Acorn Home Buying Program All Locations : Advice

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Jeremy Larkin…, Real Estate Pro in The Woodlands, TX
Jeremy Larkin - GRI answered:
Credit poor but has cashflow, can I buy a home?
Really the only way i would be able to answer your question is to really evaluate your situation. There are options and i may have just the program for you. Contact me so i can send you ... more
0 votes Share Flag Mon Apr 28, 2008 Home Buying in Houston, TX
Mario Pinedo,…, Real Estate Pro in Beverly Hills, CA
Mario Pinedo, CCIM answered:
How would a renter/buyer benefit from a Lease to Own situation? Credit is great, but the down payment will
First, the availability of those situations is very, very rare. So, it significantly limits your ability to shop for a home. Then, does the lease option benefit you or the seller. Th ... more
0 votes Share Flag Fri May 9, 2008 Home Buying in Palo Alto, CA
Jason Willia…, Real Estate Pro in Anaheim, CA
Jason Williams answered:
I want to buy my first home with ACORN loan. What do I know now?
I'm working with someone right now who is looking for a 200K condo in Tustin/Santa Ana. I have a guy that is working on one of those for them, you can give him a call anytime and he can ... more
0 votes Share Flag Thu Mar 20, 2008 Financing in Santa Ana, CA
Jane Cooper, Real Estate Pro in 98682
Jane Cooper answered:
my credit is bad but i can afford to purchase a home. what do i do.?
Your best bet is to either lease to purchase or work with a lender who provides credit repair services which will increase your credit score so you'll be able to qualify for a loan. Qu ... more
0 votes Share Flag Fri Mar 21, 2008 Financing in 31903
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Does ACORN work in Placer County or just Sac County?
Here is the contact information for Acorn:


ACORN Housing Corp
4433 Florin Rd., #830
Sacramento, CA 95823
Phone: (916) 451-9659
Fax: (916) 451-9660

email to: [cli ... more
0 votes Share Flag Thu Feb 21, 2008 Home Buying in Sacramento, CA
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
I am hoping for down payment assistance. I looked at the housing authority website and other websites and
There are many programs available. Have you checked out the ACORN website? I work with people on down payment assistance programs in Los Angeles. I know that there are assistance progra ... more
0 votes Share Flag Sun Aug 29, 2010 Home Buying in Beaumont
Gregory NNN…, Real Estate Pro in 94127
Gregory NNN Commercial Garver answered:
What are the income limits for ACORN in San Francisco?
Thanks to Roberta,

Though loan limits vary from state to state, the basic guidelines for Acorn Loan program qualification remain much the same. In California, for example, maximum qu ... more
0 votes Share Flag Mon Jan 21, 2008 Home Buying in South Beach, San Francisco, CA
Melanie Nard…, Real Estate Pro in San Francisco, CA
Melanie Narducci answered:
hi I am very new at this! Someone help me!
I'd highly recommend selecting a buyer's agent to help you. I'd say that Mike Mendoza's team would be helpful, Mike is a great guy and very customer service oriented. His number is 48 ... more
0 votes Share Flag Sun Jan 13, 2008 Home Buying in Deltona, FL
Rebecca Cham…, Real Estate Pro in Palos Verdes Estates,...
Rebecca Chambliss answered:
Should we consider buying even though we don't have a lot of income?
I would suggest you first speak to a lender or Realtor to find out what you can afford comfortably with a traditional loan. Unless you have a large downpayment saved, it is probably be ... more
0 votes Share Flag Sun Mar 16, 2008 Foreclosure in 92104
Donald J. Le…, Real Estate Pro in Tacoma, WA
Donald J. Leske II answered:
How much home can I afford?
Hi Tasha,

You can get a lot of thoughts, ideas and opinions here naturally... however we are mainly Real Estate Agents, not mortgage brokers or bankers. Even a Banker would need to t ... more
0 votes Share Flag Mon Dec 24, 2007 Home Buying
Carrie Crowe…, Real Estate Pro in Southaven, MS
Carrie Crowell - Keller Williams Realty answered:
My credit score is about 540 and husband is worse. Good income. Bills are paid. Is a 1st home loan possible? ...
It is really a really tough mortgage market right now for people with low credit scores. With so many lender closing their doors and restructuring I would say it would be very ... more
0 votes Share Flag Sat Aug 10, 2013 Home Buying in Oregon
Ken Herrera, Real Estate Pro in Las Vegas, NV
Ken Herrera answered:
Need a NO MONEY DOWN mortgage for a property that's selliing for UNDER it's assessed value.

Depending on the value of the home, you may want to look at a My community program and or ACORN program offered by Bank of America. There are still a few 100% deals out there, ... more
0 votes Share Flag Wed May 14, 2008 Financing in Mannsville, OK
Ian Cockburn,…, Real Estate Pro in New Orleans, LA
Ian Cockburn, Broker answered:
first time home buyers program need help for middleburg,fl
Find yourself a mortgage company like Wells Fargo that will have several programs to help first time homebuyers. Once you get preapproved, and have a clear focus on your current savin ... more
0 votes Share Flag Mon Oct 8, 2007 Home Buying in Middleburg, FL
Diane Glander, Real Estate Pro in Spring Lake, NJ
Diane Glander answered:
Realtors - What banks are you using with good first home buyer programs?
Wachovia has a few excellent programs for first time homebuyers with little or no money down.
0 votes Share Flag Tue Oct 2, 2007 Home Buying in Harrisburg, PA
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
Can I get approved for a loan for $220k If I just recently payed off all of my bad credit?
I would recommend that you consult with a loan agent who will be able to pull your credit and tell you what your options are. Don't be afraid to ask. If your credit needs improving, t ... more
0 votes Share Flag Wed Nov 7, 2007 Financing in 84043
Gary Smith, Real Estate Pro in Michigan
Gary Smith answered:
What kinds of programs are available for first-time home buyers in the Ann Arbor/ Ypsilanti area?
Jon, There are several first time buyer programs available from the Department of Housing and Urban Development and possibly from the State of Michigan. These are available at the webs ... more
0 votes Share Flag Thu Sep 6, 2007 Home Buying in Michigan
Sylvia Barry,…, Real Estate Pro in Marin County, CA
Sylvia Barry, MAS, CIPS, SRES answered:
What is the prgram helps the most for first time house buyers?
Hi Jennifer:

Other than the usual find a great Reatlor to represent you (which we can go into details ot the benefits if you'd like); here is a great thread about first time home buy ... more
0 votes Share Flag Tue May 20, 2008 Home Buying in San Antonio, TX
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
MYTH OR FACT? (Chicago) Are home buyers going to have to take a class to purchase soon?
I have not heard of such a thing. If there were even a voluntary class, I am sure that many Trulia posters would have suggestions for content to be covered.
0 votes Share Flag Thu Aug 30, 2007 Foreclosure in Chicago, IL
Voices Member,  in
Voices Member answered:
How do peole afford property in So Cal?
Hi Jeff - you're right, it's crazy out there! I'm a Realtor up in the Bay Area and I've had many first time home buyers have really good experiences using ACORN loan programs. You can ... more
0 votes Share Flag Tue Sep 18, 2012 Foreclosure in Sherman Oaks
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
Cindi Hagley, Prudential answered:
Is there something as residents of the SF bay area can do to decrease the home prices?
Do you mean to make homes more affordable? Because of the beauty of the Bay Area, it will always be comes down to supply and demand. However, lenders will most likely st ... more
0 votes Share Flag Wed Aug 22, 2007 Home Buying in San Francisco, CA
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