jan 27, 2013 Home Buying in San Jose
Gary Loy, Real Estate Pro in Pana, IL
Gary Loy answered:
Can I get approved for a USDA direct loan with a 600 credit score?
It sounds like good news. Credit scores generally have to be 640, and yours would probably be combined. Every bank and Mortgage company is different and has different guidelines as to t ... more
0 votes Share Flag Tue Jul 2, 2013 Home Buying in 62401
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
hi my husband and i are looking into buying a home my credit score was 626 and his was 608 when we talked to ...
For an FHA mortgage, most lenders require a 640+ credit score for the last 2-3 years now.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan progra ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Conyers
Connie Hall, Real Estate Pro in Arlington, TX
Connie Hall answered:
Looking to rent a home. Want to know what's the average amount required for a d ... will companies or renters work with credit. ...
Most leases I have seen have a deposit amount the same as the monthly lease, similar to 1st and last month rent. Are you wanting to lease a home yourself to live in or do you have a re ... more
0 votes Share Flag Fri Jan 4, 2013 For Rent in 76105
Marcy Moyer, Real Estate Pro in Palo Alto, CA
Marcy Moyer answered:
Is 2013 a good time to buy a house in the Bay Area. What do the trends look like. I see the prices going up ...
The inventory is almost non existent. When this happens in Dec historically the prices will increase in the following year. So, yes it is a good time to buy, especially early in the yea ... more
0 votes Share Flag Mon Dec 31, 2012 Home Buying in Mountain View
Nina Daruwal…, Real Estate Pro in Cupertino, CA
Nina Daruwalla answered:
How much house can I get if I put down 300-400k in cash?
Hi David,
I am re-location certified and work with clients with different situations like yours all the time. I have re-located four countries myself! With what figures you are giving ... more
0 votes Share Flag Thu Jan 17, 2013 Home Buying in Mountain View
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I 'm looking for a large 1 bedroom or large studio apt in the bronx.Allerton,castlehill,morris pa ...
Consider working with an agent; or check local print media for by owner rentals, always verify ownership before exchanging any money; word of mouth, etc.
0 votes Share Flag Sat Aug 15, 2015 Rentals in Fleetwood - Concourse Village
Mildred Vale…, Real Estate Pro in Bronx, NY
Mildred Valentin answered:
Hi I 'm looking for a large 1 bedroom or large studio apt in the bronx.
Curtis,

Whats your budget and what neighborhoods are your interested in? I can help, here at EXIT REALTY SEARCH we have a wide range of rentals in the Bronx. Call me direct at 646-95 ... more
0 votes Share Flag Sat Aug 15, 2015 Rentals in Fleetwood - Concourse Village
Ron Jensrud, Real Estate Pro in Fridley, MN
Ron Jensrud answered:
First time home buyers
Well with selecting a real estate agent you need to understand there are 2 types of Buyer Agents:

1) Exclusive Buyer Agents - work in a firm that never represents sellers, they only ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in San Mateo
Mark Fisher, Real Estate Pro in Levittown, NY
Mark Fisher answered:
Hi I have a 630-650 credit score
Hello, there is a good chance that you will be approved for a loan... The amount you will be approved for depends on your monthly debts, your income and any potential rental income of y ... more
0 votes Share Flag Mon Nov 26, 2012 Home Buying in New York
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Can auction properties be bought at steep discount? What are the risks in buying auction properties?
Are you referring to the court house steps or where a real estate agent / company does an auction?

On the court house steps are you just purchasing the foreclosed lien, there may be ... more
0 votes Share Flag Sat Nov 17, 2012 Home Buying in San Jose
Alan Openshaw, Real Estate Pro in Southampton, PA
Alan Openshaw answered:
Can you get a FHA Streamline 203k loan with little or no credit?
Hello Gunsdj,

Unfortunately you are now seeing the error of your ways. Most lenders require three tradelines with at least a twelve month history(credit cards, student loans car paym ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 18073
Mark Danoski, Real Estate Pro in Berlin, NH
Mark Danoski answered:
my girl friend are looking to buy a new house her credit is great 800 due too some medical bills mine has ...
Lately, with all the new banking laws, the same names need to be the same from start to finish. Talk to your banker. Also, a portfolio loan may work.
0 votes Share Flag Tue Nov 13, 2012 Home Buying in Verona
John Morrison, Real Estate Pro in Las Vegas, NV
John Morrison answered:
why did we get denied from renting a house when we have been renting an apartment for 2 years and it costs ...
The Denial may not have had anything to do with you. It may just have been that the landlord got an application from someone who had a better credit score, and excellent income instead ... more
0 votes Share Flag Tue Nov 13, 2012 Rental Basics in 89148
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
My wife and I will be first time Home buyers and need advice on what type of Loan programs exist.
Good morning Ron Ermis,

Here's my advice based on my 23 years experience as a Mortgage Banker here in New York:


First steps:
1. Meet with a Local Mortgage Banker to get prequal ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Chicago
Paul Silverm…, Real Estate Pro in Houston, TX
Paul Silverman answered:
Are there any advantages to buying a home cash?
It is always better to pay cash. There are so many fees you will save by doing this, less speedbumps that you could hit and a much easier closing. Let me know if I can help you in your ... more
0 votes Share Flag Sun Nov 18, 2012 Home Buying in Houston
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
what sources (news, internet, networking) do you use to determine current market (buyers'? sellers'?). What statistics?
This can not be answered by statistics. The time to move is when you are ready, you have found the property that fits your criteria and you can afford and that your job and life is st ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in San Jose
Tyler Willis, Real Estate Pro in Atlanta, GA
Tyler Willis answered:
I WANT TO MOVE TO ATL. GA.
Hi Sherlie,

I would recommend possibly renting your house out and not just walk away from it. Simply walking away would put an end to any chance of buying a new home.

Atlanta has ... more
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Atlanta
Linda Chu,  in Millbrae, CA
Linda Chu answered:
I want to buy a house but i have poor credit i think under 600. I dont know where to start. I have a good st ...
If your credit is at least 560 than I can help you. Feel free to contact me so that we can get you pre-approved!

Linda Chu
Mortgage Center Corp
199 California Drive # 200, Millbrae ... more
0 votes Share Flag Sun May 26, 2013 Home Buying in Fresno
Tom Lipinski, Real Estate Pro in Shelby Township, MI
Tom Lipinski answered:
I make $65k a year and would like to buy a house, I have almost no bills, but I have a 630-650 credit sc ...
Everything looks good other than you'll need a 640 score, however if it is below 640 it should be a breeze to jump it up. Please contact me at 586-774-2300 and I will put you in touch w ... more
0 votes Share Flag Wed Feb 26, 2014 Home Buying in 48236
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